North Iowa Community Credit Union Fort Wayne IN | Basic Shared Branch Services & ATM Access

Introduction

Welcome to North Iowa Community, your trusted financial partner located at 101 E Washington Blvd, Fort Wayne, IN 46802. Since our establishment in 1956, we have proudly served over 11,309 members, offering a range of financial solutions designed to meet the diverse needs of our community. Our commitment to you is reflected in our impressive total assets of $118,638,756 and total deposits amounting to $7,971,760. As a member-focused credit union, we understand the importance of building strong relationships. With a dedicated team of 29 employees, led by our CEO Scott Shipman and Board President Mark Brosz, we strive to create a welcoming environment where you can achieve your financial goals. Whether you're looking for loans or savings options, we have resources tailored just for you. While members can visit us at our Fort Wayne branch, official correspondence should be sent to the same address for your convenience. We invite you to explore our website at niccu.com for more information on how we can assist you. At North Iowa Community, we're not just about numbers; we're about people. With a net worth of $10,089,646 and cash in hand totaling $1,619,644, we are well-equipped to support our members' financial journeys. Join us today and experience the difference that comes from being part of a community-driven credit union. Ready to take the next step? Call us at 317-713-2065 or visit our website to learn more about opening an account or applying for a loan. Your future starts here!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. At North Iowa Community, we prioritize digital advancements that enhance your banking experience. From online banking options to mobile payments, our goal is to make your transactions as simple and efficient as possible. We also maintain ADA compliance standards, ensuring everyone can access our services comfortably. Though we may not have an ATM or drive-thru service at this location, we do offer shared service center capabilities for basic transactions like deposits and withdrawals for partner credit union members. This means you can still enjoy essential banking conveniences without having to travel far.

Join Us Today!

While members can visit us at 101 E Washington Blvd Fort Wayne In 46802, official correspondence should be sent to 101 E Washington Blvd, Fort Wayne, IN 46802. If you're looking for a credit union that values you as an individual and believes in giving back to the community, look no further than North Iowa Community! We invite you to join our growing family and experience firsthand how we're dedicated not just to your financial success but also to building a better tomorrow for everyone in Fort Wayne. For more information or assistance, feel free to reach out at (317) 713-2065. Together, let's continue this inspiring journey!

Our Mission

At North Iowa Community, our mission is straightforward: we aim to provide accessible, affordable financial services while actively contributing to the well-being of our community. We believe that when our members thrive, so does the entire community. This philosophy drives us to offer a range of services tailored to meet diverse needs, whether it's personal loans, savings accounts, or investment opportunities. In addition to financial services, we engage in various community outreach programs. Through partnerships with local organizations and initiatives, we work hard to uplift those around us, focusing on education, health, and economic development.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for our members. Our branch is equipped with features that ensure everyone can easily navigate through our facilities. We have ADA-compliant entrances and ramps available for those who need them. Plus, there's ample parking nearby, so you won't have to worry about finding a spot when you visit.

Banking Hours and Services

Our operating hours are tailored to fit your busy schedule. While specific hours may vary, we aim to be as accommodating as possible. You'll find us ready to serve you with friendly smiles and expert assistance throughout the week. Even though we currently do not offer ATM services or drive-thru banking at this location, our shared service center provides basic transactions such as deposits and withdrawals for partner credit union members. This means you can still handle essential banking tasks efficiently.

Connect with Us

Have questions? Feel free to reach out at 317-713-2065; our team is eager to assist you! We invite you to stop by North Iowa Community and discover how we can support your financial journey. Whether you're looking to open an account or just want more information about what we offer, we're here for you. Your community credit union awaits!

Member Eligibility

Joining the North Iowa Community feels like becoming part of a close-knit family where your financial well-being is the top priority. To become a member, you simply need to meet some friendly eligibility criteria that reflect our commitment to serving our community. While we welcome individuals who live, work, worship, or attend school in certain areas, we also have specific guidelines that ensure everyone can find a home with us. For detailed eligibility information, you can visit our website at . The process to open an account is straightforward and welcoming. With just a few steps, you can start enjoying the benefits of membership, from competitive rates on loans to personalized service that makes banking feel less like a chore and more like a partnership. If you're ready to take this exciting step, check out how to open an account at https://niccu.com/apply-now/ or give us a call at (317) 713-2065. We can't wait to welcome you to our North Iowa Community branch at 101 E Washington Blvd Fort Wayne In 46802!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,743,430, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital to purchase new equipment or expand your operations without the stress of navigating complex loan processes. Our member-focused approach ensures you receive personalized service, making it easier for you to access the funds you need.

