North Carolina Community Credit Union Goldsboro NC | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At North Carolina Community, we believe in putting our members first. Located at 2401 E Ash St, Goldsboro, NC 27534, our branch has been serving the community since 1957, building a legacy of trust and reliability. With over 5,592 members and assets totaling $91,865,399, we take pride in being a financial partner that cares deeply about your needs. While members can visit us at our Goldsboro location, official correspondence should be sent to 2401 East Ash Street, Goldsboro, NC 27534. This ensures your important documents are handled with care. Our dedicated team of 27 employees is here to support you through various services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Under the leadership of our CEO, Chris Hopper, and Board President, Kevin Wolf, we strive for excellence every day. With total deposits reaching $3,478,771 and a net worth of $9,749,589, we maintain a solid financial foundation that allows us to offer competitive loans currently totaling 1,722 across various categories. Our commitment to our community extends beyond numbers; it's about making a real impact in the lives of our members. Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here to help you navigate your financial journey. For inquiries or assistance, feel free to call us at 800-734-8204 during our lobby hours from Monday to Friday between 8:00 AM - 5:00 PM. Join us at North Carolina Community where your financial well-being is our priority! Explore more about what we can do for you by visiting our website at nccfcu.org. We look forward to welcoming you into our family!

Branch History & Mission

At North Carolina Community, we take pride in our rich legacy and unwavering commitment to the people of Goldsboro, NC. Since our establishment in 1957, we have grown from a small community credit union into a vital financial institution that serves over 5,500 members. Our journey began with a simple mission: to provide accessible financial services to our community while fostering a sense of belonging and support. Located at 2401 E Ash St, Goldsboro, NC 27534, our branch has become a familiar landmark for many local residents. We are conveniently situated near key areas of the city, making it easy for members to visit us for their banking needs. While members can visit us at this address, official correspondence should be sent to 2401 East Ash Street, Goldsboro, NC 27534. Over the years, North Carolina Community has achieved significant milestones. With total assets amounting to $91,865,399 and an extensive array of services including personal banking accounts, auto loans, mortgages, and business banking we have solidified our position as a trusted financial partner in the region. Our dedicated team of 27 employees is committed to helping you navigate your financial journey. Our mission goes beyond just providing financial products; it's about making a positive impact in our community. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This mission drives us to engage in various outreach initiatives and partnerships that support local causes and organizations. We understand the importance of staying current with technology while ensuring accessibility for all our members. That's why we've embraced digital advancements such as online and mobile banking options alongside traditional services like drive-thru banking and ATM availability. We strive to create an environment where every member feels valued and supported. At North Carolina Community, we invite you to join us on this journey. Experience firsthand how we can help you manage your finances while contributing positively to our community. Whether you're looking for savings solutions or exploring loan options, our team is here to assist you every step of the way. Feel free to contact us at 800-734-8204 or visit our website at nccfcu.org for more information on how you can become a part of the North Carolina Community family today!

Branch Location & Accessibility

Welcome to the North Carolina Community branch, located at 2401 E Ash St in beautiful Goldsboro, NC. Our branch is conveniently situated near local landmarks, making it easy for you to visit us. Whether you're heading to the nearby shopping centers or exploring the vibrant community, our location is designed with your needs in mind. At this branch, we prioritize accessibility for all our members. We have ample parking available and ensure that our facilities are ADA compliant, featuring ramps and other helpful features for those who may need assistance. If you prefer not to come inside, our drive-thru service allows you to complete basic transactions without leaving your vehicle. We understand that your time is valuable, which is why we're open Monday through Friday from 8:00 AM to 5:00 PM. During these hours, our friendly staff is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and much more. While members can visit us at 2401 E Ash St, official correspondence should be sent to our mailing address at 2401 East Ash Street, Goldsboro, NC 27534. For any questions or assistance you need before coming in, feel free to give us a call at 800-734-8204. We invite you to stop by North Carolina Community today! Whether you're looking for financial advice or simply want to learn more about our services, we're here for you every step of the way.

Member Eligibility

At North Carolina Community, we believe in building a strong, supportive community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Wayne County, you're already eligible to join our family. We value each person who walks through our doors, and membership comes with fantastic benefits like lower loan rates and personalized financial services designed just for you. To get started on your journey with us, check out the detailed eligibility criteria at https://www.nccfcu.org/membership-agreement/. Once you're ready, opening an account is just a click away! Visit http://www.nccfcu.org/personal-banking/loans/auto-loan/ for all the information you need. If you have any questions or want to learn more about what we offer, feel free to call us at (800) 734-8204. We can't wait to welcome you to North Carolina Community at 2401 E Ash St Goldsboro Nc 27534!

