North Districts Credit Union Gibsonia PA | Affordable Auto Loans & Business Banking

Introduction

At North Districts Community Credit Union, we believe that banking should be personal and community-focused. Nestled in the heart of Gibsonia, PA, at 5321 William Flynn Hwy, we have been serving our members since 1942 with a commitment to providing exceptional financial services tailored to your needs. With a proud membership of 3,364 individuals, we are more than just a credit union; we are a part of your community. As a member-owned cooperative, we prioritize your financial well-being above all else. Our total assets stand strong at $44,623,651, with $7,005,787 in deposits ready to help you achieve your financial goals. Whether you're looking for an auto loan or a personal loan, our dedicated team is here to assist you every step of the way. We currently offer 1,395 loans and leases, ensuring that we can cater to various financial needs. While members can visit us at 5321 William Flynn Hwy, official correspondence should be sent to the same address. Our efficient and friendly staff led by CEO Paul Fero and Board President Robert Wiskemann is dedicated to fostering a welcoming environment where you feel valued and understood. We understand that life comes with its challenges. That's why we emphasize transparency and support in all our interactions. With a net worth of $6,304,362 and cash in hand totaling $195,610, you can trust us to manage your finances responsibly and effectively. Our operating hours are designed for your convenience: from 8:30 AM to 4:30 PM on weekdays and 9:00 AM to noon on Saturdays. Don't hesitate to reach out at 724-444-8181 or visit us online at ndcupa.org for more information on our services such as checking accounts, vehicle financing, mortgage loans, and more. Join us at North Districts Community Credit Union today where your financial future is our priority!

Branch History & Mission

Commitment to Excellence

We are dedicated to providing exceptional service during our operating hours from 8:30 AM to 4:30 PM on weekdays and from 9:00 AM to noon on Saturdays. Though we currently do not have ATM or drive-thru services available at this branch location, our team is always ready to assist you with your financial needs in person or through online banking options. As we look toward the future, we invite you to join us on this incredible journey. Experience firsthand how North Districts Community Credit Union can help you achieve your dreams while being part of a caring community. For inquiries or assistance, feel free to reach out at 724-444-8181. Together, let's build a stronger future!

Our Evolution

From our humble beginnings, North Districts has built a legacy of trust and support. We started with a mission to provide affordable financial services to our members, and today we proudly manage total assets of over $44 million. Our branch is located at 5321 William Flynn Hwy, Gibsonia, PA 15044, easily accessible for all community members. While visiting us at this address, you can also enjoy the scenic beauty of the nearby parks and local businesses that make our town special. Throughout the decades, we've adapted to meet the changing needs of our members. From expanding our services to include personal banking, auto loans, mortgages, and online banking solutions to embracing new technology such as mobile payments and e-statements, we strive to ensure that our offerings remain relevant and beneficial.

Our Mission

At North Districts Community Credit Union, our mission is simple yet profound: to empower our members financially while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a home, purchasing a vehicle, or saving for the future. We take pride in supporting not only our members but also local initiatives and partnerships that enhance the well-being of Gibsonia and its surrounding areas. Whether through financial literacy programs or charitable contributions, we aim to make a positive impact in every way we can.

Branch Location & Accessibility

A Range of Services Just for You

At North Districts Community Credit Union, we offer a variety of services designed with your financial needs in mind. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help. We also provide online and mobile banking services for added convenience. Although we currently do not have ATM availability or drive-thru banking at this location, our staff is always ready to assist you inside the branch.

Convenient Access and Amenities

At our branch, we prioritize your convenience. While you can visit us at the above address for all your banking needs, please note that official correspondence should be directed to our mailing address: 5321 William Flynn Hwy, Gibsonia, PA 15044. We understand how important accessibility is to our members. Our location is ADA-compliant and features ramps to ensure everyone can visit us comfortably. Parking is ample, so you won't have to worry about finding a spot when you arrive.

Friendly Banking Hours

Our doors are open Monday through Friday from 8:30 AM to 4:30 PM, and we welcome you on Saturdays from 9:00 AM to noon. We aim to accommodate your schedule because we know banking should fit into your life not the other way around!

Let's Connect!

If you have any questions or need assistance, don't hesitate to call us at 724-444-8181. We're eager to help you achieve your financial goals! Visit us today and experience the personalized service that makes North Districts Community Credit Union stand out in Gibsonia.

