North Country Credit Union Barre VT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North Country, your trusted financial partner located at 328 N Main St, Barre, VT 05641. Since our establishment in 1950, we have been dedicated to serving our community and providing our members with the tools they need for financial success. With a total membership of 73,282, we pride ourselves on being more than just a credit union; we are a vibrant part of the Barre community. At North Country, we believe in empowering our members through accessible banking solutions. Our total assets exceed $1 billion, reflecting our strong commitment to financial stability and growth. We manage over $65 million in deposits and facilitate a wide range of loans, with nearly 45,000 loans and leases currently active. This means that whether you're looking for an auto loan, mortgage, or personal loan, we've got you covered. Our leadership team, led by CEO Robert Morgan and Board President Beth Chenette, is committed to ensuring that every member feels valued and supported. With a dedicated staff of 215 employees, we strive to provide personalized service tailored to your individual needs. Our branch offers essential services such as online and mobile banking, ATM access, and drive-thru service for your convenience. While members can visit us at our branch location, official correspondence should be sent to 328 N Main St, Barre, VT 5641 if different from the physical address mentioned above. If you have questions or need assistance, feel free to reach out to us at 800-660-3258 during our operating hours from Monday to Friday between 8:30 AM and 5 PM. Join us at North Country today and experience how we can help you achieve your financial goals! For more information about our services or to become a member, visit us online at northcountry.org.

Branch History & Mission

A Rich Legacy

From its humble beginnings, North Country has built a legacy of trust and support within Barre and beyond. Originally founded to meet the financial needs of local residents, this credit union has evolved alongside the community it serves. Today, you can find us conveniently located at 328 N Main St, Barre, VT 05641, a spot easily accessible for our members. Whether you're visiting our branch or utilizing our ATM services, we strive to make banking simple and straightforward.

Commitment to Community

Our commitment extends beyond financial services. North Country actively participates in community outreach efforts and partnerships that uplift those around us. From educational workshops to sponsoring local events, we believe in giving back and creating opportunities for growth within Barre. In addition to our traditional services, we've embraced digital advancements to ensure our members have access to their finances anytime, anywhere. With features like online banking, mobile payments, and electronic signatures available, banking with us is designed to be easy and efficient.

Join Us!

As we look ahead to the future, we invite you to become part of the North Country family. Experience firsthand how we can help you achieve your financial goals while being an active member of your community. Visit us during our operating hours Monday through Friday from 8:30 AM to 5 PM or contact us at 800-660-3258 for any inquiries. Join North Country today and discover the difference that comes from being part of a credit union that truly cares about its members!

Our Mission

At North Country, our mission is clear: we are dedicated to improving the financial well-being of our members while fostering strong community ties. We believe in providing personalized service that goes beyond basic banking. Our offerings include everything from checking and savings accounts to auto loans and mortgage refinancing. We also pride ourselves on being a resource for local businesses through merchant services and business loans. While members can visit us at 328 N Main St, official correspondence should be sent to the same address as it serves as both our branch and mailing address.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 800-660-3258. We're here to help you navigate your financial journey with ease. Come see us today at North Country; we look forward to welcoming you!

Convenient Access and Nearby Landmarks

Situated right in the heart of Barre, our branch is close to several local landmarks, including the vibrant Barre Town Park and the historic downtown area. This makes it easy to combine your banking visit with other errands or a day out in the town. Parking is readily available nearby, and we ensure that our facilities are accessible for everyone, including those who may need ADA-compliant features.

Operating Hours and Services

We understand that convenience is key. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM, allowing you plenty of time to visit us during your busy week. Not only do we offer a full range of personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, but we also have a drive-thru service for those on the go. If you're a member of another credit union, feel free to take advantage of our shared service center for basic transactions as well!

