North Country Credit Union Orleans VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to North Country, your trusted partner in financial well-being right here in Orleans, Vermont! Located at 12 Main St, our branch has been serving the community since 1950, providing personal and business banking solutions that truly matter. With a strong commitment to our members, we proudly support over 73,282 individuals and families who have chosen us for their financial needs. At North Country, we believe in building lasting relationships with our members. Our total assets stand at an impressive $1,011,873,568, showcasing our stability and dedication to helping you achieve your financial goals. Whether you're looking to finance a new vehicle or manage your day-to-day banking needs, we have tailored solutions just for you. We currently offer more than 44,859 loans and leases, amounting to total deposits of $65,316,560, ensuring that you can find the right financial products that fit your life. Our leadership team is focused on creating a welcoming environment where you feel valued. Led by CEO Robert Morgan and Board President Beth Chenette, our passionate staff of 215 employees is always ready to assist you. We are dedicated to transparency and member satisfaction our net worth of $97,870,764 speaks volumes about our responsible management. While members can visit us at our Orleans branch for all their banking needs, official correspondence should be sent to PO Box 64709, Burlington, VT 5406. If you have any questions or want to learn more about what we offer, don't hesitate to reach out! You can call us at 802-657-6847 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. Join us today at North Country Credit Union where community meets commitment! Visit us online at northcountry.org to explore membership options or apply for a loan. Your financial journey starts here!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of our story. At North Country, you're not just a member; you're family. Experience firsthand what it means to bank with a purpose where your financial goals are supported by friendly faces who genuinely care about your success. Visit us today or explore more about joining North Country on our website. Let's build a brighter future together!

Our Evolution

From those humble beginnings nearly three-quarters of a century ago, North Country has continually evolved to meet the needs of our members. We have adapted to changing times by embracing technology while maintaining our commitment to personal service. Today, we offer online and mobile banking services that make managing your finances easier than ever. Our dedication to accessibility includes features like ADA compliance and electronic signatures, ensuring that everyone can benefit from our services. While members can visit us at 12 Main St, official correspondence should be sent to PO Box 64709, Burlington, VT 5406. Located near local landmarks and community centers, our branch is easily accessible for all residents of Orleans.

Our Mission

At the core of North Country's mission is a commitment to empower our members financially while giving back to the community. We strive to provide high-quality financial services including checking and savings accounts, auto loans, mortgages, and credit cards tailored specifically to meet the diverse needs of individuals and businesses alike. We believe in fostering financial literacy and supporting local initiatives that uplift our community. In addition to our financial products, we actively engage in community outreach programs that help strengthen the fabric of Orleans and beyond. Whether through partnerships with local organizations or hosting events aimed at educating families about personal finance, we are dedicated to making a positive impact.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by North Country today! Our friendly team looks forward to helping you with all your banking needs. Whether you're a long-time member or new to the area, we are excited to welcome you into our community-focused credit union.

Friendly and Accessible Banking

At North Country, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate comfortably. There's ample parking available, so you won't have to worry about finding a spot when you visit. While our drive-thru service isn't available, our team is always eager to help inside the branch.

Operating Hours That Work for You

We understand that life gets busy, which is why we offer convenient hours from Monday to Friday, opening at 8:30 AM and closing at 5:00 PM. This schedule allows you to stop by before or after work or even during your lunch break. If you ever need assistance outside of these hours, feel free to reach out by phone at 802-657-6847.

Services Designed for Your Needs

North Country offers a variety of services tailored to fit your lifestyle. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. Plus, our ATM is available for cash withdrawals and balance inquiries whenever you need it. If you're a member of another credit union, take advantage of our shared services for basic transactions like deposits and withdrawals. While members can visit us at 12 Main St in Orleans, please note that official correspondence should be sent to our mailing address: PO Box 64709 in Burlington, VT.

Member Eligibility

At North Country, we believe that everyone deserves the opportunity to join a caring community focused on your financial well-being. Becoming a member is simple and welcoming! If you live, work, or worship in the Orleans area, you're likely eligible to become part of our family. We also invite those related to existing members to join us. Being a part of North Country means access to a range of benefits, including personalized banking services and competitive loan rates that help you achieve your financial goals. To get started, just visit us at 12 Main St Orleans Vt 05860 or give us a call at (802) 657-6847 for more details about eligibility. You can also explore the specific criteria and requirements by checking out our membership page at http://www.northcountry.org/about/explore/membership . When you're ready to open an account, find everything you need through this link: http://www.northcountry.org/borrow/quick-links/apply-for-a-loan . We can't wait to welcome you!

