North Country Credit Union Lyndonville VT | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to North Country in beautiful Lyndonville, VT! Located at 854 Center Street, we've been serving our community since 1950. With a strong commitment to our members and the local area, we proudly support over 73,000 members with personalized financial services designed to meet their unique needs. As a trusted credit union, we have built a solid reputation over the years, now boasting total assets of $1,011,873,568 and total deposits amounting to $65,316,560. Our dedicated team of 215 employees, led by CEO Robert Morgan and Board President Beth Chenette, is always here to provide you with expert advice and support. At North Country, we offer a range of services including personal banking, auto loans, mortgages, and business loans. Whether you're looking to open a new checking account or finance your dream car, our goal is to make banking easier for you. Plus, with features like online banking and mobile payments, managing your finances has never been more convenient. While members can visit us at our Lyndonville branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 64709, Burlington, VT 5406. We invite you to stop by or give us a call at 802-657-6847 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. Join us today and experience the North Country difference where community comes first! For more information about membership or to apply for a loan, please visit our website at www.northcountry.org. We look forward to welcoming you into our family!

Branch History & Mission

At North Country, we take pride in our rich history and unwavering commitment to serving the community of Lyndonville, VT. Since our inception in 1950, we have grown from a small credit union into a trusted financial partner for over 73,000 members. Our branch is conveniently located at 854 Center Street, right in the heart of Lyndonville. Whether you are visiting us for personal banking needs or exploring business opportunities, you will find our doors open to serve you. Over the decades, North Country has experienced remarkable growth and transformation. From humble beginnings, we have expanded our services and offerings to meet the evolving needs of our members. With total assets reaching an impressive $1,011,873,568, we continue to uphold our mission: to provide affordable financial solutions while fostering a sense of community and belonging among our members. Our drive-thru service and ATM availability make it easy for you to access your accounts whenever you need. Our mission goes beyond just banking; it's about making a positive impact in the lives of those we serve. We strive to empower individuals and families by offering comprehensive services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We also prioritize community outreach efforts that strengthen local ties and provide support where it's needed most. While members can visit us at 854 Center Street Lyndonville Vt 05851, official correspondence should be sent to PO Box 64709 in Burlington, VT 5406. Our branch is more than just a place to conduct transactions; it's a hub where relationships are built and dreams are realized. We understand that in today's fast-paced world, convenience matters. That's why we offer online banking, mobile payments, and e-statements to ensure that managing your finances is simple and efficient. As we look ahead, we remain committed to enhancing our services through partnerships with local organizations and initiatives that promote financial literacy and well-being within our community. Under the leadership of CEO Robert Morgan and Board President Beth Chenette, we are dedicated to ensuring that every member feels valued and supported. We invite you to join North Country today! Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Visit us during our operating hours from Monday to Friday between 8:30 AM - 5:00 PM and Saturday from 9:00 AM - 3:00 PM or give us a call at (802) 657-6847 for more information. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

We invite you to visit us at our Lyndonville branch or give us a call at 802-657-6847. Our team is eager to assist you with any questions or financial needs you may have. Join us today at North Country where your banking experience matters!

Nearby Landmarks and Accessibility

Situated close to local landmarks, our branch is easy to find and accessible for everyone. You'll appreciate the ample parking available right outside our doors, as well as features like ADA-compliant ramps that make visiting us a breeze. We understand how important it is for all members of our community to feel welcome and accommodated.

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you need personal banking services or have inquiries about loans and mortgages, we're here when you need us.

Services Offered

At North Country, we offer a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. If you're on the go, take advantage of our ATM availability and drive-thru banking options for quick transactions without leaving your vehicle. Additionally, we proudly participate in shared services with partner credit unions, allowing you access to deposits and withdrawals even if you're away from home.

