North Memorial Credit Union Robbinsdale MN | Best Auto Loans & Business Banking

Introduction

Welcome to North Memorial, your trusted partner in financial wellness since 1964! Nestled in the heart of Robbinsdale, MN, at 3300 Oakdale Ave N, our credit union is more than just a place to bank; we are a community-focused institution dedicated to enhancing the financial lives of our 4,496 members. With total assets of $50,682,578 and robust deposits totaling $2,628,334, we stand strong in providing reliable services tailored to meet your needs. At North Memorial, we pride ourselves on our commitment to member satisfaction. Under the leadership of our CEO, Dana Garrett, and Board President, Steven Miller, our team of 13 employees is ready to support you through every financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to 3300 Oakdale Ave N, Robbinsdale, MN 55422-2926. We understand that banking should be convenient and accessible; that's why we offer a variety of online services including mobile banking and e-statements. We invite you to explore how North Memorial can help you achieve your financial goals. With a net worth of $5,326,805 and cash in hand amounting to $206,592, we are well-positioned to serve our community effectively. If you have questions or want to learn more about our offerings, don't hesitate to call us at 763-367-7700. Your financial future is bright with North Memorial by your side! Visit us online at North Memorial FCU for more information.

Branch History & Mission

Join Us

As we look toward the future, North Memorial remains committed to adapting and growing alongside our community's needs. We invite you to experience all that North Memorial has to offer whether you're looking for personal banking solutions or ways to support your local community. Join us today and discover how being a part of North Memorial can benefit you! For more information or assistance, feel free to reach out at 763-367-7700 or visit us online at North Memorial FCU. Together, let's build a brighter financial future!

Our Journey

Since our inception over five decades ago, North Memorial has evolved significantly. We started with the aim to provide accessible financial services that cater to the unique needs of our community members. Over the years, we have expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. This growth reflects our commitment to supporting not just individual aspirations but also fostering a strong sense of community. Our operating hours are designed for your convenience: Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM; Wednesday from 10:00 AM to 4:30 PM; and Friday from 8:30 AM to 5:00 PM. While members can visit us at our branch location for face-to-face support or transactions, official correspondence should be directed to our mailing address at 3300 Oakdale Ave N, Robbinsdale, MN 55422-2926.

Our Mission

At North Memorial, our mission is clear: we aim to empower our members through personalized financial services while making a positive impact on the community. We believe that banking should be about more than just transactions; it should foster relationships built on trust and understanding. We are dedicated to ensuring that every member feels valued and supported in their financial journey. In addition to offering essential banking services, we actively engage in community outreach initiatives. Whether it's partnering with local organizations or participating in events that uplift our neighborhood, we strive to give back whenever possible. We also embrace technology by providing online banking options that make managing finances easy and accessible. Members can enjoy features such as electronic statements and mobile applications for added convenience.

Branch Location & Accessibility

Comprehensive Banking Services

At North Memorial, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit everyone. While we currently do not have ATM services or drive-thru banking available, our dedicated team is always ready to help you with transactions inside the branch. If you need assistance outside of our regular hours or prefer online services, don't forget that we provide mobile and online banking options for added convenience!

Easy Access and Parking

Our branch features accessible parking and complies with ADA standards, ensuring that everyone can visit us comfortably. You'll find ample parking space right outside our doors, so there's no need to worry about finding a spot when you arrive.

Get in Touch

Ready to explore what North Memorial has to offer? Feel free to call us at 763-367-7700 if you have any questions or would like more information about our services. We invite you to visit us at our branch soon! Remember, while members can visit us at 3300 Oakdale Ave N, official correspondence should be sent to the same address for clarity. Your financial journey starts here at North Memorial where community meets convenience!

Operating Hours that Fit Your Schedule

We know how busy life can get, which is why our lobby hours are designed to fit your schedule. We're open Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM; on Wednesday from 10:00 AM to 4:30 PM; and Friday from 8:30 AM to 5:00 PM. Stop by during these times to meet with our friendly staff who are eager to assist you.

