North Country Credit Union Newport VT | Best Auto Loans & Checking

Introduction

Welcome to North Country, your trusted financial partner in the heart of Newport, VT! Located at 1474 E Main St, we have been serving our community since 1950. As a member-focused credit union, we are dedicated to providing exceptional service and fostering financial well-being for our 73,282 members. With total assets amounting to an impressive $1,011,873,568, we are well-equipped to meet your banking needs. At North Country, we pride ourselves on offering a variety of services tailored to support both personal and business finances. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our team is here to help you every step of the way. With a total of 21 employees ready to assist you, we ensure that every interaction is friendly and efficient. Our commitment to the community extends beyond just banking. We actively support local initiatives and believe in giving back to the areas we serve. Under the leadership of our CEO, Robert Morgan, and Board President, Beth Chenette, we strive to create a positive impact while providing reliable financial solutions. While members can visit us at our Newport branch for all their banking needs, official correspondence should be sent to our mailing address: 1474 East Main St, Newport, VT 5855. We invite you to explore how North Country can enhance your financial journey. For any inquiries or assistance, feel free to call us at 800-660-3258 or visit us online at northcountry.org. Your financial success is our priority!

Branch History & Mission

At North Country, we take pride in our rich history and unwavering mission to serve the community of Newport, VT. Established in 1950, our branch has been a cornerstone of financial support for over seven decades. Located at 1474 E Main St, Newport, VT 05855, we are easily accessible to our members and neighbors alike. As we look back on our journey, we celebrate not only our growth but also the trust placed in us by our community. Since opening our doors, North Country has evolved into a trusted credit union with a membership of over 73,000 individuals. Our total assets have reached an impressive $1,011,873,568, reflecting our commitment to providing secure and reliable financial services. We understand that each member's journey is unique, which is why we offer personalized banking solutions tailored to individual needs from checking and savings accounts to auto loans and mortgages. Our mission is clear: we are dedicated to enhancing the financial well-being of our members while supporting local initiatives that strengthen our community. We believe that financial services should not only be about transactions but also about building relationships. This philosophy drives us to provide exceptional service while actively engaging in outreach programs that uplift those around us. While members can visit us at 1474 E Main St Newport Vt 05855, official correspondence should be sent to 1474 East Main St, Newport, VT 5855. Our modern facilities include features like a drive-thru for added convenience and ATM availability for quick access to funds. Our commitment to digital advancements ensures that members can manage their finances through online and mobile banking platforms making banking easier than ever. Partnerships with local organizations further amplify our outreach efforts, as we strive to make a positive impact in Newport and beyond. Whether it's hosting financial literacy workshops or supporting community events, North Country aims to be more than just a credit union; we want to be a true partner in your financial journey. We invite you to join North Country and experience firsthand the benefits of membership. Together, let's build a brighter future for ourselves and our community! For more information or assistance, feel free to reach out at (800) 660-3258 or visit our website at North Country.

Branch Location & Accessibility

Welcome to North Country, your friendly neighborhood credit union located at 1474 E Main St, Newport, VT 05855. Nestled in the heart of Orleans County, our branch is easily accessible and conveniently situated near local landmarks that make banking a breeze. Whether you're visiting us after a trip to the nearby Newport City Park or running errands around town, we're here to serve you. At North Country, we understand that accessibility matters. Our location features ample parking and is ADA compliant, ensuring everyone can access our services with ease. If you prefer to bank from your car, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. Our operating hours are designed to fit into your busy schedule. We're open Monday through Friday from 8:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM for those who need some weekend banking flexibility. You can always reach us at 800-660-3258 if you have questions or need assistance. We proudly offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we're committed to helping you achieve your financial goals. Plus, with ATM availability and shared services for partner credit union members, accessing your funds is easier than ever. While members can visit us at our physical address, any official correspondence should be sent to 1474 East Main St, Newport, VT 5855. Come by North Country today! We look forward to welcoming you and assisting with all your banking needs.

Member Eligibility

At North Country, we believe that everyone deserves a place in our community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the Newport area, you can easily become part of our family. We take pride in offering a supportive environment where your financial needs are met with care and understanding. Plus, by becoming a member, you'll gain access to a range of benefits, from competitive loan rates to personalized banking services tailored just for you. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our detailed resource at http://www.northcountry.org/about/explore/membership. When you're ready to open an account, the process is straightforward; check out the information available at http://www.northcountry.org/borrow/quick-links/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 660-3258. We're excited to welcome you into the North Country community at 1474 E Main St Newport Vt 05855!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to turn their visions into reality, whether it's opening a new location or investing in essential equipment. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that allow any business owner to thrive.