Member Eligibility

At North Country, we believe in creating a warm and welcoming community for our members, where everyone has the opportunity to thrive. Becoming a member is straightforward and accessible! If you live, work, or worship in the area around 854 Center Street Lyndonville Vt 05851, you're likely eligible to join us. We also welcome family members of current members, making it easy for your loved ones to enjoy the benefits we offer. By becoming a member at North Country, you gain access to a range of financial services designed with your needs in mind, including competitive loan rates and personalized banking solutions. If you're ready to take the next step, opening an account is simple! You can find more details about eligibility and the application process by visiting our website at http://www.northcountry.org/about/explore/membership. For any questions or assistance, feel free to call us at (802) 657-6847. Join us today and experience all that North Country has to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services tailored for your convenience. Imagine easily processing payments from your customers while keeping track of sales effortlessly. With our services, you can focus on running your business without worrying about complicated payment systems. Let us be part of your journey towards success! Visit us at 854 Center Street Lyndonville Vt 05851 in Lyndonville, VT, or contact us at (802) 657-6847 to learn more about how our business banking and commercial services can empower your enterprise.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our convenient ATM & Cash Withdrawal Services are available at various locations, ensuring that you're never far from accessing your funds when needed.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we can help you navigate your financing options so you can drive off confidently in your dream vehicle.

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans that help fuel growth and streamline operations. We understand the unique challenges businesses face and are here to support your journey.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on every purchase, making it easier for you to enjoy rewards tailored just for you. Use it for daily expenses and watch those points add up!

Drive-Thru Banking

For quick transactions like deposits or withdrawals, take advantage of our Basic Drive-Thru Banking service. It's perfect for those busy days when you need a fast solution without leaving your car.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage, we offer personalized solutions that fit your budget. Picture yourself settling into a home that truly reflects you and your family's needs.

Online & Mobile Banking

Managing your finances has never been easier thanks to our robust Online & Mobile Banking features. You can check balances, pay bills, and even send money person-to-person all from the palm of your hand.

Personal Banking

Whether you're just starting out or looking to manage your savings more effectively, our Personal Banking options are designed for you. Open a checking or savings account with us and enjoy easy access to your funds, along with features like online banking and mobile payments. Imagine being able to transfer money from your phone while you're on the go it's that simple!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans can provide the relief you need. We offer straightforward terms and a friendly team ready to assist you every step of the way.

Shared Branch Transactions

We also offer Basic Shared Branch Transactions, allowing members from partner credit unions to conduct deposits and withdrawals easily. At North Country, we strive to ensure that all these services are accessible and user-friendly. If you're ready to explore how we can support your financial journey, give us a call at (802) 657-6847 or visit us at 854 Center Street Lyndonville Vt 05851. Join us today at Lyndonville where we prioritize your financial well-being!

Digital & Online Banking

At North Country, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. With our user-friendly platform, you can bank whenever and wherever it suits you. Our online banking services are available 24/7, giving you access to your accounts whenever you need it. You can check balances, transfer funds, and even pay bills with just a few clicks. For those who prefer to manage their finances on the go, our mobile application offers the same great features right in your pocket. Plus, with the option for electronic signatures, signing documents has never been easier or safer no more waiting for paperwork! If you like to keep things organized, you'll appreciate our e-statements feature, which allows you to view your account statements online instead of dealing with paper clutter. This not only helps the environment but also makes it simple to track your finances over time. For quick payments to friends or family, our person-to-person transfer service lets you send money directly without any hassle. And if you're out shopping, our mobile payments feature means you can pay securely using your smartphone. Access all these services and more at https://www.northcountry.org/ your one-stop solution for all your banking needs. With North Country, managing your money is not just convenient; it's secure and straightforward too!

Financial Strength

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services that meet your needs. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,217 in used auto loans and a total of $802,962,961 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $5,357,458, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,323,142. Total Share Accounts: 153588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 854 Center Street Lyndonville VT 05851 or call 802-657-6847 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with straightforward application processes and quick approvals.

Business Financing

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to offering solutions that fit your operational needs. At North Country, we also offer refinancing options across all our loan products. If you're interested in lowering your monthly payments or consolidating debt, speak with one of our advisors about eligibility requirements. We are located at 854 Center Street Lyndonville Vt 05851 in Lyndonville, VT, and our dedicated team is ready to assist you. For any inquiries or assistance, please give us a call at (802) 657-6847 during our operating hours: M-F 8:30 AM - 5:00 PM, Sat 9:00 AM - 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and let's take the next steps toward achieving your financial dreams together!

Credit Lines and Personal Loans

For those unexpected expenses or planned purchases, our credit lines offer flexibility. With a total of $117,478,969 available, you can access funds when you need them most. We also provide unsecured credit card loans, with a total of $40,671,806 helping members manage their finances effectively while enjoying rewards on their purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through every step of the process.

Loan Aggregator

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North Country