North East Welch Credit Union PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North East Welch, your trusted partner in financial growth and community well-being. Located at 115 Clay St, North East, PA 16428, our credit union has proudly served our members since 1953. With a strong commitment to fostering financial stability and success, we are dedicated to providing personalized services that meet the unique needs of each member. At North East Welch, we believe in the power of community. Our current membership stands at 2,762, reflecting our deep roots and commitment to the people we serve. As of now, our total assets amount to an impressive $23,313,838, with total deposits reaching $587,651. This demonstrates not just our financial strength but also our dedication to safeguarding your savings. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Susan Maas and Board President Howard Barnes, we focus on building lasting relationships with our members. Our team of 10 employees is always ready to assist you with everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to PO Box 597, North East, PA 16428-0597. We invite you to explore our website at www.newelchfcu.com for more information on our services or simply give us a call at 814-725-8190. Join us today and experience the difference a community-focused credit union can make in your financial journey!

Branch History & Mission

Community Engagement

Our commitment goes beyond banking; we strive to be an active participant in local initiatives. Through partnerships with various organizations and outreach programs, we work to uplift those around us. Whether it's sponsoring community events or providing resources for financial education, we are dedicated to making a positive impact.

Join Us Today!

We invite you to become part of the North East Welch family. Experience firsthand how we can support your financial journey while contributing positively to our beloved North East community. Visit us today or call us at (814) 725-8190 for more information on how you can join us!

Modern Banking Solutions

As technology advances, so do we. While we cherish personal interactions at our branch, we also offer modern conveniences such as online banking and mobile payments. These tools help members manage their finances easily while ensuring safety and accessibility. While you can visit us at 115 Clay St North East Pa 16428 for all your banking needs, please send any official correspondence to PO Box 597, North East, PA 16428-0597 if it differs from our branch address.

Our Mission

At North East Welch, our mission is simple yet impactful: to empower our members through exceptional financial services while supporting the community that supports us. We believe in fostering financial wellness by offering a wide range of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Beyond transactions, we prioritize building relationships ensuring that every interaction is meaningful and beneficial.

Our Story

From our humble beginnings, North East Welch has continually evolved to meet the needs of our members. We started as a small credit union dedicated to serving the financial needs of our community. Over the years, we have expanded our services while maintaining a strong focus on personal relationships and member satisfaction. Each milestone in our journey reflects our commitment to provide accessible banking solutions tailored for every member's unique needs.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and designated parking spaces that ensure everyone can visit us comfortably. Although we do not offer drive-thru services or ATMs on-site, our welcoming lobby is open for you to explore a variety of banking services.

Join Us!

At North East Welch, we're more than just a credit union; we're part of the community. We encourage you to stop by and see how we can help you achieve your financial goals. Whether you're looking for personal loans or business banking solutions, our team is ready to support you every step of the way. Come visit us today!

Operating Hours

We understand that your time is valuable! That's why we've designed our operating hours to fit your busy schedule. Visit us Monday through Wednesday from 9 AM to 4 PM, or come in later on Thursdays and Fridays when we're open until 5 PM. Our friendly staff is here to assist you with everything from personal banking needs like checking and savings accounts to auto loans and mortgage refinancing. If you need to reach us before your visit or have any questions about our services, feel free to call us at 814-725-8190. While members can visit us at our branch location, official correspondence should be sent to PO Box 597, North East, PA 16428-0597 if needed.

Member Eligibility

At North East Welch, we believe that everyone deserves access to a supportive financial community. If you're looking to join us, becoming a member is simple and welcoming! To be eligible, you can live, work, or worship in the area surrounding our branch at 115 Clay St North East Pa 16428. This means that whether you're a long-time resident or new to the neighborhood, you have the opportunity to enjoy all the benefits we offer. Plus, being part of our credit union means gaining access to personalized services and resources tailored just for you. Opening an account is just as easy! You can start your journey with us by visiting our website for the account opening details at https://www.newelchfcu.com/loan-application . Should you have any questions or need assistance along the way, feel free to give us a call at (814) 725-8190. For more information about eligibility criteria and updates, check out our detailed guidelines at . We can't wait to welcome you into the North East Welch family!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services help streamline your operations. Imagine being able to accept payments easily from customers, whether they're paying with cards or mobile wallets. This convenience not only enhances customer satisfaction but can also lead to increased sales. Located at 115 Clay St North East Pa 16428 in North East, PA, our team is here to help you navigate your business banking needs. Reach out at (814) 725-8190 and discover how we can assist you in making your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we may not have ATMs or drive-thru services at this location, our friendly staff is always ready to assist you during lobby hours from 9 AM to 4 PM Monday through Wednesday and 9 AM to 5 PM Thursday and Friday at our branch located at 115 Clay St North East Pa 16428. You can also reach us by phone at (814) 725-8190 for any inquiries or assistance. At North East Welch, we believe that exceptional service should be accessible to everyone. We invite you to explore all the services we offer and see how we can help you achieve your financial dreams today! Visit us online at https://www.newelchfcu.com/ or stop by our branch we look forward to serving you!

