North Country Credit Union Alburgh VT | Affordable Auto Loans & Business Banking

Introduction

Welcome to North Country, your trusted financial partner located at 3 S Main St, Alburgh, VT 05440. Established in 1950, we have proudly served our community for over seven decades, growing to a robust membership of 73,282 members. Our commitment to providing exceptional financial services is evident through our total assets of $1,011,873,568 and total deposits reaching $65,316,560. At North Country, we believe that banking should be straightforward and accessible. That's why we offer a range of services designed to meet your personal and business financial needs from checking and savings accounts to auto loans and mortgage refinancing. With our experienced team of 215 employees, led by CEO Robert Morgan and Board President Beth Chenette, you can trust that you are in good hands. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to our mailing address: PO Box 64709, Burlington, VT 5406. We're here to support your financial journey with the dedication and service you deserve. With a net worth of $97,870,764 and cash in hand totaling $9,281,922, North Country is well-positioned to help you achieve your goals. Whether you're looking for loans or simply need guidance on managing your finances better, our knowledgeable staff is ready to assist you. Experience the difference with North Country today! Visit us in Alburgh or give us a call at 802-657-6847. Your financial future starts here!

Branch History & Mission

At North Country, we take pride in our rich history and commitment to serving the community of Alburgh, Vermont. Established in 1950, our branch has grown alongside our members, becoming a trusted financial partner for generations. Located at 3 S Main St, Alburgh, VT 05440, we are easy to find and always ready to assist you with your banking needs. Over the years, North Country has evolved significantly. From humble beginnings as a small credit union, we've expanded our services and membership base to better meet the needs of our community. Today, we proudly serve 73,282 members and manage total assets of over $1 billion. This growth reflects not only our commitment to providing excellent financial services but also our dedication to the well-being of our community. Our mission at North Country is clear: we strive to empower individuals and families by providing accessible financial services that promote economic stability and growth. We believe in supporting our members beyond just banking; we engage in various outreach efforts that strengthen the fabric of Alburgh. Whether it's through educational workshops or partnerships with local organizations, we are dedicated to making a positive impact. While members can visit us at 3 S Main St, official correspondence should be sent to PO Box 64709, Burlington, VT 5406 if needed. Our doors are open during convenient hours Monday through Thursday from 8:30 AM to 5 PM and Friday from 8:30 AM to 5:30 PM making it easier for you to access the services you need. At North Country, we also embrace modern technology while ensuring accessibility for everyone. Our branch offers an ATM for cash withdrawals and basic transactions. While we do not have drive-thru banking at this location, our shared service center provides additional options for members who may require more comprehensive support. As we look toward the future, we invite you to join us on this journey. Experience firsthand how North Country can help you achieve your financial goals while being part of a community-focused institution. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Come visit us today at North Country where your financial success is our mission! For more information about becoming a member or exploring our services, please call us at 802-657-6847 or visit our website.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 802-657-6847. We look forward to welcoming you into our North Country family! Stop by soon to see how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility

We're proud to be part of a vibrant community. If you're out and about, you'll find our branch near local favorites like the Alburgh Dunes State Park and just a short drive from the scenic shores of Lake Champlain. Our location is easily accessible with ample parking available right outside our doors. For those who may require additional support, our branch is ADA compliant, featuring ramps for easy access. We want everyone to feel welcome when they visit us.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 5:30 PM. Whether you need assistance with checking accounts, auto loans, or mortgages, our friendly staff is ready to provide personalized service during these hours. In addition to traditional banking services, we offer ATM availability for quick cash withdrawals and basic transactions. If you're a member of a partner credit union, you can also take advantage of shared services right here at our branch.

