North Memorial Credit Union Maple Grove MN | Low Mortgage Rates & Business Banking

Introduction

Welcome to North Memorial, your trusted financial partner located at 15601 Grove Cir N, Maple Grove, MN 55369. Since our establishment in 1964, we have dedicated ourselves to providing personalized banking solutions to our community. With a strong membership base of 4,496 and total assets amounting to $50,682,578, we are here to support you through all of life's financial milestones. At North Memorial, we pride ourselves on being more than just a credit union; we're a part of the community. Our commitment to helping members achieve their financial goals is reflected in our robust offerings, including over 2,376 loans and leases that empower individuals and families alike. We also maintain a solid foundation with total deposits reaching $2,628,334 and a net worth of $5,326,805, ensuring your money is secure with us. While members can visit us at our branch for all your banking needs, official correspondence should be sent to the same address listed above. Our friendly team, led by CEO Dana Garrett and Board President Steven Miller, is always ready to assist you. You can reach us at 763-255-2900 or send a fax to 763-367-7725. With services ranging from personal checking and savings accounts to auto loans and mortgages, we strive to make banking accessible and straightforward. Whether you're looking for online banking options or need assistance with loans, our staff is equipped to provide exceptional service tailored just for you. Discover how North Memorial can help you achieve your financial dreams today! Visit our website at northmemorialfcu.com or stop by our branch we're excited to serve you!

Branch History & Mission

Welcome to North Memorial, a credit union with a rich legacy and deep roots in the Maple Grove community. Since opening our doors in 1964, we have dedicated ourselves to serving our members with integrity and care. Located at 15601 Grove Cir N, Maple Grove, MN 55369, we are proud to be part of this vibrant city, supporting both individual financial needs and broader community initiatives. Over the years, North Memorial has grown significantly. Today, we serve nearly 4,500 members and manage total assets amounting to over $50 million. Our journey began with a simple mission: to provide accessible financial services while fostering a sense of belonging among our members. This mission remains at the heart of everything we do. At North Memorial, our commitment extends beyond banking services. We aim to empower our members by offering personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our digital advancements ensure that members can enjoy online and mobile banking for added convenience. With features such as ATM access and drive-thru banking available for easy transactions, we strive to meet the diverse needs of our community. While members can visit us at our physical location in Maple Grove, official correspondence should be sent to our mailing address: 15601 Grove Cir N, Maple Grove, MN 55369-4489. We encourage you to reach out with any questions or concerns by calling us at 763-255-2900. Our mission is not just about providing financial services; it's about making a positive impact in the lives of those we serve. Through partnerships and outreach efforts within the community, we actively support local initiatives that promote growth and well-being. As we look ahead, we remain committed to being a trusted partner for all your financial needs. Join us today at North Memorial where your journey towards financial health begins! Experience the benefits of membership with a credit union that truly cares about its community and its people. Visit us online at North Memorial FCU to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Welcome to the North Memorial branch, conveniently located at 15601 Grove Cir N in beautiful Maple Grove, MN. Our location is easy to find, nestled close to local favorites like the Maple Grove Town Center and just a short drive from the scenic Elm Creek Park Reserve. Whether you're running errands or visiting us specifically for your banking needs, you'll appreciate our accessible setting. At North Memorial, we want to make your banking experience as smooth as possible. We offer ample parking right by our entrance, ensuring you can access our services with ease. Our branch is also equipped with ADA-compliant features, including ramps and wide doorways, making it friendly for everyone. We understand that time is valuable, which is why our operating hours are designed with your busy schedule in mind. You can visit us Monday from 8 AM to 6 PM, Tuesday and Thursday from 8 AM to 5:30 PM, Wednesday from 10 AM to 5:30 PM, and Friday from 7 AM to 6 PM. Need to access cash outside of regular hours? No problem! We have an ATM available on-site for your convenience. If you're looking for quick service, take advantage of our drive-thru banking option. It's perfect for deposits, withdrawals, and other simple transactions without needing to step inside. Plus, we provide personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more all tailored to meet your financial needs. While members can visit us at 15601 Grove Cir N, official correspondence should be sent to the same address listed above for clarity. Ready to take the next step? Give us a call at 763-255-2900 or stop by today! We look forward to serving you at North Memorial!

