NORTH COUNTRY FEDERAL CREDIT UNION - Richford, VT

Welcome to North Country, your trusted partner in financial well-being, located at 80 Main St, Richford, VT 05476. Since our establishment in 1950, we have been dedicated to serving our community with integrity and a commitment to helping our members thrive. With a robust membership of 73,282 and total assets reaching an impressive $1,011,873,568, we are here to support you in every step of your financial journey. At North Country, we believe in the power of local banking. We proudly offer a variety of services tailored to meet your needs from personal checking accounts and auto loans to business financing options. Our total deposits stand at $65,316,560, reflecting the trust that our members place in us. With our strong net worth of $97,870,764 and cash on hand amounting to $9,281,922, we ensure that your finances are secure and well-managed. Our leadership team is devoted to fostering a community-focused environment. Under the guidance of CEO Robert Morgan and Board President Beth Chenette, we strive to provide exceptional service and meaningful support for all our members. Whether you're looking for advice on loans or simply need assistance with everyday banking tasks, our friendly staff is ready to help. If you need assistance or have questions about any of our offerings, don't hesitate to reach out at 800-660-3258 or visit us online at northcountry.org. We invite you to come by our branch and see how we can assist you today!

At North Country, we believe that everyone deserves a place to belong and thrive, and becoming a member is your first step into our welcoming community. If you live, work, or go to school in the area, you're likely eligible to join us! We value inclusivity and are here to support your financial journey. The detailed eligibility criteria can be found at http://www.northcountry.org/about/explore/membership , which provides more insights into how you can become part of our family. Joining North Country opens doors to a variety of benefits, from personal banking services to loans tailored just for you. Our friendly staff is ready to assist you with the account opening process; it's simple and straightforward! You can find all the information you need about opening an account at http://www.northcountry.org/borrow/quick-links/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to reach out to us at (800) 660-3258. We're excited to welcome you to our branch located at 80 Main St Richford Vt 05476!

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust comes from knowing your money is in safe hands, which is why we are proud to share our strong financial standing with you. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our robust savings options, we have $88,141,767 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,217 in used auto loans and $802,962,961 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our impressive $5,357,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,323,142. Total Share and Deposit Accounts: 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 80 Main St Richford Vt 05476 or call (800) 660-3258 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.