Member Eligibility

Joining the North Country family means becoming part of a supportive community where your financial well-being is our priority. If you're wondering about eligibility, you'll be pleased to know that becoming a member at North Country is open to many! Generally, individuals who live, work, worship, or attend school in the areas we serve can apply. To find out more about specific criteria and any additional details you might need, feel free to check our comprehensive guide at this link. The process of opening an account is straightforward and welcoming. You can easily start your membership journey by visiting us at our branch located at 3 S Main St, Alburgh, VT 05440, or by giving us a call at 802-657-6847. We also encourage you to explore how to open an account online through this page. At North Country, we pride ourselves on offering personal service and a range of financial products designed to help you thrive. We can't wait for you to join us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes while enhancing customer satisfaction. Our merchant services provide just that allowing you to accept payments effortlessly, manage transactions smoothly, and focus on what matters most: growing your business. Located at 3 S Main St Alburgh Vt 05440, Alburgh, VT, our team is ready to help you navigate the financial landscape and find the right solutions for your unique needs. Connect with us today at (802) 657-6847 or visit our website here to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At North Country, we're committed to ensuring that banking is accessible for everyone in our community. Our branch located at 3 S Main St Alburgh Vt 05440 in Alburgh is open Monday through Friday with extended hours on Fridays for your convenience. You can reach us at (802) 657-6847 if you have any questions or need assistance. We invite you to explore all that we have to offer at Alburgh. Our friendly staff is always ready to help you find the right financial solutions tailored just for you. Visit us today or check out our website at https://www.northcountry.org/ for more information!

Business Banking Services

For local businesses, we offer tailored solutions including Business Banking options such as Merchant Services and Business Loans. Whether you're just starting out or looking to expand, our team is here to guide you through every step of the process.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. Our Online & Mobile Banking services empower you to manage your accounts at your convenience. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. For those who prefer cash transactions, we provide ATM & Cash Withdrawal Services for easy access to your money when you need it most. Plus, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for deposits and withdrawals.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone's needs are unique. That's why we offer various options such as Checking & Savings Accounts designed to help you manage your day-to-day finances while saving for future goals. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing solutions for those ready to invest in their dream homes. Sometimes life throws unexpected expenses our way, and that's where our Personal Loans & Debt Consolidation come into play. These loans can give you the financial flexibility you need to handle emergencies or consolidate existing debts into manageable payments. Additionally, our Credit Cards with Rewards allow you to earn while you spend, turning your everyday purchases into exciting rewards.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds with ease. If you prefer using your smartphone, our user-friendly mobile application makes banking even simpler, allowing you to take care of your finances right from your pocket. Need to send money to a friend? Our person-to-person transfers feature lets you do that quickly and securely. Plus, with mobile payments, making purchases has never been easier just tap and go! For those who value eco-friendly options, we offer e-statements, allowing you to view your account statements online rather than receiving paper copies in the mail. This not only helps reduce clutter but also keeps your information secure. And if you're looking for convenience when signing documents, our electronic signature authorization feature makes it easy to complete transactions without needing to visit a branch. At North Country, we prioritize your security while ensuring our digital services are user-friendly. Our team is committed to helping you enjoy hassle-free banking that fits your lifestyle. Join us today and experience how easy managing your finances can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 3 S Main St Alburgh Vt 05440 or call (802) 657-6847 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $5,357,458 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $7,323,142, we are well-positioned to support your needs.

Reinvestment for Improvement

With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,217 in used auto loans and $802,962,961 in total loans and leases.

Secure Savings Options

Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $61,553,759 provide the capital needed to grow and expand. We know that every business has unique needs; therefore, our team is dedicated to finding the right solutions for your specific situation. If you're considering refinancing or want more information about eligibility options for any of these products, please don't hesitate to reach out. Our experienced team at North Country is here to guide you through each step. Feel free to visit us at our branch located at 3 S Main St Alburgh Vt 05440, or give us a call at 802-657-6847 for more details. We're committed to providing personalized service tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at North Country today and take the next step toward reaching your financial goals!

Credit Lines and Unsecured Loans

For those who prefer flexibility in managing their finances, we provide various credit lines with a total amount of $117,478,969 available. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760. With straightforward application processes and knowledgeable staff ready to assist you, owning a home is within reach.

Loan Aggregator

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North Country