North Coast Credit Union Fairview Park OH | Best Auto Loans & Business Banking

Introduction

Welcome to North Coast Credit Union, where your financial well-being is our top priority! Located at 22735 Lorain Rd, Fairview Park, OH 44126, we have proudly served our community since 1958. With a dedicated team of 4 employees, we are more than just a credit union; we are your neighbors, committed to helping you achieve your financial goals. At North Coast Credit Union, we understand that each member has unique needs. That's why we offer a variety of services, including personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets amount to an impressive $16,200,887, reflecting our strong position in the community and our commitment to providing reliable services. As of now, we proudly serve 2,420 members, fostering a welcoming environment where everyone feels valued. Our total deposits reach $1,615,465, demonstrating the trust that our members place in us. We also maintain a solid net worth of $6,856,720, ensuring that we can continue to support our members' financial journeys. While you can visit us directly at our branch for all your banking needs, official correspondence can be sent to the same address: 22735 Lorain Rd, Fairview Park, OH 44126. If you need assistance or have any questions, feel free to call us at 440-734-0400 during our lobby hours from Monday to Friday between 8:30 AM and 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Under the leadership of CEO Bryan Boyko and Board President Jeff Rechenbach, we strive to create a positive impact in our community. Join us today and experience the difference that comes with being part of North Coast Credit Union where your membership matters! Ready to take the next step? Visit us online at North Coast Credit Union or stop by our branch today!

Branch History & Mission

Community Focus

Our dedication extends beyond just banking. We are deeply involved in various community outreach initiatives and partnerships that aim to uplift those around us. By collaborating with local organizations and participating in events, we strive to make a positive impact on the lives of those in Fairview Park. In today's digital world, we also embrace technological advancements by offering online and mobile banking options that make managing finances easier than ever before.

Join Us

As we continue this journey together, we invite you to become part of the North Coast Credit Union family. Experience firsthand how our commitment to quality service and community support can benefit you and your financial future. If you're ready to take the next step towards achieving your financial goals or simply want more information about what we offer, don't hesitate to reach out at 440-734-0400 or visit us online at North Coast Credit Union. Together, let's build a brighter financial future!

Our Evolution

Located at 22735 Lorain Rd, Fairview Park, OH 44126, our branch has become a cornerstone of the community. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets reaching an impressive $16,200,887, we have made significant strides in ensuring that our members have access to the resources they need for their financial well-being. Our operating hours reflect our commitment to convenience: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. While we do not currently offer ATM services, we are proud to provide drive-thru banking for quick and efficient transactions.

Our Mission

At North Coast Credit Union, our mission is clear: we strive to empower our members by providing them with high-quality financial products while actively supporting the local community. We believe that everyone deserves access to affordable financial services that can help them achieve their goals. This belief drives us to continually improve and innovate our offerings. We understand that banking is not just about numbers; it's about people. That's why we prioritize customer service and community engagement. We work hard to build lasting relationships with our members through transparent communication and personalized service. While members can visit us at 22735 Lorain Rd for their banking needs, official correspondence should be sent to the same address as our mailing address is the same.

Branch Location & Accessibility

Welcome to North Coast Credit Union, your friendly neighborhood financial partner located at 22735 Lorain Rd, Fairview Park, OH 44126. Nestled in the heart of Cuyahoga County, our branch is easily accessible and conveniently situated near local landmarks such as Fairview Park Middle School and the Westgate Shopping Center. Whether you're running errands or just passing by, we're here to meet all your banking needs. At North Coast Credit Union, we understand that convenience is key. That's why we offer a drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us comfortably. Our operating hours are designed to fit into your busy schedule. We're open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you have questions or need assistance, don't hesitate to give us a call at 440-734-0400; our team is always ready to help! While members can visit us at our physical location for personal banking services like checking accounts, auto loans, mortgages, and more, please note that official correspondence should be sent to the same address: 22735 Lorain Rd, Fairview Park, OH 44126. With no ATM on-site but a variety of online and mobile banking options available, managing your finances has never been easier. We invite you to stop by North Coast Credit Union today your financial journey starts here!

Member Eligibility

At North Coast Credit Union, we believe that everyone deserves a supportive financial community. If you're looking to join us, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in Cuyahoga County. This means that whether you're a long-time resident or just starting out in the area, you can enjoy all the benefits we offer. From competitive rates on loans and savings to personalized service, becoming a member at North Coast Credit Union is about more than just banking it's about being part of a family that cares. Getting started is simple! You can visit us at 22735 Lorain Rd, Fairview Park, OH 44126, or give us a call at 440-734-0400 for more details. For further information on our eligibility criteria and to see if you qualify, check out our website at North Coast Credit Union. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services simplify transactions for your customers while ensuring you receive payments swiftly. Picture this: your customers making purchases with ease while you focus on what truly matters growing your business. Located conveniently at 22735 Lorain Rd, Fairview Park, OH 44126, we invite you to visit us or give us a call at 440-734-0400 to learn more about how our services can benefit your business. Let's work together to achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $383,081, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services include essential offerings like merchant services and business loans that can help you grow your enterprise. We understand the unique challenges businesses face, and we're here to support you every step of the way.

