North Carolina Community Credit Union Seymour Johnson AFB NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to North Carolina Community, your trusted financial partner located at 1350 Edwards St, Seymour Johnson AFB, NC 27531. Since our establishment in 1957, we've been dedicated to serving our community with integrity and a commitment to your financial well-being. With over 5,592 members, we strive to provide personalized services that cater to your unique needs. At North Carolina Community, we take pride in our robust financial standing, boasting total assets of $91,865,399 and total deposits amounting to $3,478,771. Our members enjoy the security of knowing their finances are backed by a strong net worth of $9,749,589 and cash in hand totaling $1,445,005. Whether you're looking for auto loans or personal banking solutions, we have a range of services designed just for you. Led by our CEO Chris Hopper and Board President Kevin Wolf, our dedicated team of 27 employees is here to assist you with any questions or concerns you may have. We understand that managing finances can be daunting; that's why we're committed to making your experience as seamless as possible. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1350 Edwards Street, Seymour Johnson AFB, NC 27531. Join us on the journey towards better financial health call us today at 919-722-1919 or explore our website at nccfcu.org for more information about how we can help you achieve your financial goals!

Branch History & Mission

Looking Ahead

As technology advances, so do we. Our branch embraces digital solutions like online banking and mobile payments to enhance your banking experience while ensuring compliance with ADA standards. We prioritize making banking accessible for everyone. We invite you to join North Carolina Community today! Experience firsthand the benefits of being part of a credit union that puts its members first. For more information on how to become a member or explore our services further, please visit our website at nccfcu.org or give us a call at 919-722-1919. Together, let's build a brighter financial future!

Our Mission

At North Carolina Community, our mission is straightforward yet powerful: to provide exceptional financial services while fostering community spirit and support. We understand that our success is intertwined with the well-being of the people we serve. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions all designed to meet the diverse needs of our members. Our commitment goes beyond banking; we actively engage in community outreach initiatives and partnerships that uplift those around us. Whether it's through educational workshops or local sponsorships, we strive to make a positive impact within Seymour Johnson AFB and beyond. While members can visit us at our physical location for their banking needs, official correspondence should be sent to our mailing address at 1350 Edwards Street, Seymour Johnson AFB, NC 27531.

Branch Location & Accessibility

Accessibility Features

At North Carolina Community, we prioritize accessibility for all members. Our branch complies with ADA standards, featuring ramps and spacious layouts to ensure everyone can comfortably navigate the space. Whether you're stopping by to open an account or discuss loan options, our friendly staff is here to assist you every step of the way.

Operating Hours

We are open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to find a time that fits your schedule. Whether you prefer to come in during your lunch break or after work, we're here when you need us.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that cater to both personal and business banking needs. Additionally, you can enjoy convenient ATM services right on-site for quick cash withdrawals and balance checks. While members can visit us at 1350 Edwards St, official correspondence should be sent to our mailing address at 1350 Edwards Street, Seymour Johnson AFB, NC 27531. If you have any questions or need assistance, don't hesitate to call us at 919-722-1919. We look forward to welcoming you soon!

Member Eligibility

At North Carolina Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is easy and welcoming! If you live, work, or worship in the areas surrounding our branch at 1350 Edwards St Seymour Johnson Afb Nc 27531, you're likely eligible to become a member. We also extend membership to your family members, making it easier for loved ones to enjoy the benefits we offer. By becoming a part of North Carolina Community, you'll gain access to a variety of financial services tailored just for you whether it's personal loans, checking accounts, or even auto financing. To get started, you can check out the detailed eligibility criteria on our website at https://www.nccfcu.org/membership-agreement/ . If you're ready to open an account or have any questions, feel free to give us a call at (919) 722-1919. We're here to help make your membership journey as smooth as possible!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. These loans provide the necessary capital for purchasing equipment, managing cash flow, or even renovating your space. Each loan is designed to meet the unique needs of our members.

Driving Economic Growth

With an outstanding commercial loan portfolio of $4,800,005, we continue to drive economic growth by financing new and expanding businesses in Seymour Johnson Afb, NC. Our team is dedicated to understanding your business needs and offering personalized service that makes a difference. Explore how North Carolina Community can be a partner in your success journey. Visit us at 1350 Edwards St Seymour Johnson Afb Nc 27531 or give us a call at (919) 722-1919 to learn more about how we can help you achieve your goals.

Supporting the Community

While we prioritize our members, we also believe in supporting the broader business community. We offer $0 in non-member commercial loans, providing flexible financing solutions to help more businesses thrive.

Comprehensive List Of Services

Accessibility

At North Carolina Community, we prioritize making banking easy and accessible for everyone. Our friendly staff is here to assist you Monday through Friday from 8:00 AM to 5:00 PM. For any inquiries or assistance, feel free to reach us at (919) 722-1919. We invite you to explore all that we have to offer. Visit us at 1350 Edwards St Seymour Johnson Afb Nc 27531 or check out our website at https://www.nccfcu.org/ for more information about how we can serve your financial needs better. Your journey toward financial wellness starts here!

Business Banking

Entrepreneurs and business owners will find value in our business banking services, which include merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to offer solutions that can help your business thrive.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. Whether you're checking your balance, transferring funds, or paying bills from the comfort of your home or on-the-go, we've got you covered. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Personal Banking

Whether you are opening your first checking account or saving for a big purchase, our personal banking services are designed with you in mind. We offer a variety of checking and savings accounts that fit different lifestyles. If you're looking to buy a car or finance a vehicle, our auto loans and vehicle financing options come with competitive rates, making it easier for you to hit the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing solutions can help turn that dream into reality. And if you're facing unexpected expenses, our personal loans and debt consolidation options provide flexibility and support when you need it most. Plus, with our credit cards featuring rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our services include electronic signature authorization, allowing you to sign documents digitally without the hassle of printing and scanning. Plus, with e-statements available, you can go paperless and keep track of your transactions effortlessly. No more digging through piles of papers; everything is just a click away. If you're always on the go, our mobile application makes banking even simpler. With features like mobile payments and person-to-person transfers, you can send money to friends or family in seconds right from your phone. Whether you're grabbing coffee or splitting a dinner bill, managing your money has never been easier. At North Carolina Community, we prioritize accessibility and ease-of-use. Our user-friendly interface ensures that everyone can navigate their accounts smoothly. Real-time account management means you'll always know where your money stands no surprises! Join us today and experience the convenience of modern banking with North Carolina Community!

Financial Strength

Commitment to Growth

With $7,146,213 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $542 in used auto loans and a total of $45,912,813 in loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 9,623, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $131,682. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Carolina Community is your trusted partner. Visit us at 1350 Edwards St Seymour Johnson Afb Nc 27531 or call (919) 722-1919 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,512,358 in share certificates and $3,467,345 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $893,207, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $9,749,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,061, ensuring that we can continue providing loans and competitive savings rates, even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,686,004 in used vehicle loans and $5,888,537 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, we have competitive rates and terms that work for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $4,800,005 provide the capital needed for expansion. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,561,048. We make buying or refinancing simple and straightforward. Our team is here to guide you through the process so you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we've got you covered. Our team can help assess your current situation and guide you through eligibility options that fit your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At North Carolina Community, we're here to provide you with clear information and personalized service every step of the way. Explore our loan offerings today and take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we also offer flexible terms on unsecured credit card loans. With a total of $647,704 in unsecured credit card loans available, our cards come with benefits designed to help you manage your spending while earning rewards along the way.

Loan Aggregator

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NORTH CAROLINA COMMUNITY FEDERAL CREDIT UNION - Seymour Johnson Afb, NC