North Country Credit Union Morrisville VT | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to North Country, your trusted partner in financial services located at 37 Upper Munson Ave, Morrisville, VT 05661. Since our establishment in 1950, we've been dedicated to supporting our community and empowering our members with the tools they need to achieve their financial goals. With over 73,282 members and a robust asset base of $1,011,873,568, we pride ourselves on being a cornerstone of financial stability and support. At North Country, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for personal banking solutions, auto loans, mortgage financing, or business banking options. Our commitment to you is reflected in our impressive total deposits of $65,316,560 and a net worth of $97,870,764, ensuring that your money is safe and growing with us. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Robert Morgan and Board President Beth Chenette, we strive to foster an environment where your financial aspirations can flourish. Our dedicated team of 215 employees is ready to assist you during our lobby hours from 8:30 AM to 5:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays at our drive-thru. While members can visit us at our Morrisville branch for personalized service, official correspondence should be directed to our mailing address at PO Box 64709, Burlington, VT 05406-4709. We invite you to explore how North Country can help you navigate your financial journey. For more information or assistance, don't hesitate to call us at 802-660-3258 or visit our website at northcountry.org. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Innovation

While we honor our past, we are also committed to embracing the future. At North Country, we understand that convenience matters. That's why we've integrated modern banking solutions such as online banking and mobile payments into our offerings. Whether you're making transactions from home or on the go, you can do so easily with our user-friendly technology. Accessibility is important to us too. We ensure that all members can access services comfortably through ADA-compliant facilities. Additionally, our drive-thru banking option allows for quick transactions without leaving your vehicle.

Join Us!

As we continue this journey of growth and service in Morrisville and surrounding areas like Burlington where our headquarters is located we invite you to become part of the North Country family. Experience firsthand the benefits of being a member of a credit union that truly cares about your financial well-being. For any inquiries or assistance, feel free to reach out at 802-660-3258 or visit us during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 37 Upper Munson Ave in Morrisville for all their banking needs, official correspondence should be sent to PO Box 64709 in Burlington. Join us today at North Country and discover how we can help you achieve your financial goals!

Mission Statement

Our mission at North Country is clear: we strive to provide exceptional financial services that empower individuals and strengthen our community. We believe that everyone deserves access to affordable banking solutions. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each service is designed not just to meet your financial needs but also to enhance your overall quality of life. North Country is dedicated to giving back to the community. Our partnerships with local organizations enable us to support various outreach programs aimed at improving education, health services, and economic development in Morrisville and beyond.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that ensure accessibility for everyone. We have ADA-compliant ramps and facilities to assist those who may need extra support. Additionally, ample parking is available right outside our entrance, so you won't have to worry about finding a spot.

Get In Touch

Whether you want to ask questions or explore what membership can do for you, feel free to give us a call at 802-660-3258. We're excited to serve you and help you navigate your financial journey. Come visit us at North Country in Morrisville today!

Operating Hours

We understand that life can be busy, which is why we offer convenient hours for our members. Our lobby is open from 8:30 AM to 5:00 PM Monday through Friday. On Saturdays, you can visit our drive-thru from 9:00 AM to 1:00 PM for quick transactions.

Services Offered

At North Country, we offer a range of services tailored to fit your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we strive to provide solutions that help you achieve your financial goals. Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle, ensuring that even your simplest banking tasks are quick and hassle-free. We also participate in shared services, allowing you to conduct basic transactions with partner credit union members if you're on the go!

Member Eligibility

At North Country, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Morrisville area, you're likely eligible to join us. We invite individuals from all walks of life to experience the benefits of membership, which include access to competitive loan rates, personalized service, and a range of financial products tailored just for you. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed information at http://www.northcountry.org/about/explore/membership. When you're ready to open an account, the process is straightforward; you can get started by visiting http://www.northcountry.org/borrow/quick-links/apply-for-a-loan. If you have any questions or need assistance, feel free to call us at (802) 660-3258. We're here to help you every step of the way as you take this exciting step towards your financial future!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to purchase new equipment or expand your operations. Our loans are designed to meet your specific needs, ensuring you have the resources to thrive.