Business Banking & Commercial Services

Merchant Services Made Easy

Alongside our loan offerings, we provide merchant services that make transactions simple and efficient. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what really matters growing your business. From credit card processing to online payment solutions, we've got you covered. Let's work together to build a thriving future for your business! Reach out today at (800) 734-8204 or visit us at Main Branch for more information.

Outstanding Support for Growth

With an outstanding commercial loan portfolio of $4,800,005, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to purchase equipment or improve cash flow, our expert team is here to guide you through the process.

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, hire more staff, and enhance their services. In addition, if you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet diverse needs.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

With Online & Mobile Banking, managing your accounts has never been easier. You can access ATM and cash withdrawal services at your convenience. Our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your vehicle, making transactions efficient and hassle-free. Imagine being able to complete simple transactions during your lunch break or while running errands that's the convenience we strive to provide at North Carolina Community.

Financing Your Dreams

Looking to buy a new car or refinance your home? Our Auto Loans & Vehicle Financing options help you hit the road without breaking the bank. We also provide Mortgage Loans & Refinancing to assist you in making homeownership dreams a reality. Additionally, if you're facing unexpected expenses, our Personal Loans & Debt Consolidation services are here to help you regain control over your finances.

Let Us Serve You

We invite you to visit us at 2401 E Ash St Goldsboro Nc 27534 or call us at (800) 734-8204 during our operating hours from Monday through Friday, 8:00 AM - 5:00 PM. Explore how our comprehensive list of services can enhance your financial journey today! For more information about joining our credit union family or opening an account, check out our website at Main Branch. We're excited to serve you!

Personal Banking Made Easy

We understand that every member has different banking needs. That's why we offer Personal Banking services, including checking and savings accounts designed for your convenience. You can easily manage your funds online or through our mobile app, making banking accessible wherever you go. Imagine needing to check your balance or transfer money while waiting in line with our mobile banking features, it's all just a few taps away!

Rewarding Credit Options

Our Credit Cards with Rewards not only allow you to make purchases but also earn rewards that can be redeemed for various benefits. Whether you're using your card for daily expenses or special purchases, you'll appreciate the perks that come along with it.

Supporting Local Businesses

For our business members, we offer comprehensive Business Banking solutions, including merchant services and business loans. We know how important local businesses are to our community, and we're here to support your growth and success.

Digital & Online Banking

Key Features

Visit us at https://www.nccfcu.org/ to explore our full range of online banking services. Our platform offers 24/7 access to your accounts, ensuring that you can take care of your banking needs whenever it suits you. Whether you're checking your balance or reviewing transactions, our user-friendly interface makes it simple. For added convenience, we offer electronic signatures for documents through Yes, allowing you to sign paperwork without needing to visit a branch. Plus, with e-statements available at Yes, you can reduce paper clutter while keeping track of your finances effortlessly.

Mobile Banking Made Easy

Our mobile application is designed with you in mind. Available for download on both iOS and Android devices, it enables features like mobile payments and person-to-person transfers. So whether you're splitting a dinner bill or paying for groceries, our mobile payments feature lets you handle transactions quickly and securely.

Real-Time Account Management

Keeping tabs on your finances has never been easier. You can check balances, view recent transactions, and set up alerts all in real time. This means you stay informed about your spending habits and account activity without any hassle. At North Carolina Community, we're committed to providing convenient digital solutions that cater to your lifestyle while ensuring the security of your information. Join us today and experience banking that fits into your life!

Financial Strength

At North Carolina Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $9,749,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,061 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,512,358 in share certificates and $3,467,345 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further demonstrated by our $7,146,213 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $542 in used auto loans and $45,912,813 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $893,207, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $131,682. Total Share and Deposit Accounts: 9,623, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Carolina Community is your trusted partner. Visit us at 2401 E Ash St Goldsboro Nc 27534 or call (800) 734-8204 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

In addition to these offerings, we also provide various refinancing options and eligibility assessments tailored to meet your specific needs. If you're unsure about which loan is right for you or how much you qualify for, our team is available at 800-734-8204 during regular hours (M-F 8:00 am - 5:00 pm) to discuss your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At North Carolina Community, we're committed to helping you navigate your financial journey with transparency and support. Reach out today and discover how we can help you achieve your dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $14,686,004 in used vehicle loans and $5,888,537 in new vehicle loans, helping members get on the road with confidence. Whether you are purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever.

Business Loans

For business owners looking to expand or improve their operations, our outstanding commercial loans totaling $4,800,005 provide the capital needed for growth. Whether you're starting a new venture or enhancing an existing business, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options are here for you. With $3,561,048 in Junior Lien 1-4 Family Residential Properties loans available, we make buying or refinancing simple. We can help guide you through the process so that owning your own home becomes a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $647,704 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers tailored to your financial needs.