Member Eligibility

Becoming a member of North Memorial feels like joining a warm and welcoming family. Located at 15601 Grove Cir N Maple Grove Mn 55369, we invite individuals who live, work, worship, or attend school in our community to experience the benefits of membership. If you meet these simple eligibility criteria, you're just a step away from unlocking access to exclusive services designed to support your financial journey. Our members enjoy a variety of products, including personal banking, auto loans, and much more all tailored to fit your needs. Opening an account is straightforward! You can find all the details about how to join us by visiting http://www.northmemorialfcu.com/about-us/why-nmfcu-our-history-membership . If you're ready to get started, just follow the easy steps outlined at https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=02206815&loanlistid=2519&channelid=9888386320199142116&locationid=5416397000334193422&isframed=f . Should you have any questions or need assistance, feel free to reach out at (763) 255-2900. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that empower you to manage transactions efficiently. Imagine having the ability to accept payments seamlessly, from card swipes at your storefront to online transactions all tailored to fit your needs. Our services help streamline operations so you can focus on what you do best: running your business. Located conveniently at 15601 Grove Cir N Maple Grove Mn 55369, Maple Grove, MN, we're here to partner with you in achieving your business goals. Connect with us today at (763) 255-2900 and let's explore how we can support your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions perfect for those on the go. We also ensure easy access through ATMs located conveniently around town. At North Memorial, we aim to create an accessible banking experience that meets all your financial needs under one roof. Whether you're looking for personal or business solutions, we're here for you every step of the way. Ready to explore how we can support your financial goals? Visit us at 15601 Grove Cir N Maple Grove Mn 55369 or check out our website at https://www.northmemorialfcu.com/ for more information about opening an account or applying for a loan today!

Business Banking Services

For entrepreneurs, we provide business banking solutions that empower you to grow your venture. From merchant services to business loans, we're committed to supporting local businesses every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why North Memorial offers robust online and mobile banking services. Manage your accounts anytime, anywhere with features like online bill pay and e-statements. You can also take advantage of our ATM services for quick cash withdrawals and balance checks without stepping foot inside the branch.

Loans and Credit Options

Sometimes life throws unexpected expenses your way, and that's where our personal loans come in handy. We offer debt consolidation options that help simplify your payments into one manageable amount, so you can focus on what truly matters. Plus, our credit cards come with rewards that give back with every purchase, making your spending work for you.

Personal Banking Solutions

We know that managing day-to-day finances is important. Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or planning for your future, we've got you covered. Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. Need help with a home? Our mortgage loans and refinancing services are here to guide you through the process, making homeownership a reality.

Digital & Online Banking

Key Features of Our Digital Banking Services

Managing your money should be straightforward. With our online banking, you can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer a mobile experience, our mobile application allows you to do everything from checking transactions to making deposits right from your smartphone. For added convenience, we offer person-to-person transfers, making it easy to send money to friends or family with just a few taps. Plus, say goodbye to paper clutter with our e-statements you can easily access your monthly statements online whenever you need them. Security is a top priority for us at North Memorial. We utilize electronic signature authorization, ensuring that all your transactions are safe and secure. This feature gives you peace of mind while completing important paperwork digitally.

Why Choose Us?

With our user-friendly services, managing your accounts has never been easier. Whether you're at home or on the move, you have full control over your finances at your fingertips. Our commitment to accessibility means you won't face any barriers when it comes to banking. Experience the ease of modern banking with North Memorial and take advantage of features that put you first. For more information about how we can help simplify your financial life, visit us online at https://www.northmemorialfcu.com/ today!

Financial Strength

Commitment to Growth and Service

With $4,535,134 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,590 in used auto loans and $32,505,719 in total loans and leases. Additionally, our recent net income of $353,342 reflects our operational efficiency and commitment to providing competitive loan rates and solid financial products.

Dedicated Team to Serve You

We also take pride in having 11 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 8,077, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Memorial is your trusted partner. Visit us at 15601 Grove Cir N Maple Grove MN 55369 or call 763-255-2900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Secure Savings for Members

Members' savings are secured through $9,687,945 in share certificates and $4,112,023 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,326,805, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,278,566 in used vehicle loans and $2,121,148 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with the vehicle you want without breaking the bank.

Credit Lines and Other Options

Our total credit lines available amount to $2,260,000, giving you additional flexibility when it comes to managing your finances. This option allows you to access funds as needed without having to reapply each time. For those considering refinancing options or checking eligibility for any of our products, we encourage you to reach out. Our team is here to assist you with understanding your choices and finding solutions that fit your lifestyle. If you have any questions or would like more information about our loan offerings at North Memorial located at 15601 Grove Cir N, Maple Grove, MN 55369, please don't hesitate to call us at 763-255-2900. We're dedicated to helping our members achieve their financial aspirations while providing personalized service every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,469,354, make buying or refinancing simple. We provide guidance throughout the process to help you understand your options and find the right mortgage for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,312,649 in loans helping members manage their finances effectively. These cards come with no collateral requirement and are perfect for handling everyday expenses or unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for consumers.

NORTH MEMORIAL FEDERAL CREDIT UNION