North Country Credit Union Burlington VT | Best Auto Loans & Business Banking

Introduction

Welcome to North Country, your trusted partner in financial wellness located at 1049 North Ave, Burlington, VT 05408. Established in 1950, our credit union has been dedicated to serving our community with integrity and commitment. With over 73,282 members and total assets exceeding $1 billion, we strive to provide personalized banking solutions that cater to your unique needs. At North Country, we believe that strong financial foundations lead to brighter futures. Our services encompass everything from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. In fact, we've facilitated a total of 44,859 loans, helping many achieve their dreams. Our leadership team is at the forefront of this mission. Under the guidance of CEO Robert Morgan and Board President Beth Chenette, we prioritize member satisfaction and community impact. With a total net worth of $97,870,764 and cash in hand amounting to $9,281,922, we are well-equipped to support our members' financial journeys. While you can visit us at our branch for assistance or inquiries, please note that any official correspondence should be directed to our mailing address: 1049 North Ave, Burlington, VT 5408. If you're looking for a credit union that truly cares about its members and provides a full range of banking services with competitive rates look no further! Connect with us today by calling 800-660-3258 or explore more on our website here. Together, let's build a stronger financial future!

Branch History & Mission

Community Engagement

Community is at the heart of what we do. North Country actively participates in outreach programs and partnerships that uplift Burlington and surrounding areas. Whether it's through local sponsorships or volunteering efforts by our dedicated staff, we are committed to making a difference. For any official correspondence or inquiries outside of visiting us at the branch location, please reach out via our mailing address at 1049 North Ave, Burlington, VT 5408. You can also contact us directly at 800-660-3258 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Join us today and discover the benefits of being a part of North Country! Experience personalized service tailored just for you as we work together towards your financial goals while contributing positively to our vibrant community. Visit us online at North Country for more information on how you can become a member or open an account today!

Our Mission

At North Country, our mission is straightforward yet profound. We strive to offer accessible financial services while actively engaging in community support initiatives. We believe that everyone deserves the opportunity for financial wellness and security. By focusing on personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards, we aim to meet diverse member needs. Our approach extends beyond traditional banking. We are proud to embrace digital advancements that enhance convenience for our members. With services like online banking, mobile payments, and electronic signatures available, we ensure that managing finances is easier than ever before. Additionally, we maintain ADA compliance to welcome all members of our community.

Branch Location & Accessibility

Convenient Access and Features

At North Country, we understand that accessibility is important. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps for easy access. Plus, you'll find ample parking nearby, making your visit hassle-free. For those who prefer quick transactions, we provide a drive-thru banking service where you can handle basic deposits and withdrawals without leaving your car. We also have an ATM on-site for your convenience, allowing you to access cash and check your balance anytime.

Get In Touch

If you have any questions or would like more information about our services, please don't hesitate to call us at 800-660-3258. We invite you to come visit us soon and discover how North Country can support your financial needs!

Nearby Amenities

While visiting us at 1049 North Ave, be sure to explore the vibrant neighborhood filled with shops and restaurants. It's a great opportunity to run errands or grab a bite to eat while you're in the area!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by before or after work or during lunch breaks. Whether you're looking to open a new account or need assistance with loans and other services, our friendly team is here to help during these hours.

Member Eligibility

At North Country, we believe that becoming a member is like joining a warm and welcoming family dedicated to your financial well-being. If you're wondering whether you can join us, the good news is that our eligibility requirements are designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in our community can become a member. This means that whether you're just starting your financial journey or looking for better options, we're here for you! Plus, once you're part of North Country, you'll enjoy a range of benefits from personalized service to competitive rates on loans and savings accounts. To start your membership journey, it's as simple as checking out our eligibility details at http://www.northcountry.org/about/explore/membership . And when you're ready to open an account, visit us online at http://www.northcountry.org/borrow/quick-links/apply-for-a-loan or give us a call at (800) 660-3258. Our friendly team is eager to assist you every step of the way at our branch located at 1049 North Ave Burlington Vt 05408. Join us today and experience the difference of being part of something special!

Business Banking & Commercial Services

Merchant Services Made Easy

We also offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from your customers, whether they pay by card, mobile app, or online. This not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on what truly matters growing your business. Visit us at 1049 North Ave Burlington Vt 05408 in Burlington, VT or call us at (800) 660-3258 to learn more about how our business banking solutions can empower your success.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer specialized Business Banking services that include Merchant Services and various types of Business Loans. Our team is here to support your business growth and ensure that your financial operations run smoothly.

Convenient Digital and In-Person Banking

We know how important convenience is in today's fast-paced world. That's why we provide robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier. In addition to our digital offerings, we also maintain a welcoming branch environment where you can take advantage of traditional banking services. Our ATM & Cash Withdrawal Services are available for quick access to cash, and our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car. We also participate in shared branching networks which means if you're a member of another participating credit union, you can make basic transactions such as deposits and withdrawals right here at North Country.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services are designed to make your life easier. We offer Checking & Savings Accounts that help you save for the future while providing easy access to your funds. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options can get you behind the wheel quickly and affordably. For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation options can help you regain control of your finances. Don't forget about our Credit Cards with Rewards, which allow you to earn points while making everyday purchases!

Ready to Get Started?

Your financial journey starts here! Whether you're opening a new account or applying for a loan, we invite you to visit us at 1049 North Ave Burlington Vt 05408, call us at (800) 660-3258, or explore more on our website: North Ave. Let us help you achieve your dreams with comprehensive financial solutions designed just for you!

Digital & Online Banking

Key Features of Our Online Banking

With our online banking platform, accessible at https://www.northcountry.org/ , you can effortlessly manage your accounts 24/7. Whether you're checking your balance, making payments, or transferring funds, everything is just a few clicks away. Our user-friendly interface ensures that even those who aren't tech-savvy will find it easy to navigate. Security is a top priority for us. We use advanced encryption and electronic signature authorization to keep your information safe while you conduct transactions online. You can have peace of mind knowing that your data is well-protected.

Mobile Convenience

For those on the go, our mobile application offers all the functionalities of online banking right in your pocket. You can make person-to-person transfers with ease, send money to friends or family instantly, and even set up mobile payments for quick transactions at local merchants. Plus, e-statements are available so you can access your financial documents whenever you need them.

Stay in Control

Managing your finances has never been easier. With real-time account management, you can monitor your spending habits and track transactions effortlessly. Whether you're at home or out and about, our digital services provide the flexibility you need to stay on top of your financial goals. Explore everything we offer by visiting https://www.northcountry.org/ today! At North Country, we are committed to providing you with the tools you need for successful financial management.

Financial Strength

A Solid Foundation

With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our focus on growth is reflected in our $88,141,767 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,217 in used auto loans and $802,962,961 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Together

Total Share Accounts stand at 153,588, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,323,142. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 1049 North Ave Burlington Vt 05408 or call (800) 660-3258 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,357,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have financing solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. We understand that every business has unique needs and are ready to assist you in finding the right financing solution. If you're considering refinancing any of your current loans, or if you have questions about eligibility options, please reach out to us. Our team is dedicated to finding the best solutions tailored just for you. For more information on our loan offerings or to apply for a loan, feel free to contact us at (800) 660-3258, visit us at 1049 North Ave Burlington Vt 05408, or check out our website at https://www.northcountry.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right mortgage product for your needs.

Unsecured Credit Card Loans

Managing expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards that fit your spending habits.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTH COUNTRY FEDERAL CREDIT UNION - Burlington, VT