North Alabama Educators Credit Union Huntsville AL | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to North Alabama Educators, your trusted partner in financial growth located at 2309 Whitesburg Dr SE, Huntsville, AL 35801. Established in 1957, our credit union has been dedicated to serving the community with integrity and care for over six decades. With a strong membership base of 10,764 individuals and total assets amounting to $132,987,180, we strive to provide personalized financial solutions that cater to your needs. At North Alabama Educators, we understand the importance of a supportive financial environment. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to open a checking account or secure a loan, our team is here to help you every step of the way. While members can visit us at our main office, official correspondence should be sent to PO Box 128, Huntsville, AL 35804. Our dedicated staff of 34 employees, led by CEO Greg Olmsted and Board President Waymon Burke, are committed to fostering a welcoming atmosphere where your financial goals can flourish. With total loans exceeding 4,279 and deposits reaching $11,512,592, North Alabama Educators continues to stand strong as a pillar in the community. We pride ourselves on being more than just a financial institution; we're part of your journey towards achieving stability and prosperity. Feel free to reach out by calling us at 256-534-2423 or visiting our website at naecu.org for more information about how we can assist you today!

Branch History & Mission

Welcome to the heart of our community at North Alabama Educators, located at 2309 Whitesburg Dr Se, Huntsville, AL 35801. Since opening our doors in 1957, we have proudly served our members with dedication and integrity. Over the years, we have grown from a small group of educators seeking better financial solutions into a thriving credit union with over 10,764 members and total assets reaching $132,987,180. Our mission is simple yet powerful: to provide our members with exceptional financial services while fostering a spirit of community and support. We strive to empower individuals and families through accessible banking options that enhance their lives. From personal banking services like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we are here to meet your financial needs. At North Alabama Educators, we understand the importance of being there for our members. That's why we offer convenient features such as drive-thru banking and ATM availability for quick access to your funds. Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Friday, ensuring you can reach us when you need us most. We take pride in our commitment to the community. Our partnerships with local organizations allow us to contribute positively to Huntsville and its surrounding areas. Whether it's sponsoring educational programs or participating in community events, we believe in giving back and making a difference. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: PO Box 128, Huntsville, AL 35804. As we look to the future, we remain focused on innovation and customer service excellence. With advancements like online banking, mobile payments, and e-statements available for our members, we aim to make banking easier and more efficient than ever before. Join us at North Alabama Educators and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future! For any inquiries or assistance, feel free to reach out at 256-534-2423. We can't wait to serve you!

Branch Location & Accessibility

Convenient Access and Parking

When you visit us, you'll find ample parking available right outside our doors. We strive to ensure that all members feel welcome, which is why our branch is ADA compliant. If you need assistance, our staff is always ready to help.

Operating Hours Tailored for You

We understand that life can get busy, so we offer convenient banking hours from 8:30 AM to 5:00 PM, Monday through Friday. Whether you're stopping by for a quick transaction or need some time to discuss your financial needs, we're here for you during these hours.

Services Designed for Your Needs

At North Alabama Educators, we offer a range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru service makes it even easier to handle deposits and withdrawals on the go! For those who prefer digital solutions, enjoy access to our ATMs for cash withdrawals and balance checks anytime. We're committed to providing banking solutions that fit your lifestyle.

Visit Us Today!

While members can visit us at 2309 Whitesburg Dr SE, official correspondence should be sent to PO Box 128, Huntsville, AL 35804 if needed. We invite you to stop by or call us at 256-534-2423 with any questions or if you're ready to explore how we can help you achieve your financial goals. Come see why North Alabama Educators is your trusted partner in banking!

