NORTH GEORGIA CREDIT UNION

Welcome to North Georgia, your trusted partner in financial growth and community support! Located at 11850 Augusta Rd, Lavonia, GA 30553, our Lavonia Branch has been serving members since 1991. With a strong commitment to fostering relationships, we proudly support over 12,010 members with tailored financial solutions designed to meet their unique needs. At North Georgia, we understand that your financial journey is important. That's why we manage a robust portfolio of assets totaling $102,771,616 and maintain total deposits of $2,675,216. Our focus on member satisfaction is reflected in our competitive offerings, including personal banking services, auto loans, mortgages, and business banking solutions. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to our mailing address: 11823 Augusta Road, Suite 1, Lavonia, GA 30553. Under the leadership of CEO Brian Akin and Board President James Norris, our dedicated team of 40 employees works hard every day to ensure that your banking experience is as smooth as possible. With total loans reaching 93,957, we are here to help you achieve your financial goals while ensuring your peace of mind through reliable services and products. Whether you're interested in opening a new account or exploring loan options, we invite you to reach out! Call us at 706-356-7001 during our operating hours from Monday to Friday between 9:00 AM - 5:00 PM. Visit us online at ngcu.org to learn more about how North Georgia can support you today!

At North Georgia, we believe that everyone deserves a chance to be part of a caring financial community. If you're interested in becoming a member, you'll find the process is friendly and straightforward. Generally, eligibility includes anyone who lives, works, worships, or attends school in the communities we serve. This means if you're in the Lavonia area, you could easily join us! You can learn more about the specific criteria by visiting our detailed eligibility page at https://ngcu.org/forms_app/disclose1d.html . Once you know you qualify, opening an account is just as simple. You can start your journey with us online by following this link: https://online.ngcu.org/auth/enrollment?culturename=en . If you have any questions or need assistance along the way, feel free to give us a call at (706) 356-7001. We're here to help you take the first step toward enjoying all the benefits of membership at North Georgia located at 11850 Augusta Rd Lavonia Ga 30553. Join us today and become part of something special!

At North Georgia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that choosing where to bank is an important decision, which is why we focus on maintaining a strong financial foundation you can trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $12,113,836, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,179 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,204,497 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings reflects our dedication to serving our members first. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $11,703,444 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports members' financial goals across various sectors with $67,723 in used auto loans and $80,292,270 in total loans and leases. This allows us to help you achieve your dreams, whether it's buying a car or financing a home. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 39 full-time employees and 1 part-time employees ready to assist you with knowledgeable service. Total Share Accounts at 22,352 showcase a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $3,815,980, reflecting our commitment to fostering growth within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Georgia is your trusted partner. Visit us at 11850 Augusta Rd Lavonia Ga 30553 or call (706) 356-7001 to learn more about how we can help you achieve your financial goals.