Member Eligibility

At North Districts, we believe that everyone deserves a financial partner who truly cares. Joining our community is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria. Typically, if you live, work, worship, or attend school in the area served by our branch at 5321 William Flynn Hwy Gibsonia Pa 15044, you're already on the right track. Whether you're looking for personal banking solutions, auto loans, or even credit cards with rewards, being part of North Districts opens up a world of benefits tailored just for you. Getting started is easy! If you're ready to take the next step towards membership, you can find all the details on our eligibility criteria here. If you have any questions or need assistance during the process, feel free to reach out to us at (724) 444-8181. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Beyond loans, we offer merchant services that simplify transactions for your business. Imagine running your retail shop and having a seamless way to process payments from customers. Our solutions help you accept credit cards and manage sales efficiently, allowing you to focus on what you do best serving your customers. Located at 5321 William Flynn Hwy Gibsonia Pa 15044, Gibsonia, PA 15044, we invite you to visit us or call (724) 444-8181 to learn how our tailored services can help propel your business forward. Let's work together to make your financial goals a reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions make it simple and affordable. We work with you to find the best rates and terms suited to your budget, so you can drive away with confidence. Whether it's a new vehicle or refinancing an existing loan, we're here to guide you through the process.

Business Banking

For entrepreneurs and small business owners, our Business Banking services offer essential tools like Merchant Services and Business Loans designed to help you succeed. We know how vital reliable banking is for running a business smoothly.

Convenient Access

At North Districts, we prioritize convenience without compromising on quality service. Although we currently do not have ATM services available at our branch, our digital banking features ensure that accessing your funds is never an issue. Plus, if you need assistance, feel free to call us at (724) 444-8181 during our operating hours: 8:30 AM - 4:30 PM Monday through Friday and 9:00 AM - Noon on Saturday. In conclusion, whether you're managing personal finances or running a business in Gibsonia, North Districts is here for all your banking needs. Visit us today or explore more about our services at our website. Let's embark on this financial journey together!

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase counts! Enjoy cash back or points redeemable for travel and other rewards while managing your spending effectively. It's just another way we strive to add value to your banking experience.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide competitive rates and personalized service. Our experienced team will help you understand the mortgage process, making it less daunting as you take this significant step toward homeownership.

Personal Banking

Whether you're opening your first checking account or saving for a major purchase, our Personal Banking options are tailored to fit your lifestyle. We offer both checking and savings accounts that provide flexibility and security, allowing you to manage your money efficiently. Imagine being able to deposit checks or transfer funds anytime through our user-friendly Online & Mobile Banking platforms. With just a few taps on your phone, you can access your accounts, pay bills, or even send money to friends using our Person-to-Person payment feature.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation offerings can help lighten the financial load. We'll work with you to find a solution that fits your needs, making it easier for you to regain control over your finances.

Digital & Online Banking

Key Features

You'll appreciate the flexibility our services provide. Need to send money quickly? With our person-to-person transfers, sending funds to friends or family is straightforward and hassle-free. Plus, if you're always on the go, you'll love our mobile application that allows you to manage your accounts right from your smartphone. For those who prefer going paperless, we offer e-statements, allowing you to receive your account statements electronically no more waiting for the mail! While we currently do not support electronic signature authorization, rest assured that all other features maintain top-notch security standards. If making payments is part of your routine, take advantage of our mobile payments feature. It's quick and efficient, letting you pay at stores with just a tap of your phone. All these conveniences are designed with you in mind, ensuring that accessing your finances is both simple and secure. At North Districts, we are committed to providing accessible services tailored to meet your needs. Experience the ease of banking with us today!

Financial Strength

Commitment to Growth

With $5,554,142 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $242 in used auto loans and $16,552,613 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 5,512, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlights our commitment to providing the best for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Districts is your trusted partner. Visit us at 5321 William Flynn Hwy Gibsonia Pa 15044 or call (724) 444-8181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $7,032,055 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $372,373 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $6,304,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,974,051 in used vehicle loans and $2,283,421 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide flexible financing options tailored to meet your needs.

Credit Lines

Need extra flexibility? We provide credit lines totaling $350,000, which can help cover unexpected expenses or assist with larger purchases. This option allows you to borrow what you need when you need it without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,107,621. Whether you're looking to buy your first home or refinance an existing mortgage, our experienced team can guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans whether it's for your car or mortgage our team is here to help you explore eligibility options that could lower your monthly payments or improve your overall financial situation. At North Districts, we are dedicated to providing personalized service and competitive rates across all our loan products. Visit us today at our Gibsonia location or check out our website for more information: North Districts Community Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,807,454 in loans helping members manage their finances effectively. With our credit cards, you can enjoy benefits while keeping your spending under control.

Loan Aggregator

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NORTH DISTRICTS CREDIT UNION - Gibsonia, PA