Merchant Services

In today's fast-paced market, effective payment solutions are crucial. That's why we offer merchant services that simplify transactions for your business. Picture this: a customer walks into your store, makes a purchase effortlessly with their card, and you receive the funds almost instantly. This convenience not only enhances customer satisfaction but also streamlines your operations. Located at 37 Upper Munson Ave Morrisville Vt 05661 in Morrisville, VT, we're here to support local businesses like yours. Contact us at (802) 660-3258 to learn more about how our business banking services can help you achieve your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs at this branch location, our drive-thru service is available for quick deposits and withdrawals. You can also benefit from basic shared branch transactions if you're a member of partner credit unions. At North Country, we're dedicated to providing personalized service tailored to fit your needs. If you have any questions about our offerings or want to explore membership opportunities further, don't hesitate to reach out! Call us today at (802) 660-3258 or visit us at http://www.northcountry.org for more information. Your financial journey starts here let's take the next steps together!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. We work with you to find a loan that fits your budget. Picture yourself driving off in that new vehicle, knowing you've made an informed choice without breaking the bank.

Business Banking

For our local business owners, we offer comprehensive business banking services including merchant services and business loans. These tools can help streamline operations and support growth. Think about how convenient it would be to have all the financial support you need under one roof.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward exciting rewards. Whether it's for travel, shopping, or dining out, imagine enjoying benefits simply for using your card!

Digital Banking Features

Our robust online and mobile banking services mean convenience is just a click away. Check balances, transfer money between accounts, pay bills instantly, or even send money to friends through person-to-person payments all from the comfort of your home or while on the go.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans are designed to meet various needs, whether it's purchasing a new house or refinancing to save on monthly payments. Picture settling into the home you've always wanted, all while having the peace of mind that comes from knowing you got a great deal.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are tailored to suit your lifestyle. With easy online and mobile banking, you can access your accounts anytime, anywhere. Imagine checking your balance on your phone while enjoying coffee at your favorite café or transferring funds effortlessly while waiting in line.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. They provide quick access to cash when you need it most. Additionally, if you're juggling multiple debts, our debt consolidation options can simplify things by combining them into one manageable payment allowing you to breathe easier and focus on what matters most.

Digital & Online Banking

Go Mobile

Our mobile application puts banking in the palm of your hand. With this user-friendly app, you can make mobile payments easily and even send money directly to friends and family with our person-to-person transfer feature. Imagine splitting dinner bills or sending gifts without needing cash it's all possible with just a few taps!

Key Features for Your Convenience

With just a few clicks, you can access your account anytime through our online banking portal. This means no more rushing to the bank before it closes; you can check balances, pay bills, and transfer funds 24/7, ensuring that you're always in control of your finances. We also offer E-Statements, so you can view your financial statements online without the clutter of paper. This not only helps keep your documents organized but also adds an extra layer of security to your personal information. And if you prefer signing documents digitally, our electronic signature authorization feature allows you to complete transactions quickly and securely.

Security and Accessibility

Security is paramount at North Country. We use advanced encryption technology to keep your information safe while you bank online. Plus, our services are designed to be user-friendly, so whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and easy to navigate. In summary, North Country offers a comprehensive range of digital banking services that prioritize both convenience and security. With features like 24/7 online access, E-Statements, mobile payments, and electronic signatures, managing your finances has never been easier! For more details about our offerings, visit us at North Country.

Financial Strength

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with reliable financial services that you can trust. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we provide $13,217 in used auto loans and have a total of $802,962,961 in loans and leases available to support your financial goals across various sectors. Our $5,357,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,323,142. Total Share and Deposit Accounts: 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 37 Upper Munson Ave Morrisville Vt 05661 or call (802) 660-3258 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Credit Lines and Business Loans

For those looking for additional financing options, we provide credit lines with a total amount of $117,478,969 available. Additionally, if you're a business owner seeking capital to grow and expand, our outstanding commercial loans totaling $61,553,759 can support your business objectives. At North Country Credit Union, our commitment is not just to lend money but to ensure that you have the right tools and support for your financial journey. If you're considering any of our loan products or wish to explore refinancing options available to you, feel free to reach out at 802-660-3258 during our operating hours: 8:30 AM - 5:00 PM on weekdays and 9:00 AM - 1:00 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our services or to apply for a loan today visit North Country's website.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, making buying or refinancing simple. Our team is here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. These credit cards are designed for everyday purchases while offering rewards to make your spending more beneficial.

Loan Aggregator

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North Country