Business Banking Services

Running a business is no small feat, and that's why we're here to support local entrepreneurs with our business banking services. From merchant services that simplify payment processing to business loans that help you expand or invest in new opportunities, we are dedicated to helping your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. At North East Welch Fcu, we prioritize ease of access through robust online and mobile banking platforms. Manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on the go. Our digital tools include features like mobile payments and person-to-person transfers, allowing you to handle transactions effortlessly.

Credit Cards and Personal Loans

For those looking to consolidate debt or make a significant purchase, our personal loans and debt consolidation services can be invaluable. We work with you to find the right solution that simplifies your finances. Plus, our credit cards with rewards allow you to earn points on everyday purchases making your spending work for you.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique needs. That's why at North East Welch Fcu, you can choose from various checking and savings accounts that fit your lifestyle. Whether you're saving for a special occasion or managing everyday expenses, our accounts are designed with features that help you achieve your financial goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without the stress of high payments. We also offer mortgage loans and refinancing, making homeownership more accessible than ever. With our expert guidance, you can find a mortgage that suits your budget and lifestyle.

Digital & Online Banking

Key Services

Explore our online banking features at https://www.newelchfcu.com/ to see how we can simplify your financial life. With 24/7 online banking access, you can check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and fast to send cash directly from your account. For added convenience, our mobile application is available for download, letting you bank on your terms. Plus, with mobile payments enabled, you can make purchases quickly and securely right from your smartphone.

Security and Ease of Use

Your security is our priority. That's why we offer electronic signature authorization for transactions, ensuring that everything you do is safe and verified. Additionally, e-statements are available to help you keep track of your financial activity without the clutter of paper statements. With these tools at your fingertips, managing your money has never been easier. Enjoy real-time account management that fits into your busy lifestyle while staying secure and informed every step of the way. Experience the future of banking today at North East Welch, where convenience meets security!

Financial Strength

A Growing Community Trusts Us

Our total share accounts stand at 5,272, showing a strong and growing member base that trusts us with their finances. As your trusted partner, we assure you that our financial strength means we can continue serving you confidently. Visit us at 115 Clay St North East Pa 16428 or call (814) 725-8190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team for Exceptional Service

We also take pride in having 10 full-time employees ready to assist you. Each member of our team is knowledgeable and committed to providing you with the best possible service every time you visit us at 115 Clay St North East Pa 16428 or call us at (814) 725-8190.

Focused on Our Members

Currently, we have $0 in non-member deposits. This emphasizes our focus on utilizing our resources for your benefit providing you with better loan rates and exclusive perks that enhance your banking experience.

Investing Back into Your Future

With $3,192,100 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. We're committed to continuously improving our services because your satisfaction is our priority.

Member-Centric Savings Options

Members' savings are secured through $858,930 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your investments is what sets us apart from traditional banks. Unlike them, we prioritize our members' interests above all else.

Robust Financial Health

With a net worth of $3,584,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,538 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of accessible financing. With $354 in used auto loans and $13,441,086 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,963,959 in used vehicle loans and $1,588,983 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used car, our financing options can make it easier than ever to drive home your next vehicle.

Credit Lines and Personal Financing

For those looking for additional financial flexibility, we offer credit lines totaling $800,000. These lines of credit can be an excellent resource for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,535,155, make buying or refinancing simple. We provide competitive rates and flexible terms to help you find the right mortgage solution for your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various benefits that make everyday purchases more manageable. At North East Welch, we believe in empowering our members through accessible financial solutions. Whether you're looking to purchase a car, buy a home, or simply need extra cash for unexpected expenses, our dedicated team is here to assist you every step of the way. For more information about our loan offerings or to apply today, please call us at (814) 725-8190 or visit our website at https://www.newelchfcu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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Key Benefits of Using LendMesh

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NORTH EAST WELCH FEDERAL CREDIT UNION - North East, PA