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to streamline your daily operations. Whether it's setting up payment processing systems or managing cash flow efficiently, our services are built with your needs in mind. Picture a scenario where your sales transactions are processed seamlessly, allowing you to focus on what matters most growing your business. Located at 101 E Washington Blvd Fort Wayne In 46802 in Fort Wayne, IN, our team is ready to partner with you on your journey. Reach out today at (317) 713-2065 and discover how we can help turn your business aspirations into reality!

Comprehensive List Of Services

Banking Made Easy

We understand that convenience is key in today's fast-paced world. That's why we offer ATM Services Only, ensuring you can access your funds quickly and efficiently. While ATMs provide basic withdrawal options, we also facilitate Basic Shared Branch Transactions for deposits and withdrawals if you're a member of one of our partner credit unions. This means you can enjoy flexibility and accessibility without any hassle.

Digital Solutions for Modern Banking

In addition to physical services, we embrace technology to enhance your banking experience. Our online banking platform allows you to access your account anytime from anywhere. You can check balances, view transaction history, and manage payments all at your fingertips. For those on the go, our mobile application offers the same features with added convenience, allowing you to handle your finances while running errands or commuting.

Let's Connect!

We're here for all your financial needs! If you have questions about our services or need assistance, don't hesitate to reach out. Give us a call at (317) 713-2065 or visit us at 101 E Washington Blvd Fort Wayne In 46802 in Fort Wayne, IN. We look forward to helping you navigate your financial journey with ease and confidence! Explore more about what we offer by visiting our website at Bradford Scott Data Corp today!

Member-Centric Approach

At North Iowa Community, we prioritize our members' needs. If you're looking to make deposits or withdrawals, our shared branch services make it easy to manage your finances, no matter where you are. You can feel confident knowing that your banking experience is designed to be straightforward and user-friendly.

Digital & Online Banking

Key Services

Our online banking service is available 24/7 at https://niccu.com/ , allowing you to check your balance, transfer funds, and pay bills at your convenience. No more waiting in lines or rushing to the bank before closing time! You can even send money directly to friends and family with our person-to-person transfer feature. Need to sign documents? Our electronic signature authorization makes it simple and secure, so you can complete transactions without the hassle of printing or mailing papers. Plus, we provide e-statements for easy access to your account statements right from your computer or mobile device no more clutter!

Mobile Banking

Take control of your finances on the go with our mobile application. Whether you're shopping or just out and about, you can easily manage your accounts, make payments, and utilize mobile payment features for quick transactions at participating retailers. Enjoy peace of mind knowing that all your banking needs are just a tap away. At North Iowa Community, we believe in making banking accessible for everyone. Our digital services are designed not only to be easy to use but also to keep your information safe. With real-time account management at your fingertips, you can stay on top of your financial goals effortlessly. Join us today and experience the convenience of modern banking!

Financial Strength

Member-Centric Growth

Members' savings are secured through $43,266,240 in share certificates and $18,998,703 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $1,065,093, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Value

With $3,033,319 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident with $3,193 in used auto loans and $105,058,611 in total loans and leases. This wide range of lending options supports your financial goals across various sectors.

Solid Foundation

With a net worth of $10,089,646, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $850 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our net shares available for lending stand at $0, while the total share accounts number reaches 20,393, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Iowa Community is your trusted partner. Visit us at 101 E Washington Blvd Fort Wayne In 46802 or call (317) 713-2065 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,684,903 in used vehicle loans and $16,629,530 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easy to drive away with confidence.

Credit Lines

In addition to our auto and mortgage offerings, we provide substantial credit lines with totals reaching $20,000,000. These lines give you the freedom to borrow as needed while only paying interest on what you actually use. For business owners out there, our outstanding commercial loans totaling $1,743,430 provide the capital needed to grow and expand your business. If you're considering refinancing options or want to know more about eligibility criteria for any of our products, please don't hesitate to reach out. For more information or to get started on your application today, call us at 317-713-2065 or visit us at our branch located at 101 E Washington Blvd Fort Wayne In 46802. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,419,821, make buying or refinancing simple. We are here to guide you through every step of the process so that you can find a solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $784,657 in loans helping members manage their finances effectively. This option allows for quick access to funds when unexpected costs arise while providing tools to keep your spending in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

NORTH IOWA COMMUNITY CREDIT UNION - Fort Wayne, IN