Merchant Services

In addition to loans, we provide merchant services that help streamline your operations. Imagine being able to accept payments easily from customers at your storefront or online. Our merchant solutions are designed for convenience and efficiency, letting you focus on what really matters growing your business. With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses right here in Newport, VT. Let us be your partner in success! For more information, visit us at 1474 E Main St Newport Vt 05855 or call us at (800) 660-3258.

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, we also provide comprehensive business banking services. From merchant services that simplify payment processing to business loans tailored for growth, North Country is committed to supporting our community's businesses.

Convenient Banking Features

We know that convenience is key when managing finances. That's why we offer accessible ATM and cash withdrawal services, along with basic drive-thru banking for deposits and simple transactions. If you're a member of a partner credit union, take advantage of our shared branch transactions for deposits and withdrawals as well. With features like online & mobile banking, including person-to-person payments, managing your finances has never been easier.

Financial Support for Everyday Needs

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's medical bills or home repairs, we offer solutions to help manage those costs effectively. Additionally, our credit cards with rewards allow you to earn benefits as you spend on everyday purchases. You'll enjoy perks that can enhance your shopping experience while keeping your finances in check.

Personal Banking Solutions

When it comes to personal banking, we offer various options that can fit any lifestyle. Our checking and savings accounts are designed to help you manage your day-to-day expenses while saving for future goals. With online and mobile banking features, accessing your accounts is easy and secure, allowing you to check balances or make transactions anytime from your smartphone or computer. If you're in the market for a vehicle, consider our auto loans and vehicle financing. We understand that purchasing a car is a significant investment. That's why we provide competitive rates and flexible terms to help make your dream car a reality. For those looking to invest in real estate, our mortgage loans and refinancing options can guide you through the home-buying process with ease. Our experienced team will work with you every step of the way, ensuring you find the best loan that fits your budget.

Ready to Get Started?

At North Country in Newport, we are here to serve you from Monday through Friday from 8:00 AM to 5:00 PM and on Saturday from 9:00 AM to 1:00 PM. Our friendly staff is ready to assist you with any inquiries or services you need. To learn more about how we can help fulfill your financial needs or if you're ready to open an account today, give us a call at 800-660-3258 or visit us online at northcountry.org. Let us partner with you on your financial journey!

Digital & Online Banking

Conclusion

At North Country, we're committed to providing you with the tools you need for effective financial management. Experience the peace of mind that comes with knowing your banking is safe and accessible whenever you need it. Sign up today and take advantage of our comprehensive digital banking services!

Key Features

With just a few clicks, you can access our online banking platform at https://www.northcountry.org/. This user-friendly service allows you to check your balances, pay bills, and transfer money with ease. Plus, for those who prefer paperless options, we offer e-statements to keep your financial records organized and accessible. Need to send money to a friend? Our person-to-person transfers make it simple to share funds directly from your account. You can also enjoy the convenience of mobile payments, allowing you to shop without cash or cards.

Security and Accessibility

Your security is our priority. We utilize electronic signature authorization to ensure that your transactions are protected. With 24/7 online banking services available, you can manage your accounts whenever it suits you best. For even more convenience, download our mobile application. It's packed with features that allow you to handle your banking needs right from your smartphone. From checking balances to making payments, everything is just a tap away.

Financial Strength

Growing Member Base

We currently serve 153,588 accounts, showing a strong and growing member base that trusts us with their finances. Our commitment to your well-being drives everything we do here at North Country. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 1474 E Main St Newport Vt 05855 or call (800) 660-3258 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

Our financial strength is not just numbers on paper; it translates into real benefits for you. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $13,217 in used auto loans and $802,962,961 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our approach to managing resources effectively; currently, we have $0 in non-member deposits that allow us to focus even more on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $5,357,458, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees dedicated to serving you with expertise and care.

Strong Financial Health

With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Lending Options

For those considering business ventures or expansion plans, our outstanding commercial loans totaling $61,553,759 provide the capital needed for growth. We are committed to supporting local businesses and helping entrepreneurs succeed. If you're interested in refinancing existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our knowledgeable team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At North Country, we prioritize transparency and member satisfaction in all our lending practices. Explore our loan offerings today and see how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, our competitive rates can make your car-buying experience more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. We provide clear terms and personalized assistance throughout the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can fit your lifestyle and help you stay within budget.

Loan Aggregator

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North Country