Conclusion

At North Coast Credit Union, we strive to be more than just a financial institution; we aim to be your trusted partner in all things finance. With our comprehensive list of services from personal banking solutions to business support we're dedicated to helping you navigate your financial journey with ease. For any questions or assistance, feel free to reach us at 440-734-0400 or visit us online at North Coast Credit Union. Join us today and discover how we can help you achieve your financial dreams!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a click away. You can even send money easily with our person-to-person payment service, making transactions as simple as sending a text.

Easy Transactions

For those who prefer in-person service, our location at 22735 Lorain Rd Fairview Park, OH 44126 features a friendly drive-thru service for quick deposits and withdrawals. We're here Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM, ready to assist with all your banking needs.

Personal Banking

We understand that managing your finances is a personal journey. That's why our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a big purchase or just looking for a safe place to keep your money, we've got you covered. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get on the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to make home ownership more attainable. We also offer personal loans and debt consolidation solutions that can help streamline your finances and reduce stress.

Rewards with Credit Cards

Don't forget about our credit cards with rewards, which allow you to earn points for every purchase. It's a simple way to turn everyday spending into exciting rewards.

Digital & Online Banking

Accessibility and Convenience

Whether you're at home or out and about, our digital banking tools empower you with the flexibility you need. No more rushing to the bank before closing time; now you have everything at your fingertips. From viewing transaction history to authorizing payments all tasks are just a few clicks away. While we currently do not support electronic signature authorization or mobile payments, we're continuously looking for ways to enhance our offerings for a better banking experience. At North Coast Credit Union, we believe in making banking easier for everyone. Join us today and discover how our digital and online banking services can simplify your financial life!

Key Features

Our online banking platform is available 24/7 at https://www.northcoastcu.com/, allowing you to check your balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash quickly and securely. Plus, with our user-friendly mobile application, available for download now, you can manage your accounts directly from your smartphone. For those who prefer paperless transactions, we offer e-statements that help you stay organized while reducing clutter. Enjoy the peace of mind knowing that your financial information is secure with us our commitment to safety ensures that all your transactions are protected.

Financial Strength

Dedicated Team

We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their dedication plays an essential role in upholding our standards of service. As we move forward, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Coast Credit Union is your trusted partner. Visit us at 22735 Lorain Rd Fairview Park Oh 44126 or call (440) 734-0400 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals across various sectors. With $205 in used auto loans and $8,148,995 in total loans and leases, we're here to help you achieve what matters most whether it's purchasing a vehicle or financing other important projects. Our operational efficiency shines through with a net income of $75,582, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

We take pride in securing our members' savings through $1,159,820 in share certificates, offering stable and rewarding financial growth opportunities. While traditional banks may focus on shareholders, at North Coast Credit Union, we prioritize you our valued members. We currently have no non-member deposits, ensuring that all resources are dedicated to benefiting our community. With $6,781,138 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our commitment to you extends beyond basic banking; it's about creating lasting relationships built on trust and mutual growth.

Our Solid Financial Health

With a net worth of $6,856,720, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to managing resources wisely while supporting our members' needs. Our net worth ratio of $4,232 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This stability empowers us to navigate challenges effectively while remaining focused on serving you.

Loan Offering

At North Coast Credit Union, we understand that whether you're purchasing a new car, refinancing your home, or managing everyday expenses, having the right loan can make all the difference. Our diverse range of loan products is designed to meet the needs of our members and support their financial journeys. With over 479 loans issued, we've helped thousands of members achieve their financial goals. One of our most popular offerings is our auto loans. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,565,155 in used vehicle loans and $1,201,711 in new vehicle loans already helping members get on the road. If you're considering homeownership or looking to refinance your current mortgage, our mortgage options make it simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,582,631, providing flexible terms and competitive rates. For those who are business owners, our outstanding commercial loans totaling $383,081 provide the capital needed to grow and expand. We also have flexible terms on unsecured credit card loans, with a total of $151,638 in loans helping members manage their finances effectively. At North Coast Credit Union, we're committed to serving you with personalized options tailored to your unique situation. If you're interested in refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. You can visit us at 22735 Lorain Rd, Fairview Park OH 44126, or call us at 440-734-0400 for more information about our loan offerings. Our team is ready to assist you during regular hours from Monday through Friday 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your financing options today!

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