North Alabama Educators Credit Union Huntsville AL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to North Alabama Educators, your trusted financial partner since 1957. Located at 2100 Sparkman Dr NW, Huntsville, AL 35810, our branch is dedicated to serving our community with a wide range of banking services tailored to meet your needs. With a total membership of 10,764 and assets exceeding $132,987,180, we pride ourselves on being a reliable resource for all your financial goals. At North Alabama Educators, we understand that each member's journey is unique. That's why we offer personalized solutions in personal banking, auto loans, mortgages, and business financing ensuring you find the right fit for your financial situation. Our commitment to excellence is reflected in our robust total deposits of $11,512,592 and our solid net worth of $10,234,095. Whether you're looking to open a checking account or seeking financing options for your next big purchase, we're here to help you navigate every step of the way. While members can visit us at our physical location, official correspondence should be sent to the same address: 2100 Sparkman Drive, Huntsville, AL 35810. Feel free to give us a call at 256-852-0408 or reach out via fax at 256-532-0709. Our friendly team of 34 employees, led by CEO Greg Olmsted and Board President Waymon Burke, is ready to assist you during our operating hours from 8:30 AM - 5:00 PM on weekdays, with drive-thru service available until 6:00 PM on Fridays. Join us today and experience the difference with North Alabama Educators! Visit our website at naecu.org for more information or to explore the services we offer. We look forward to welcoming you into our family!

Branch History & Mission

Commitment to Community

Our commitment extends beyond banking; we actively engage in community outreach programs aimed at improving financial literacy and supporting local events. We also embrace digital advancements by offering mobile payments and online banking services that make managing finances easier than ever. With features like ATM availability and drive-thru banking for convenience during your busy days, we ensure that accessing your funds is quick and hassle-free. Our shared service center allows members from partner credit unions to enjoy seamless transactions with us as well. As we look toward the future, we invite you to join us on this journey. Experience firsthand how North Alabama Educators can help you achieve your financial dreams while being an integral part of your community. Visit us today or call us at 256-852-0408 to learn more about how we can serve you better!

Our Mission

At North Alabama Educators, our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of cooperation and community engagement. We believe that everyone deserves access to quality banking options that help them achieve their financial goals. Our team is dedicated to supporting local initiatives and building partnerships that enhance the lives of those we serve. We are proud to offer various services tailored to our members' needs, including personal banking, business loans, online banking options, and more. While members can visit us at 2100 Sparkman Dr NW, official correspondence should be sent to 2100 Sparkman Drive, Huntsville, AL 35810 if different.

Branch Location & Accessibility

Connect With Us

While members can visit us at 2100 Sparkman Dr NW for all their banking needs, official correspondence should be sent to our mailing address at 2100 Sparkman Drive, Huntsville, AL 35810. If you have any questions or need assistance before visiting, feel free to call us at 256-852-0408. We invite you to come see what makes North Alabama Educators special! Whether you're a current member or interested in joining our community-focused credit union, we look forward to welcoming you soon.

Convenient Access

At North Alabama Educators, we believe in providing our members with accessibility and convenience. The branch features ample parking and is designed to be ADA compliant, ensuring that everyone can visit us comfortably. Whether you're stopping by for personal banking or need assistance with loans and services, our friendly staff is here to help.

Operating Hours & Services

We're open Monday through Friday from 8:30 AM to 5:00 PM, with extended drive-thru hours on Fridays until 6:00 PM. This flexibility allows you to manage your banking tasks around your schedule. Our drive-thru service makes quick transactions a breeze, so you can get back to your day without hassle. Additionally, we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and more. If you're looking for online banking solutions or need access to ATMs, we've got you covered there too! Our shared service center means you can conduct transactions at partner credit union locations as well.

Member Eligibility

Becoming a member of North Alabama Educators is like joining a close-knit family where you can feel valued and supported. If you're interested in enjoying the benefits of membership, you'll be glad to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in Madison County can join us. This means you're welcome here if you share our community values! For more detailed information about eligibility criteria, please visit this link. Opening an account is straightforward and welcoming. Simply stop by our branch located at 2100 Sparkman Dr Nw Huntsville Al 35810, or give us a call at (256) 852-0408. Our friendly team is ready to assist you with every step of the process so that you can start enjoying the many advantages of being a member at North Alabama Educators from competitive rates on loans to personalized service tailored just for you. Don't wait; we can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services offer practical solutions that simplify transactions, allowing you to focus on what matters most growing your business. Imagine accepting payments seamlessly from customers while having the ability to track sales and manage finances all in one place. That's the power of our services. Located at 2100 Sparkman Dr Nw Huntsville Al 35810 in Huntsville, AL, we're here to partner with you every step of the way. Reach out to us at (256) 852-0408 and discover how we can help your business reach its full potential!