Member Eligibility

At North Country, we believe that becoming a member is like joining a family, where everyone supports one another in achieving their financial goals. If you're interested in joining our community, eligibility is straightforward and welcoming! You can become a member if you live, work, worship, or attend school in Washington County, Vermont. We also extend membership to family members of current members, making it easier for loved ones to enjoy the benefits together. Joining us means gaining access to personalized banking services and products designed with your needs in mind. Our members enjoy competitive rates on loans and savings, along with a range of convenient banking options. Starting your journey with us is easy simply check out the detailed eligibility criteria on our website at http://www.northcountry.org/about/explore/membership and when you're ready to open an account, visit http://www.northcountry.org/borrow/quick-links/apply-for-a-loan. If you have any questions or need assistance, feel free to give us a call at (800) 660-3258. We're excited to welcome you into the North Country family!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing. Picture this: a customer walks into your store, ready to buy. With our merchant services, you can accept payments quickly and securely, ensuring a smooth transaction experience. This not only enhances customer satisfaction but also helps streamline your operations. If you're ready to explore how North Country can support your business journey, contact us today at (800) 660-3258 or visit us at 328 N Main St Barre Vt 05641 in Barre, VT. Let's work together to achieve your business goals!

Comprehensive List Of Services

Accessibility and Support

Located at 328 N Main St Barre Vt 05641, feel free to visit us or give us a call at (800) 660-3258 during our operating hours from Monday to Friday, 8:30 AM to 5 PM. We also have an ATM available for quick access to cash when you need it. At North Country, we're more than just a credit union; we're part of your community. We invite you to explore all our services designed with you in mind. For more information or to get started today, visit us online at Barre. Your financial journey begins here!

Business Banking Services

If you're a small business owner, we've got you covered with comprehensive Business Banking solutions. From Merchant Services that streamline transactions to flexible Business Loans, we support local businesses in thriving and growing.

Credit Options

Need some extra cash? Our Personal Loans & Debt Consolidation services help you manage expenses without the stress. Imagine consolidating multiple loans into one easy payment simplifying your financial life significantly. Don't forget about our rewards-packed Credit Cards! Enjoy benefits that fit your spending habits while earning points or cash back on every purchase.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms. You can manage your accounts anytime, anywhere whether it's making transfers or paying bills at the touch of a button. For those who prefer face-to-face interactions, our branch provides essential ATM and cash withdrawal services along with basic drive-thru banking options for quick deposits and withdrawals. Plus, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for added convenience.

Personal Banking Solutions

When it comes to managing your finances, our Personal Banking services stand out. You can choose from various Checking & Savings Accounts tailored to fit your lifestyle. Imagine having a checking account that not only meets your daily spending needs but also offers great interest rates on savings perfect for building your financial future! For those considering a new vehicle, our Auto Loans & Vehicle Financing options make purchasing or refinancing a car straightforward and affordable. With competitive rates, you can drive off with confidence knowing you made the right choice. If homeownership is your goal, explore our Mortgage Loans & Refinancing services. We guide you through every step, whether you are buying your first home or looking to refinance an existing mortgage for better terms.

Digital & Online Banking

Key Features

Explore our online banking services at https://www.northcountry.org/ and discover the ease of managing your accounts with just a few clicks. With 24/7 online banking services, you can access your account whenever it suits you best. Our user-friendly platform allows you to view statements, check transaction history, and even set up alerts to keep you informed about your finances. If you prefer using your smartphone, our mobile application makes banking on the go simple. You can make mobile payments effortlessly and even send money through person-to-person transfers, making it easy to split bills or send funds to friends and family. Plus, with electronic signature authorization, signing documents is quick and secure no more waiting for paper forms in the mail!

Security and Accessibility

Your security is our top priority. We utilize robust measures to protect your information while providing a straightforward experience. Our members also have access to e-statements, which not only help reduce paper clutter but also allow for easy tracking of your financial activities. At North Country, we believe that managing your money should be as easy as possible. From setting up automatic payments to checking your balance from the comfort of home, our digital banking features are here to support you every step of the way. Join us today and take control of your finances with confidence!

Financial Strength

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial health, which supports our commitment to providing you with exceptional service and competitive products. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $13,217 in used auto loans and $802,962,961 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $5,357,458, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,323,142. Total Share and Deposit Accounts: 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 328 N Main St Barre Vt 05641 or call 800-660-3258 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to ensure you find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your business ambitions. At North Country, we pride ourselves on transparency and accessibility. If you're interested in exploring eligibility options or refinancing opportunities for any of our loan products, please don't hesitate to reach out. You can contact us at 800-660-3258 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at North Country let's work together towards your success!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to support your spending needs while keeping interest rates competitive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, make buying or refinancing simple. We understand that purchasing a home is one of the biggest investments you'll make, and our experienced staff can guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and reflect current market conditions. By focusing on verified sources, LendMesh guarantees that users receive accurate and reliable information.

North Country