North Adams M E Credit Union MA | Convenient ATM Services Only

Introduction

Welcome to North Adams M E, your trusted community credit union located at 60 Roberts Dr Ste 112, North Adams, MA 01247. Established in 1959, we have proudly served our members for decades, fostering financial growth and stability within our community. With a dedicated membership of 346, we focus on building lasting relationships while providing a range of financial services tailored to meet your needs. At North Adams M E, we understand that every member's financial journey is unique. That's why our team is committed to offering personalized service and support. Under the leadership of our CEO, Catherine Corbosiero, and Board President, Linda Lefebvre, we strive to create an environment where you feel valued and understood. With total assets exceeding $2,105,911 and deposits totaling $304,107, we are well-positioned to assist you with various lending options. Our portfolio includes 157 loans and leases, ensuring that whether you're looking for a personal loan or a vehicle financing solution, we have something for everyone. While members can visit us at our branch for in-person assistance during lobby hours from 9:00 AM to 4:00 PM Monday through Friday, official correspondence should be sent to the same address as our branch location. We also encourage you to reach out via phone at 413-662-2657 if you have any questions or need assistance. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members and the community we serve. Join us today at North Adams M E and experience the difference of being part of a credit union that truly cares about your financial future!

Branch History & Mission

Our Mission

At North Adams M E, our mission is simple yet powerful: to provide accessible financial services while fostering community growth and development. We believe in empowering our members through education and support, helping them achieve their financial goals. Whether you're looking for personal loans or savings options, our dedicated team is here to guide you every step of the way. While members can visit us at 60 Roberts Dr Ste 112, official correspondence should be sent to 60 Roberts Dr Ste 112, North Adams, MA 1247. Our operating hours are from 9:00 AM to 4:00 PM, Monday through Friday, ensuring that you can reach us during convenient times. We are committed to providing essential banking services even without an ATM or drive-thru facility. Our focus remains on offering personalized service tailored to your unique needs. We also prioritize digital advancements and ADA compliance, making it easier for all members of the community to access our services. In addition to our core offerings, we actively engage in community outreach and partnerships that make a difference locally. By supporting local initiatives and organizations, we contribute to the well-being of North Adams and its residents. As we continue forward, we invite you to join us at North Adams M E. Experience firsthand how being a member means becoming part of a community that cares about your financial success and overall well-being. Together, let's build a brighter future! For inquiries or assistance, feel free to call us at 413-662-2657.

Branch Location & Accessibility

Convenient Access

We understand that getting to your bank should be simple. Our branch offers ample parking and is designed to be accessible for everyone, including those who need ADA-compliant features. Whether you're stopping by for a quick transaction or seeking financial advice, our welcoming environment is here for you. While members can visit us at 60 Roberts Dr Ste 112, official correspondence should be sent to the same address. Our operating hours are designed with your schedule in mind; we're open Monday through Friday from 9:00 AM to 4:00 PM. If you have any questions or need assistance, don't hesitate to give us a call at 413-662-2657.

Services That Fit Your Needs

At North Adams M E, we offer essential services tailored for our members. Although we do not currently have an ATM on-site or drive-thru banking facilities, we ensure that our lobby is equipped for all your needs during operating hours. We focus on providing quality service with a personal touch. We invite you to come experience the difference at North Adams M E. Whether you're looking for financial solutions or just want to talk with someone who cares, our team is ready to help you every step of the way. Visit us today!

Member Eligibility

At North Adams M E, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the area, you're likely eligible to join us. We embrace individuals from all walks of life, making it easy for you to access our range of financial services designed with your needs in mind. For the most detailed and up-to-date eligibility criteria, feel free to check out our resource. Once you know you're eligible, opening an account is just as straightforward! You can reach us at (413) 662-2657 for any questions or guidance. Our friendly team is here to help you take that first step towards membership. Join us at our location: 60 Roberts Dr Ste 112 North Adams Ma 01247, where we're ready to support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to streamline your payment processes while gaining insights into your sales trends. Our merchant services provide you with the tools needed to accept payments seamlessly, making it easier for you to focus on what truly matters growing your business. Picture a busy Saturday at your store; with our services, you can efficiently process transactions and keep customers happy. Located at 60 Roberts Dr Ste 112 North Adams Ma 01247 in North Adams, MA, we're here to partner with you on your journey toward success. For more information or to discuss how we can help your business thrive, give us a call at (413) 662-2657. Let's turn your business dreams into reality together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Get In Touch!

