North Country Credit Union S Burlington VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North Country, your trusted financial partner located at 69 Swift St, S Burlington, VT 05403. Since our establishment in 1950, we've been committed to serving our community with reliable banking services tailored to meet the diverse needs of our members. With over 73,282 members and total assets amounting to an impressive $1,011,873,568, we take pride in fostering strong relationships and providing personalized support. At North Country, we understand that every financial journey is unique. That's why we offer a comprehensive range of products and services, including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Our dedication to your financial well-being is evident through our robust offerings like $65,316,560 in total deposits and a net worth of $97,870,764. While members can visit us at our branch on Swift Street, official correspondence should be directed to our mailing address at PO Box 64709, Burlington, VT 05406-4709. We invite you to reach out anytime at 802-657-6847 or explore more about us online at northcountry.org. Led by our experienced CEO, Robert Morgan, and Board President Beth Chenette, our team of 215 employees is here to ensure you receive top-notch service with every interaction. Whether you're looking to secure a loan or open a new account, we're ready to assist you every step of the way. Join us today and experience the North Country difference where your financial goals are not just a number but a priority!

Branch History & Mission

Community Commitment

Our commitment extends beyond just banking; we actively engage in community outreach initiatives that uplift and support local residents. Through partnerships with various organizations and programs designed to give back, we aim to make a meaningful impact right here in S Burlington. As we look ahead, we invite you to join the North Country family. Experience the benefits of being part of a credit union that truly cares about its members and the community. Whether you're looking for checking accounts, loans, or simply someone to talk through your financial goals with, we're here for you every step of the way. For more information or to become a member today, visit us at North Country or call us at 802-657-6847. Together, let's build a brighter future!

Our Mission

At North Country, our mission is simple yet profound: to empower our members by offering personalized financial solutions that enhance their lives and strengthen our community. We strive to deliver high-quality services ranging from personal banking and auto loans to business banking and online/mobile banking options. Our goal is not just to be a financial institution but to be an integral part of your journey toward financial well-being. As we continue to innovate with digital advancements such as mobile payments and online banking features, we remain dedicated to accessibility for all members. Our branch is ADA compliant and equipped with an ATM for your convenience. Additionally, we offer drive-thru services for quick transactions and shared service centers for those who may need assistance beyond our walls.

Branch Location & Accessibility

Welcome to North Country, your friendly credit union conveniently located at 69 Swift St in beautiful South Burlington, Vermont. Nestled in Chittenden County, our branch is easily accessible for all your banking needs. Whether you're coming from the nearby University Mall or just passing through the area, we're here to serve you. While members can visit us at our branch address, please note that official correspondence should be sent to PO Box 64709, Burlington, VT 05406-4709. Our location offers ample parking and features that cater to everyone's needs, including ADA compliance and ramps for easy access. At North Country, we understand that your time is valuable. That's why we offer convenient operating hours from Monday to Friday, 8:30 AM to 5:00 PM, allowing you to manage your finances without hassle. Need cash on the go? We have an ATM available for quick access to your funds. Plus, our drive-thru service makes it even simpler to handle everyday transactions like deposits and withdrawals all from the comfort of your vehicle. For those who prefer shared services, we're proud to provide basic shared branch transactions for members of partner credit unions too. This means you can easily conduct deposits and withdrawals right here at our location. If you have any questions or need assistance, don't hesitate to give us a call at 802-657-6847. We invite you to stop by North Country today and discover how we can help make your banking experience as smooth and enjoyable as possible!

Member Eligibility

At North Country, we believe that everyone deserves a supportive financial community. Joining us is simple! If you live, work, or go to school in our vibrant area, you're likely eligible to become a member. We welcome individuals from all walks of life who are looking for personalized banking solutions and the chance to be part of something special. As a member, you'll enjoy various benefits, including competitive rates on loans and savings, access to online banking tools, and dedicated customer service from our friendly team. To learn more about the specific eligibility criteria, feel free to visit our website at http://www.northcountry.org/about/explore/membership . Once you're ready to take the next step toward membership, opening an account is just as easy. You can find all the details you need at http://www.northcountry.org/borrow/quick-links/apply-for-a-loan or give us a call at (802) 657-6847. We can't wait to welcome you to our North Country family at 69 Swift St S Burlington Vt 05403!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that make transactions smoother for your business. Imagine easily accepting payments through various channels whether it's in-store or online. Our merchant services ensure your cash flow remains steady while enhancing customer satisfaction. At North Country, we understand that every dollar counts. Partner with us and discover how our business banking and commercial services can elevate your enterprise today! For more information, call us at (802) 657-6847 or visit our website at https://www.northcountry.org/ .