Business Banking & Commercial Services

At North Country, we understand that running a business comes with its own unique set of challenges. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commercial loan options are designed to help you grow and succeed. Imagine being able to hire more employees, purchase new equipment, or launch a marketing campaign all thanks to the financing we provide. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses. But our services don't stop at loans. We offer tailored merchant services that simplify payment processing for your business. Imagine a busy Saturday at your café having the ability to accept credit cards and mobile payments makes it easier for customers to pay, ensuring you don't miss out on sales. Located at 12 Main St Orleans Vt 05860 in Orleans, VT, we're here to support your business needs every step of the way. Connect with us today at (802) 657-6847 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash? Our ATM services make it easy for you to withdraw money whenever you need it. Plus, as a member of our network, you can perform basic shared branch transactions like deposits and withdrawals even when visiting partner credit unions. With our friendly team ready to assist you from Monday through Friday from 8:30 AM to 5:00 PM, we invite you to visit us or give us a call at 802-657-6847. At North Country, we're not just about transactions; we're about building relationships with our members. Explore how we can help you achieve your financial goals today! To learn more about all that we offer or to open an account, please visit our website at northcountry.org. Your journey towards better financial health starts here!

Business Banking Services

For our business members, we offer specialized banking solutions including merchant services and business loans. We aim to support local businesses by providing the financial tools needed to grow and succeed in today's economy.

Credit Cards and Rewards

We understand that credit can be an important part of your financial journey. That's why we provide credit cards with rewards that allow you to earn points on everyday purchases. This way, you can enjoy benefits while managing expenses conveniently.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why North Country provides robust online and mobile banking options. You can easily manage your accounts from anywhere with features such as online bill pay, mobile payments, and person-to-person transfers. Our digital banking ensures that whether you're at home or on the go, you have complete access to your finances at your fingertips.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, North Country has you covered. Our personal banking services include checking and savings accounts designed to help you manage your money effectively. If you need financing for a new vehicle or want to consolidate debt, our auto loans and personal loans are tailored to fit your budget. We also offer mortgage loans and refinancing options for those looking to buy their dream home or reduce monthly payments.

Digital & Online Banking

Key Features

Managing your money has never been easier with features like electronic signature authorization, which allows you to complete transactions securely without the need for paper. Plus, with e-statements available, you can go green while keeping track of your spending. For those who love using their mobile devices, our mobile application makes banking a breeze. You can enjoy mobile payments to simplify purchases and person-to-person transfers to send money quickly to friends and family all from your phone.

Security and Accessibility

We prioritize your security so you can bank confidently. Our user-friendly platform ensures that even if you're not tech-savvy, you'll find it easy to navigate. With real-time account management tools, you'll always know where your money is going. Whether you're at home in Orleans or traveling across the country, North Country's digital and online banking services provide you with the flexibility you need to stay in control of your finances. Experience modern banking designed for today's lifestyle!

Financial Strength

Growing Member Base

The trust placed in us by our community is reflected in our total share accounts of 153,588, showing a strong and growing member base that relies on us for their financial needs. Additionally, net shares available for lending and investments stand at $7,323,142, giving us ample resources to assist you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 12 Main St Orleans Vt 05860 or call (802) 657-6847 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is strong as well; we have $13,217 in used auto loans and a total of $802,962,961 in loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our commitment to operational efficiency is evident in our $5,357,458, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 208 full-time employees and 7 part-time employees ready to serve you with knowledgeable support every day.

Secured Savings Opportunities

Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,870,764, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Benefits

We believe in making financial services accessible. If you're considering refinancing or want to know about eligibility options for any of our products, don't hesitate to ask. Our knowledgeable staff is ready to assist you in finding the best solutions that fit your needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At North Country, we are dedicated to serving our community with transparency and integrity helping you navigate your financial journey with ease. Visit us today or explore our services online at North Country!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we can help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. We are here to guide you through each step of the process so that you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

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NORTH COUNTRY FEDERAL CREDIT UNION