North Country Credit Union Mooers NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to North Country, your trusted financial partner since 1950! Located at 2488 State Route 11, Mooers, NY 12958, we are proud to serve our community with dedication and care. With a robust membership of over 73,282 individuals, we are committed to providing personalized banking solutions that meet your needs. At North Country, we understand that financial wellness is key to a thriving community. That's why our total assets have grown to an impressive $1,011,873,568, allowing us to offer a wide range of services from checking and savings accounts to auto loans and mortgages. Our members have access to over $65,316,560 in deposits and 44,859 loans and leases, all designed to empower you on your financial journey. Led by our CEO Robert Morgan and Board President Beth Chenette, our team of 215 dedicated employees is here to assist you every step of the way. Whether you're looking for reliable loan options or want to explore our business banking services, we prioritize your needs and strive for excellence in customer service. While members can visit us at our branch in Mooers, official correspondence should be sent to the same address. Have questions? Feel free to reach out at 800-660-3258, or check out our website at North Country for more information. Join us today and discover how North Country can help you achieve your financial goals!

Branch History & Mission

Community Commitment

At North Country, we believe that true success comes from investing in our community. We actively engage in outreach efforts and partnerships that uplift those around us. From supporting local events to offering financial literacy workshops, we strive to make a positive impact in Mooers and its surrounding areas. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 2488 State Route 11, Mooers, NY 12958. For any inquiries or assistance, feel free to reach out to us at 800-660-3258 during our operating hours: Monday through Friday from 8:30 AM to 5 PM.

Join Us Today!

We invite you to experience the difference at North Country. As we continue to grow and adapt to meet the needs of our members, we remain steadfast in our mission: supporting your financial journey while nurturing community ties. Explore membership opportunities today by visiting our website or reach out directly through our phone number at 800-660-3258. Together, let's build a brighter financial future!

Modern Banking Services

In addition to traditional banking services like checking accounts and vehicle financing, we offer convenient digital options such as online banking and mobile payments. These advancements ensure that you can manage your finances anytime and anywhere while still enjoying the personal touch of our dedicated staff. As part of our commitment to accessibility, we also provide an ATM on-site and drive-thru banking for your convenience. Our shared service center allows members from partner credit unions access to essential transactions right here at North Country.

Our Evolution

Located at 2488 State Route 11, Mooers, NY 12958, North Country has seen remarkable growth since its inception. Originally opened to meet the financial needs of local residents, our branch has evolved into a trusted resource for individuals and businesses alike. Throughout the years, we've embraced advancements in technology while maintaining our commitment to personalized service. Our mission extends beyond just providing financial products. We aim to empower our members through education and resources that help them achieve their financial goals. Whether it's offering auto loans, mortgages, or personal banking services, our focus is on creating lasting relationships built on trust.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance before your visit, feel free to give us a call at 800-660-3258. We look forward to welcoming you at North Country and helping you with all your banking needs!

Convenient Access and Parking

We understand how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps for easy access. There's ample parking available right outside the building, so you won't have to worry about finding a spot when you arrive.

Operating Hours That Fit Your Schedule

At North Country, we're here for you during the week! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM. Whether you need to deposit a check or discuss loan options, our team is ready to assist you within these hours.

Services at Your Fingertips

We offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash quickly? Enjoy the convenience of our ATM services or utilize our drive-thru banking for deposits and simple transactions without leaving your car. Additionally, if you're a member of a partner credit union, take advantage of our shared service center offerings for basic transactions like deposits and withdrawals.

Member Eligibility

At North Country, we believe that becoming a member means joining a welcoming family that's dedicated to supporting your financial journey. To qualify for membership, you simply need to live, work, worship, or attend school in the areas we serve, which opens the door for many individuals and families in our community. Whether you're looking for personal banking solutions or loans tailored to your needs, joining us can unlock a world of benefits designed just for you. We make it easy to get started! For more details on eligibility requirements, feel free to check out our page at http://www.northcountry.org/about/explore/membership. If you're ready to take the next step and open an account with us, visit http://www.northcountry.org/borrow/quick-links/apply-for-a-loan or give us a call at (800) 660-3258. We can't wait to welcome you into the North Country family at our location: 2488 State Route 11 Mooers Ny 12958!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $347 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local owners to invest in new equipment, hire additional staff, or enhance their services. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet various needs.