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide easy access to ATMs for quick cash withdrawals and balance checks. Plus, enjoy basic drive-thru banking for deposits and simple transactions without leaving your car.

Auto Loans & Vehicle Financing

Are you considering purchasing a new car? At North Country, we provide flexible auto loans and vehicle financing options. Our team is ready to help you find the best loan that fits your budget, making it easier for you to hit the road in no time.

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our financial solutions support your business ambitions.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase counts! Earn points on everyday spending which can be redeemed for travel, merchandise, and more. This way, you get more value from your purchases while managing your finances effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking services, manage your accounts anytime, anywhere. Access all features like bill payments, fund transfers, and account monitoring right from your smartphone or computer.

Mortgage Loans & Refinancing

Buying a home or refinancing your existing mortgage can be daunting tasks. We offer competitive rates on mortgage loans and refinancing options that simplify the process. Our experienced staff will guide you through each step, ensuring you make informed decisions about your home financing.

Personal Banking Solutions

We understand that managing your finances is essential for a secure future. That's why we offer various personal banking options, including checking and savings accounts designed to fit different lifestyles. Whether you need a straightforward checking account for everyday expenses or a savings account to grow your funds, we have you covered.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses or want to consolidate debt? Our personal loans and debt consolidation services can provide the financial relief you need. We work with you to create a repayment plan that aligns with your goals.

Shared Branch Transactions

If you're a member of another partnering credit union, don't worry! We facilitate basic shared branch transactions such as deposits and withdrawals so that you can access funds wherever needed. At North Country, we're committed to making banking accessible and straightforward for everyone in our community. We invite you to explore all our services and see how they can benefit you today! For more information or to start an application process, visit us online at https://www.northcountry.org/ or call us at (802) 657-6847. Let's achieve your financial goals together!

Digital & Online Banking

Accessibility Anytime

Our mobile application makes it simple to access your accounts wherever you go. Need to send money to a friend? Our person-to-person transfers let you do just that with just a few taps on your phone. And with 24/7 online banking, help is always available when you need it. At North Country, we prioritize security so you can feel confident in managing your finances online. Enjoy real-time account management that keeps you connected to your money while ensuring peace of mind. Explore all these features today by visiting us at https://www.northcountry.org/ . We're here to make banking work for you!

Key Services

With our online banking services, you can check your account balance, pay bills, and transfer money all from the comfort of your home or on-the-go. We also provide e-statements, which means you can receive your bank statements electronically saving you time and reducing paper clutter. Plus, if you prefer signing documents electronically, we've got you covered with electronic signature authorization for a smoother process. For those who enjoy the ease of mobile payments, our mobile payments feature allows you to make purchases right from your smartphone. Whether you're shopping at your favorite store or paying for lunch with friends, it's never been easier to manage your spending.

Financial Strength

Investing in Your Future

With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,217 in used auto loans and $802,962,961 in total loans and leases.

Member Savings Security

Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $5,357,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partner

Net Shares (Funds available for lending and investments): $7,323,142. Total Share and Deposit Accounts: 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 69 Swift St S Burlington Vt 05403 or call (802) 657-6847 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have flexible options that fit your budget.

Credit Lines

For those who need extra flexibility in their finances, our credit lines amounting to $117,478,969 provide access to funds when you need them most. This option allows you to borrow as needed without having to reapply every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. We're here to guide you through the process and help you find the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans be it auto or mortgage North Country has competitive rates and terms that could save you money. Be sure to ask about eligibility options when you reach out! For any inquiries or further details about our loan offerings at North Country located at 69 Swift St S Burlington VT 05403, feel free to call us at 802-657-6847. Our team is ready to assist you from Monday through Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing our members with the tools they need for financial success.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers. By focusing exclusively on compliant institutions, LendMesh eliminates the confusion often associated with loan shopping.

The Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike some platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results for users. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NORTH COUNTRY FEDERAL CREDIT UNION - S Burlington, VT