Member Eligibility

At North Memorial, we believe that becoming a member is like joining a caring family that supports you in your financial journey. If you're looking to become part of our community, you'll be pleased to know that eligibility is designed to be straightforward and welcoming. Generally, anyone who lives, works, worships, or attends school in our service area can join us. This includes residents of Robbinsdale and surrounding areas. We encourage you to check the specific eligibility criteria for more details at http://www.northmemorialfcu.com/about-us/why-nmfcu-our-history-membership. Opening an account with us is just as simple! Our friendly team is ready to guide you through the process, ensuring it feels effortless and inclusive. You can start your membership journey today by visiting us at our branch located at 3300 Oakdale Ave N Robbinsdale Mn 55422 or by giving us a call at (763) 367-7700. We can't wait to welcome you into the North Memorial family!

Business Banking & Commercial Services

Business Loan Options

Imagine your dream of expanding your storefront or launching a new product line coming to life. Our commercial loan programs make this possible. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services simplify payment processing so you can focus on what you do best running your business. Whether it's accepting card payments or managing invoices, we have the tools to help you stay efficient and keep your customers happy. Located at 3300 Oakdale Ave N Robbinsdale Mn 55422 in Robbinsdale, MN, we're here to help your business grow. Reach out to us at (763) 367-7700 for more information on how we can support your financial needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. We offer competitive rates and flexible terms that make it easier for you to finance the vehicle of your dreams. Picture yourself driving off in that new car while enjoying manageable monthly payments.

Business Banking

For small business owners, our Business Banking services include merchant services and business loans designed to help grow your enterprise. We know how hard you've worked for your business; let us support you in making it thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Use your card for groceries or gas, and watch those rewards add up! It's a simple way to get more from what you already spend.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. You can manage all of these services from anywhere whether you're at home in Robbinsdale, MN, or on the go! Plus, if you ever need assistance, just give us a call at (763) 367-7700. At North Memorial, we believe that banking should be straightforward and accessible for everyone. Visit us at 3300 Oakdale Ave N Robbinsdale Mn 55422, or check out our website at North Memorial Fcu to learn more about how we can assist you with all of your financial needs today!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're purchasing your first home or refinancing an existing mortgage, we provide personalized service to help guide you through the process. Our team is here to ensure you find a solution that fits your budget and future plans.

Personal Banking Services

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts tailored to fit various lifestyles. Imagine opening an account with no monthly fees and enjoying easy access to your funds through our online banking platform. You can check balances, pay bills, and transfer money with just a few clicks.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can tackle those costs head-on. We work with you to create a loan that fits your needs, helping you regain control over your finances without added stress.

Digital & Online Banking

Key Features

One of the standout features is the ability to set up electronic signatures for transactions, making your banking experience even smoother and faster. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your finances effortlessly. Our mobile application provides another layer of convenience. You can quickly make person-to-person transfers with just a few taps on your screen perfect for splitting bills or sending money to friends. While we currently don't offer mobile payments, our app still supports essential features that keep you connected to your accounts.

Security and Accessibility

Your security is our priority. We utilize strong measures to protect your information, giving you peace of mind as you navigate your banking tasks online. Our platform is designed with accessibility in mind, ensuring that managing your accounts is easy whether you're tech-savvy or just getting started. In summary, North Memorial's digital and online banking services empower you with the tools you need for real-time account management in a safe and convenient environment. Join us today and experience how easy banking can be!

Financial Strength

At North Memorial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $5,326,805, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,687,945 in share certificates and $4,112,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $4,535,134 in undivided earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $659 in used auto loans and $32,505,719 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $353,342, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 8,077, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Memorial is your trusted partner. Visit us at 3300 Oakdale Ave N Robbinsdale Mn 55422 or call (763) 367-7700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,278,566 in used vehicle loans and $2,121,148 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have flexible terms to fit your budget.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While currently there are no commercial loans outstanding, we remain committed to supporting local businesses with tailored financial solutions as they arise. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is here to assist you every step of the way. We aim to make the borrowing experience as straightforward as possible. For more details or to discuss which loan option might be best for you, feel free to reach out! You can contact us at (763) 367-7700 or visit us at 3300 Oakdale Ave N Robbinsdale Mn 55422 in Robbinsdale, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Credit Cards and Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $1,312,649 in loans helping members manage their finances effectively. Our credit cards come with various features that can enhance your purchasing power while keeping your finances manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,469,354, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home buying process smoothly.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This real-world example highlights how effective and user-friendly the platform can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

North Memorial