North Country Credit Union E Montpelier VT | Affordable Auto Loans & Business Banking

Introduction

Welcome to North Country, your trusted partner in financial wellness located at 49 Carleton Blvd, E Montpelier, VT 05651. Established in 1950, we have proudly served our community for over seven decades, fostering a welcoming environment where members can thrive financially. With a total membership of 73,282, we understand the importance of building strong relationships and providing personalized service tailored to your needs. At North Country, our commitment to you goes beyond just banking. We manage a robust asset portfolio of over $1 billion, with total assets amounting to $1,011,873,568. This financial strength enables us to offer competitive rates on loans and deposits. Whether you're looking for personal banking solutions such as checking and savings accounts or seeking financing options like auto loans and mortgages, we're here to help every step of the way. Our community impact is significant; with total deposits reaching $65,316,560, we're proud to reinvest those funds back into local ventures and support initiatives that enhance the quality of life in E Montpelier and beyond. Led by our dedicated CEO Robert Morgan and Board President Beth Chenette, our team is committed to ensuring that your financial journey is smooth and rewarding. While members can visit us at our branch location, please note that any official correspondence should be directed to our mailing address: PO Box 64709, Burlington, VT 5406. Feel free to reach out to us at 802-657-6847 or explore more about our offerings at North Country's website. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, ready to assist you with all your financial needs. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Welcome to North Country, a cornerstone of financial support and community service in E Montpelier, VT. Established in 1950, our branch has grown alongside the community, serving as a trusted partner for over seven decades. With a proud history rooted in member-focused service, we have continually adapted to meet the needs of our growing membership base, which now includes over 73,000 individuals. Located at 49 Carleton Blvd, E Montpelier, VT 05651, our branch is easily accessible and conveniently positioned near local landmarks. Our mission is simple yet powerful: to provide personalized financial solutions while making a positive impact on the lives of our members and the broader community. We believe that when our members thrive, so does our community. Over the years, North Country has expanded its offerings and capabilities. With total assets reaching an impressive $1,011,873,568, we are committed to ensuring that our members have access to essential financial services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our drive-thru service and ATM availability ensure that banking with us is convenient and efficient. In addition to our core financial services, we take pride in being active participants in community outreach efforts. Our partnerships with local organizations help us support various initiatives aimed at improving the quality of life for all residents in E Montpelier and beyond. We strive to promote financial literacy and empower our members through educational programs. While members can visit us at 49 Carleton Blvd, official correspondence should be sent to PO Box 64709, Burlington, VT 5406 if needed. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by or reach out via phone at 802-657-6847. At North Country, we embrace modern technology while remaining accessible to everyone. Our online banking platform allows you to manage your accounts easily from anywhere. We also offer mobile payments and electronic signatures for added convenience. We invite you to join the North Country family. Experience firsthand how we put our members first while striving to create a supportive community where everyone can succeed financially. Whether you're looking for personal banking solutions or want to learn more about becoming a member, visit us today or explore more about what we offer at our website. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

Our branch is equipped with ample parking, including accessible spaces for those who need them. As you approach, you'll notice features like ramps and wide doorways to ensure everyone can enter comfortably. We also offer drive-thru banking services for quick transactions without leaving your vehicle perfect for those busy days! While members can visit us at 49 Carleton Blvd, official correspondence should be sent to PO Box 64709 in Burlington if needed.

Operating Hours and Services

At North Country, we want to make banking as convenient as possible. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, allowing you plenty of time during the week to stop by for your financial needs. Whether you're looking to open an account, apply for an auto loan, or take advantage of our online and mobile banking services, our team is here to help. You can reach us directly at 802-657-6847 with any questions or concerns you might have. Plus, with ATM availability on-site and shared service options for partner credit union members, accessing your funds has never been easier. We invite you to come visit us at North Country in East Montpelier! Our dedicated staff looks forward to welcoming you and assisting with all your banking needs.