We invite you to visit us at 60 Roberts Dr Ste 112 North Adams Ma 01247 or call us at (413) 662-2657 to learn more about how our ATM services can benefit you. At North Adams M E, we're here to help you navigate your financial journey with ease and confidence!

Our Services

One of the key offerings at North Adams M E is our ATM Services Only. This service ensures that you can access your funds quickly and easily whenever you need them. Imagine being out and about in North Adams and suddenly needing cash for an unexpected expense. With our ATM services, you'll have peace of mind knowing that accessing your money is just a short trip away. In today's fast-paced world, convenience is essential. That's why we focus on making banking as easy as possible for our members. Although we currently offer ATM services only, we are committed to exploring new ways to enhance your banking experience.

Why Choose Us?

Choosing North Adams M E means joining a community-focused credit union where your financial well-being is our priority. Our members enjoy personalized service and support tailored to their individual needs. You can always reach us at (413) 662-2657 during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday, for any questions or assistance.

Digital & Online Banking

Accessibility

Even without extensive online features right now, we strive to provide a welcoming environment for all our members. We value accessibility and ease-of-use in all aspects of our service. Whether you prefer face-to-face interactions or phone consultations, North Adams M E is committed to making your banking experience as convenient as possible. While we continue to explore ways to enhance our digital offerings in the future, your satisfaction remains our primary goal. Thank you for choosing North Adams M E!

Key Features

While we currently do not offer online banking services, we prioritize your financial needs by providing various options for in-person assistance. Unfortunately, electronic signature authorization, e-statements, mobile payments, person-to-person transfers, and our dedicated mobile application are not available at this time. However, our friendly staff is always ready to help you with any banking inquiries or transactions during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday.

Security and Support

Your security is our top priority. Although we may not have all the digital features you might expect from other banks, we ensure that every transaction you make in person is safe and protected. If you're looking for assistance with your accounts or need help navigating banking options, don't hesitate to reach out to our team at (413) 662-2657. We're here to support you every step of the way.

Financial Strength

At North Adams M E, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reassures you of our reliability and commitment to serving your needs. With a net worth of $423,456, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is evident in the $356,512 in undivided earnings we have reinvested into innovative banking tools, stronger lending options, and enhanced security measures. With $60 in used auto loans and $1,397,530 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our operational efficiency is reflected in our $-$9,608, it allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees who are always ready to assist you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Adams M E is your trusted partner. Visit us at 60 Roberts Dr Ste 112 North Adams Ma 01247 or call (413) 662-2657 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $819,659 in used vehicle loans and $257,786 in new vehicle loans already helping members get on the road. Whether you're interested in a reliable used vehicle or want to drive off in a brand-new model, we have flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We're committed to guiding you through every step of the mortgage process, ensuring you understand your options and feel confident in your decisions.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to help you explore your eligibility options. Refinancing could lead to lower payments or better terms depending on your financial situation. To learn more about our loan offerings or if you have specific questions regarding eligibility and application processes, please don't hesitate to reach out. You can call us at (413) 662-2657 during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. For all performance insights and financial data related to our lending practices, we source information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how North Adams M E can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or finance unexpected expenses without tying up collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that the offers displayed are fair and transparent. By working with legitimate financial institutions, LendMesh guarantees that users receive verified data without the clutter of unreliable information.

The Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to unbiased results. Unlike other comparison tools that may prioritize lenders based on paid promotions, LendMesh provides a level playing field for all lenders. Users can trust that they are seeing genuine offers without hidden agendas influencing their choices. Moreover, LendMesh offers real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, which empowers them to make informed decisions based on current market conditions. This feature can be crucial when timing your loan application for the best possible terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and user-friendly LendMesh is for individuals seeking better financing options. Ready to compare real-time loan offers? Visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTH ADAMS M E FEDERAL CREDIT UNION - North Adams, MA

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