Comprehensive List Of Services

Business Services

For our business members, we understand how important it is to have reliable banking solutions. Our Business Banking services include Merchant Services & Business Loans, designed to help local businesses thrive.

Convenient Access

We know that busy schedules can make banking challenging. That's why we provide convenient access through Basic Drive-Thru Banking, allowing for quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions for seamless banking across institutions. With all these services available at Sparkman Branch, located at 2100 Sparkman Dr Nw Huntsville Al 35810, we strive to be more than just a place to bank; we're a community resource dedicated to helping you achieve your financial goals. For more information or assistance, feel free to contact us at (256) 852-0408, or visit us online at https://naecu.org/. Join us today and experience the difference at North Alabama Educators!

Home Financing

Looking to buy your dream home? We offer Mortgage Loans & Refinancing options tailored to your financial situation. With personalized service from our knowledgeable staff, we will help you navigate through various mortgage products and find what works best for you.

Loans and Credit Options

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. These loans can help you manage unforeseen costs or consolidate existing debt into one manageable payment. Additionally, our Credit Cards with Rewards give you an opportunity to earn while spending on everyday purchases.

Personal Banking

For those seeking personal banking solutions, we offer Checking & Savings Accounts that can help you manage your finances effectively. Imagine having easy access to your funds through our Online & Mobile Banking platforms, which allow you to check balances and transfer money anytime, anywhere. You can also enjoy the convenience of ATM & Cash Withdrawal Services at our ATMs. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that can fit any budget. Our team is here to guide you through the process and ensure you get the best deal possible.

Digital & Online Banking

Accessing Your Accounts

With just a few clicks on our website, https://naecu.org/, you can access 24/7 online banking services. This means you can check your balance, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile application adds an extra layer of convenience, allowing you to manage your finances directly from your smartphone.

Safety First

Your security is our priority. We use advanced security measures to protect your information while providing a user-friendly experience. You can feel confident knowing that your personal data is safe as you navigate through our digital services. At North Alabama Educators, we're committed to making banking convenient for you. Explore our digital options today and see how easy managing your finances can be!

Stay Informed and Secure

Want to keep track of your finances without the clutter? Sign up for e-statements and enjoy paperless banking that keeps all your statements organized and easily accessible. Plus, our mobile payments feature lets you pay with ease using your phone perfect for those on-the-go moments!

User-Friendly Features

We know that navigating technology should be simple. That's why our services include person-to-person transfers, so sending money to friends or family is quick and easy. Additionally, with electronic signature authorization, signing documents is a breeze no need for printing or mailing.

Financial Strength

At North Alabama Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your financial needs are met with confidence and care. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $10,234,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for providing you with the support you need. Our net worth ratio of $784 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by tangible strength. Members' savings are secured through $15,663,971 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members' needs, it's important to note that we also manage non-member deposits amounting to $0, which helps ensure our resources are primarily directed towards benefiting you through better loan rates and exclusive perks. With $9,926,235 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide the best possible service tailored to your needs. Our lending capacity is reflected in the $1,382 in used auto loans and $54,269,492 in total loans and leases. This breadth of offerings supports our members' diverse financial goals across various sectors. Operational efficiency is key to our success; our $0 showcases our ability to remain financially sound while continuing to offer competitive loan rates and solid financial products for you. Additionally, we take pride in having 29 full-time employees and 5 part-time employees who are always ready to assist you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $25,896,216 show our capability to continue serving our members effectively. Total Share Accounts: 19,812 indicates a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Alabama Educators is your trusted partner. Visit us at 2100 Sparkman Dr Nw Huntsville Al 35810 or call (256) 852-0408 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,424,108 in used vehicle loans and $6,664,035 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find the right fit for your budget.

Credit Lines

Need extra cash for unexpected expenses? Our credit lines give you access to funds when you need them most. With a total of $2,500,000 available in credit lines, you can borrow responsibly while managing your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,540,086, make buying or refinancing simple. We are here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, although currently we have no active loans in this category. However, our credit cards come with rewards and can be a great way to manage your spending while earning benefits. Our team is dedicated to ensuring that our loan products meet your needs. If you're considering refinancing or want to learn more about eligibility options for any of our products, feel free to reach out. For more information about our services or to discuss your loan options further, please contact us at 256-852-0408 or visit us at 2100 Sparkman Dr Nw, Huntsville AL 35810. You can also find additional resources and apply online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Loan Aggregator

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