North Coast Credit Union Cleveland OH | Convenient ATM Services Only

Introduction

Welcome to North Coast Credit Union, your trusted financial partner located at 4180 Warrensville Center Rd, Cleveland, OH 44122. Since our establishment in 1958, we have been dedicated to serving the community with a commitment to trust and reliability. Our branch is more than just a financial institution; it's a place where members come together to grow their financial futures. With over 2,420 members and total assets exceeding $16,200,887, we take pride in providing personalized services that meet the unique needs of our community. At North Coast Credit Union, we understand that every member's journey is different, which is why we offer tailored financial solutions including loans, savings accounts, and expert guidance. Led by our CEO, Bryan Boyko, and Board President, Jeff Rechenbach, our team of four dedicated employees is here to support you. We aim to foster relationships built on mutual respect and shared goals. Our focus on community impact means that every dollar you deposit helps strengthen local initiatives and businesses. While you can visit us at our branch for all your banking needs during our convenient hours from 9 AM to 4:30 PM, we also encourage official correspondence to be sent to our mailing address: 4180 Warrensville Center Rd, Cleveland, OH 44122-7024. Whether you're looking for assistance with loans where we've facilitated a total of 479 loans and leases or exploring savings options with total deposits around $1,615,465, we're here for you every step of the way. Your financial health matters to us, and we are excited to help you achieve your dreams. Feel free to reach out by calling us at 216-491-7294 or explore our website at www.northcoastcu.com for more information about how we can assist you today!

Branch History & Mission

At North Coast Credit Union, we proudly embrace a rich history that dates back to our establishment in 1958. Since opening our doors at 4180 Warrensville Center Rd, Cleveland, OH 44122, we have been dedicated to serving our community and helping individuals achieve their financial goals. Over the years, we've grown from a small group of passionate members into a thriving credit union with a total membership of 2,420. Our journey reflects the commitment and trust our members have placed in us. Our mission is simple yet powerful: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to affordable financial solutions that empower them to build better lives. Whether it's through personal loans, savings accounts, or financial education programs, we aim to make a positive impact in the lives of our members and the broader Cleveland area. As we continue to grow and adapt to changing times, we focus on embracing advancements that enhance the member experience. With features like online banking and mobile applications, we ensure our members can manage their finances conveniently and securely. While we do not currently offer ATM services or drive-thru banking at this location, our team is always ready to assist you during our operating hours from 9:00 AM to 4:30 PM. Community involvement is at the heart of what we do. We actively engage in outreach efforts and partnerships that uplift those around us. By supporting local initiatives and organizations, we strive to create lasting connections and contribute positively to our neighborhood. While members can visit us at 4180 Warrensville Center Rd for all their banking needs, official correspondence should be sent to 4180 Warrensville Center Rd, Cleveland, OH 44122-7024. We invite you to join North Coast Credit Union and experience firsthand the benefits of being part of a supportive financial family dedicated to your success. Together, let's achieve great things! For more information or assistance, feel free to reach out at 216-491-7294 or visit our website at North Coast Credit Union.

Branch Location & Accessibility

Call Us or Visit Today!

For any questions or to learn more about what we offer, feel free to give us a call at 216-491-7294. We're excited to help you navigate your financial journey! While members can visit us at 4180 Warrensville Center Rd, official correspondence should be sent to the same address as our mailing address: 4180 Warrensville Center Rd, Cleveland, OH 44122-7024. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, such as the Cleveland Heights Community Center and various shopping venues, our branch is easily accessible for all members. Parking is available right outside our doors, making it simple for you to pop in and take care of your banking needs. We also prioritize accessibility with features like ADA-compliant ramps to ensure everyone can visit us without hassle.

Operating Hours and Services

At North Coast Credit Union, we understand that your time is valuable. That's why we offer lobby hours from 9:00 AM to 4:30 PM, Monday through Friday. Although we do not have drive-thru banking or ATM services at this location, our dedicated team is here to assist you with all your financial inquiries and transactions inside the branch.

Member Eligibility

At North Coast Credit Union, we believe that joining our community is more than just opening an account; it's about becoming part of a family that truly cares. If you're looking to become a member, the good news is that eligibility is straightforward and welcoming. Generally, individuals who live, work, or worship in Cuyahoga County are invited to join us. This means that whether you're a long-time resident or just new to the area, you have a place here. To learn more about specific eligibility criteria and ensure you meet all requirements, feel free to check out our detailed guidelines at this link. Opening an account with us is designed to be simple and hassle-free. When you're ready to take the next step toward membership, just reach out! You can call us at (216) 491-7294 for any questions or assistance. We're excited to welcome you into the North Coast Credit Union family where you'll find not only great financial services but also a supportive community eager to help you thrive.