Member Eligibility

At North Country, we believe that everyone deserves a chance to be part of a welcoming community that cares. Becoming a member is simple and open to anyone who lives, works, or worships in our local area, as well as their family members. If you're looking for a place that prioritizes your financial well-being and offers personalized service, you've found it! You'll enjoy benefits such as competitive rates on loans and savings accounts, access to online banking, and the support of friendly staff ready to assist you. For detailed eligibility criteria, feel free to check out our resource at http://www.northcountry.org/about/explore/membership. Once you're ready to join us at our branch located at 49 Carleton Blvd E Montpelier Vt 05651, opening an account is just a click away! You can find all the information you need about the application process at http://www.northcountry.org/borrow/quick-links/apply-for-a-loan or give us a call at (802) 657-6847 if you have any questions. We can't wait to welcome you into the North Country family!

Business Banking & Commercial Services

Merchant Services That Matter

But it doesn't stop at loans. Our merchant services simplify transactions, allowing you to focus on what truly matters growing your business. Picture this: a customer walks into your store, makes a purchase, and with our reliable payment processing systems, that sale is completed swiftly and securely. This efficiency not only enhances customer satisfaction but also boosts your bottom line. Visit us at 49 Carleton Blvd E Montpelier Vt 05651 in E Montpelier, VT, or call us at (802) 657-6847 to learn how we can help take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services such as merchant services and business loans to help you thrive in today's competitive market. We're here to support local businesses in achieving their financial goals, from start-ups to established enterprises.

Digital Banking Convenience

In today's fast-paced world, having access to your finances on-the-go is crucial. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, everything is at your fingertips. You can also take advantage of our ATM services, which include cash withdrawals and balance checks for added convenience.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions but may be short on time, our drive-thru banking offers quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, if you're a member of another credit union that partners with us, you can perform basic shared branch transactions like deposits and withdrawals right here at North Country.

Financial Assistance and Credit Options

We understand that life can sometimes throw unexpected challenges your way. Our personal loans offer a straightforward solution for debt consolidation or unexpected expenses. Plus, with our credit cards that come with rewards, you can earn as you spend making your purchases work harder for you.

Get Started Today!

With all these services available at North Country, we invite you to take the next step towards better financial health. If you'd like to learn more about how we can assist you, feel free to reach out at (802) 657-6847 or visit us online at East Montpelier. Your journey towards achieving your financial goals starts with us!

Personal Banking Solutions

Our personal banking services are designed for convenience and flexibility. We provide a variety of checking and savings accounts that fit different lifestyles and goals. If you're considering buying a new vehicle, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. For those thinking about homeownership or refinancing, our mortgage loans can help turn your dreams into reality.

Digital & Online Banking

Key Services

Visit us online at https://www.northcountry.org/ to explore our full suite of online banking features. With 24/7 access to your accounts, you can check balances, make transfers, and pay bills whenever it suits you. Our electronic signature authorization feature allows you to complete transactions securely without needing to visit a branch, making it easier than ever to handle your banking needs from anywhere. For those who prefer going paperless, we provide e-statements that allow you to view your account statements online anytime. It's not just about convenience; it's also a step towards protecting the environment. You can also enjoy the benefits of mobile payments, making transactions quick and straightforward right from your smartphone.

Mobile App and Transfers

Our mobile application brings all these features directly to your fingertips. Download it today to take advantage of person-to-person transfers. This means sending money to friends or family is as simple as a few taps on your screen. With North Country, managing your finances is not only accessible but also secure. We prioritize the safety of your information with advanced security measures so you can bank confidently knowing that your data is protected. In summary, whether you're looking for easy account management, secure transactions, or instant money transfers, North Country has got you covered with our robust digital and online banking services!

Financial Strength

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $13,217 in used auto loans and $802,962,961 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $5,357,458, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 153,588, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,323,142. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 49 Carleton Blvd E Montpelier Vt 05651 or call (802) 657-6847 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Support

Don't forget about refinancing options! If you're looking to lower your monthly payments or pay off debt more efficiently, we can assist with refinancing existing loans as well. Additionally, we have eligibility options available for those who want to explore membership benefits further; check out our eligibility page for more information. At North Country Credit Union, we're dedicated to making financial success accessible for everyone in our community. If you have any questions or need assistance getting started with any of our loan products, please feel free to reach out at 802-657-6847 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned one, we have flexible terms that can suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges and opportunities; our commercial lending team is here to help you navigate those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760. Our team is here to guide you through every step of the process, ensuring you find a plan that fits your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $40,671,806 in loans helping members manage their finances effectively, our credit card products come with rewards and benefits that make everyday spending easier.

Loan Aggregator

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North Country