Merchant Services That Work

In addition to loans, we offer essential merchant services designed to streamline operations for businesses of all sizes. From payment processing solutions that enhance customer experiences to cash management tools that simplify day-to-day transactions, our services help you focus on what matters most growing your business. Visit us at 2488 State Route 11 Mooers Ny 12958 in Mooers, NY, or give us a call at (800) 660-3258 to learn how we can support your business journey!

Outstanding Loan Portfolio

With an outstanding commercial loan portfolio of $61,553,759, we continue to drive economic growth by financing new and expanding businesses. Our team is dedicated to understanding your unique needs and guiding you through the lending process.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With our ATM services, you can access your funds anytime. Our branch features an ATM where you can withdraw cash or check your balance without hassle.

Business Banking Support

We understand that running a business comes with its own challenges. That's why we offer tailored business banking solutions, including merchant services and business loans. Our goal is to support local entrepreneurs and businesses in Mooers by providing the financial tools they need to thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. Check balances, transfer funds, or pay bills right from your smartphone or computer. We also offer mobile payments for added ease when shopping on the go.

Drive-Thru & Shared Branch Services

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking offers deposits, withdrawals, and simple transactions with speed and convenience. Additionally, if you're a member of partner credit unions, you can enjoy basic shared branch transactions like deposits and withdrawals right here at North Country. At North Country, we're committed to making your banking experience as smooth as possible. Whether you have questions about our services or want to explore new options available for you, don't hesitate to reach out! Call us at 800-660-3258 or visit us during our lobby hours from Monday to Friday, 8:30 AM - 5:00 PM. Your financial journey matters to us. Let's make it successful together!

Personal Banking Solutions

Whether you're just starting out or looking for ways to grow your savings, our personal banking options have you covered. Open a checking or savings account that fits your lifestyle. Need a new car? Our auto loans offer competitive rates and flexible terms to help you get behind the wheel with ease. If you're considering buying a home, our mortgage loans and refinancing options can make that dream a reality. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation services can help you manage your finances without stress. Plus, our credit cards come with rewards that let you earn while you spend.

Digital & Online Banking

Convenient Mobile Features

For those who prefer banking on-the-go, our mobile application offers the ultimate convenience. With features like mobile payments and person-to-person transfers, managing your finances has never been simpler. Whether you're grabbing coffee or running errands, you can handle transactions in real-time. At North Country, we believe that banking should fit seamlessly into your lifestyle. Our digital services are designed to provide accessibility and ease-of-use while ensuring that you have full control over your finances. Discover how our online banking tools can simplify your life today!

Explore Our Online Banking Services

With our online banking platform, accessible through https://www.northcountry.org/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our 24/7 online banking services mean you're never limited by traditional banking hours.

Security You Can Trust

Your security is our priority. We utilize electronic signature authorization, making it easy for you to sign documents safely from your device. You can also rest easy knowing that your personal information is protected with advanced security measures.

Stay Organized with E-Statements

Go paperless with e-statements! Enjoy the benefit of accessing your account statements online whenever you need them. It's not only environmentally friendly but also keeps your financial records organized and secure.

Financial Strength

At North Country, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which underlines our commitment to serving you. With a net worth of $97,870,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $298,928,313 in share certificates and $113,862,138 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,141,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,217 in used auto loans and $802,962,961 in total loans and leases. Our operational efficiency is reflected in our $5,357,458, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 153,588, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Country is your trusted partner. Visit us at 2488 State Route 11 Mooers Ny 12958 or call (800) 660-3258 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,362,343 in used vehicle loans and $26,028,768 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right loan to suit your budget. Plus, refinancing options are available if you're looking to lower your current payments.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,671,806 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and unexpected expenses while providing the convenience of easy repayment plans.

Credit Lines

For those who need additional flexibility in managing their finances, our credit lines amounting to $117,478,969 give you access to funds as needed. This option allows you to borrow only what you need when you need it. If you're interested in any of these loan products or want more information on eligibility and refinancing options, please reach out. You can contact us at 800-660-3258 or visit us at our branch located at 2488 State Route 11 Mooers NY 12958. We're here to help guide you through the borrowing process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At North Country, we're dedicated to serving our community and supporting our members' financial journeys.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $65,926,760, making buying or refinancing simple. We strive to assist you through every step of the process so that you feel confident in your investment.

Loan Aggregator

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North Country