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to our loan offerings, we provide essential merchant services that help streamline your operations. Imagine being able to accept payments easily and securely from customers while managing your finances all in one place. This not only saves you time but also enhances customer satisfaction, allowing you to focus more on what matters most growing your business. Whether you're located at 4180 Warrensville Center Rd Cleveland Oh 44122 in Cleveland, OH, or anywhere else, trust us to be your partner in success. Together, we can build a stronger future for your business!

Our Lending Commitment

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $383,081, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the core services we provide is ATM services. We understand that convenience is key for our members, which is why we ensure access to ATM facilities that allow you to withdraw cash, check balances, and perform other essential transactions without stepping into a branch. Imagine being out and about in Cleveland and needing cash for a spontaneous dinner with friends or simply wanting to check your balance before making a purchase; our ATM service has you covered.

Emphasis on Accessibility

In addition to in-person services, we prioritize digital banking options as well. Through our online banking platform, you can easily manage your accounts from the comfort of your home or on the go. This means checking balances, transferring funds, and paying bills has never been easier. With features like e-statements, staying on top of your finances is straightforward and secure.

Join Us Today!

At North Coast Credit Union, we believe in building strong relationships with our members while providing essential financial services that fit into everyday life. If you're in Cleveland, come visit us or give us a call to learn more about how we can support your financial journey. Your success is our mission! For more details about our offerings and resources, please visit our website.

Personalized Support

If you have questions or need assistance, our friendly staff is just a phone call away at 216-491-7294. We strive to create an inviting atmosphere where you feel comfortable discussing your financial goals. Whether you're planning for retirement or saving for a big purchase, we're here to guide you through various options.

Digital & Online Banking

Key Features for You

Our online banking platform is available 24/7, ensuring you have constant access to your accounts. Visit us at North Coast Credit Union to experience hassle-free banking. Check your balance, review transactions, and transfer funds all in real-time. For those who prefer paperless options, we offer e-statements that make it easy to keep track of your finances while reducing clutter. If you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple. Just enter their information and send money directly from your account without any extra hassle. Additionally, our mobile application allows you to bank on-the-go, making it easier than ever to stay connected with your finances.

Security and Ease-of-Use

Your security is our top priority. Our digital services include robust security measures so you can feel safe while managing your money online. While we don't currently offer electronic signature authorization or mobile payments, rest assured that the features we do provide are user-friendly and tailored for ease of use. Whether you're checking your account balances or transferring funds between accounts, North Coast Credit Union aims to make your banking experience smooth and enjoyable. We're here for you every step of the way with support available whenever you need it. With all these tools at your fingertips, managing your finances has never been more accessible or secure. Join us today at North Coast Credit Union and take advantage of our outstanding digital banking services!

Financial Strength

Commitment to Service

We take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, our total share accounts stand at 2,420, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Coast Credit Union is your trusted partner. Visit us at 4180 Warrensville Center Rd Cleveland Oh 44122 or call 216-491-7294 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

We prioritize our members above all else. Members' savings are secured through $1,159,820 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on benefiting you directly through better loan rates and exclusive perks.

Our Financial Health

With a net worth of $6,856,720, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 42.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $6,781,138 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means that as our credit union grows financially, so do the benefits available to you.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $2,055,155 in used auto loans and a total of $8,148,995 in loans and leases, we help you achieve your aspirations while ensuring responsible lending practices.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,565,155 in used vehicle loans and $1,201,711 in new vehicle loans already helping members get on the road. We provide competitive financing options tailored to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $383,081 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore our loan offerings further. Our team is here to assist you with refinancing options and eligibility questions. Let us help you navigate the borrowing process so that you can achieve your financial aspirations confidently!

Credit Lines and Unsecured Loans

For those needing extra flexibility in their finances, we have total credit lines amounting to $1,000,000. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $151,638 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,582,631. Our team is ready to guide you through the process and ensure you find a solution that works for you.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your financial needs. By focusing on verified institutions, LendMesh guarantees that the loan options presented are legitimate and trustworthy.