Member Eligibility

Joining the North Alabama Educators community is a step towards securing a brighter financial future, and we're excited to welcome you! To become a member of North Alabama Educators, you just need to meet a few friendly eligibility criteria. If you live, work, or attend school in the local area, you're likely already qualified. We believe in making banking accessible to everyone, so whether you're just starting your financial journey or looking for better options, we have something for you. Plus, being part of our credit union means you gain access to personalized services designed with your needs in mind. Opening an account with us is straightforward and can be done online. For detailed eligibility information, feel free to check out our website at https://secure.rightsignature.com/templates/2bdba2e1-e4bd-44f3-a7c2-2543505ea4cb/template-signer-link/41a5a88a1a870d385d52c85538c6f4f1. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (256) 534-2423. We're here to help you every step of the way as you embark on this rewarding membership experience at North Alabama Educators, located at 2309 Whitesburg Dr Se Huntsville Al 35801!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions for you and your customers. With our secure payment solutions, you can focus on what matters most growing your business. Whether it's accepting credit cards or managing online payments, we provide the tools you need to thrive in today's market. Visit us at 2309 Whitesburg Dr Se Huntsville Al 35801 in Huntsville, AL, or call us at (256) 534-2423 to learn how our business banking services can help you achieve your goals. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you considering purchasing a new vehicle? We understand that buying a car can be overwhelming. At North Alabama Educators, we provide tailored auto loans and vehicle financing options that will make the process smoother for you. With competitive rates and flexible terms, you can drive away in your dream car without breaking the bank.

Business Banking

For our business members, we offer specialized business banking services, including merchant services and business loans. Running a business is no small feat; we aim to lighten your load by providing the financial support necessary for growth and success.

Credit Cards with Rewards

Maximize your spending power with our credit cards that offer rewards. You can earn points on everyday purchases and redeem them for exciting rewards! It's an excellent way to make the most out of what you spend while enjoying additional benefits.

Digital Banking Features

In today's digital age, convenience is key. That's why we offer robust online and mobile banking features allowing you to manage your accounts anytime, anywhere. Need cash? Use our ATMs for quick withdrawals or balance checks without any hassle. Our basic drive-thru banking also simplifies deposits and withdrawals for those who prefer face-to-face interaction. We invite you to explore all that North Alabama Educators has to offer! Visit us today or check out our website at naecu.org for more details about how we can assist you with all your financial needs. Your journey towards smarter banking starts here!

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans and refinancing options can help turn that dream into reality. Picture yourself in a cozy home with manageable monthly payments thanks to our expert guidance throughout the mortgage process. We are committed to finding the right mortgage solution that fits your budget and lifestyle.

Personal Banking

In today's busy world, managing your finances should be easy and convenient. That's why we offer comprehensive personal banking services including checking and savings accounts designed to fit your lifestyle. Imagine being able to deposit your paycheck and immediately access those funds through our online banking platform or mobile app. Our intuitive tools make tracking your spending simple and help you save for future goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments when you need extra cash, our personal loans and debt consolidation services are here for you. Whether it's for medical bills, home repairs, or consolidating debt into one easy payment, we provide solutions that give you peace of mind.

Digital & Online Banking

Security Matters

Your security is our priority. We utilize electronic signature authorization for transactions, ensuring that your information remains safe while giving you the flexibility to sign documents digitally. Additionally, e-statements are available to help reduce paper clutter while keeping your financial records organized and secure. At North Alabama Educators, we strive to provide accessible and user-friendly banking solutions that fit into your lifestyle. Experience the ease of digital banking with us today!

User-Friendly Features

Our mobile application makes banking even easier! You can manage your money on the go with just a few taps. Plus, we offer mobile payments, allowing you to make quick purchases without needing cash or cards just use your smartphone! If you need to send money to friends or family, our person-to-person transfer feature has got you covered. It's simple and efficient.

Financial Strength

At North Alabama Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with confidence and reliability. With a net worth of $10,234,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $784 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,663,971 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,926,235 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,382 in used auto loans and $54,269,492 in total loans and leases. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 19,812, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $25,896,216, further reinforcing our position as a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Alabama Educators is your trusted partner. Visit us at 2309 Whitesburg Dr Se Huntsville Al 35801 or call (256) 534-2423 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,424,108 in used vehicle loans and $6,664,035 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Credit Lines

For those who need extra flexibility, our credit lines totaling $2,500,000 are available to assist you with unexpected expenses or planned purchases. This option offers easy access to funds when you need them most. If you're interested in refinancing any of these loan products or checking eligibility options, feel free to reach out to us at (256) 534-2423. We're here to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 2309 Whitesburg Dr Se Huntsville Al 35801 in Huntsville, AL, or check out our website at https://naecu.org/ for more information on how we can assist you with your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,540,086, designed to fit various budgets and needs. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, allowing you to use credit wisely while enjoying benefits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing for informed decision-making without hidden surprises.