Introduction
At North Adams Municipal Employee Federal Credit Union, we believe in building strong relationships with our members and the community. Established in 1959, our commitment to providing exceptional financial services has made us a trusted partner for over 346 members in North Adams, MA. Conveniently located at 60 Roberts Dr Ste 112, we pride ourselves on being more than just a financial institution; we are a part of your neighborhood. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to 60 Roberts Drive Ste 112, North Adams, MA 1247. With total assets exceeding $2,105,911 and deposits reaching $304,107, we are dedicated to ensuring the financial security and growth of our members. Our leadership team is here to serve you. Under the guidance of our CEO, Catherine Corbosiero, and Board President, Linda Lefebvre, we work hard every day to support our community's financial well-being. With a total loan portfolio of 157 loans, we offer a variety of services including personal banking, auto loans, mortgage options, and credit card rewards that cater to your unique needs. As a member-owned credit union, we prioritize transparency and trust. Our net worth stands at $423,456, reflecting our sound financial practices and commitment to stability. We understand that every member's situation is different, which is why we are here to help guide you through your financial journey with personalized service. We invite you to connect with us! Whether you're looking to open an account or explore loan options, don't hesitate to call us at 413-662-2657 during our lobby hours from 9:00 AM - 4:00 PM Monday through Friday. Join us today and experience the difference that comes with being part of the North Adams M E family!
Branch History & Mission
Community Engagement
Our commitment extends beyond financial services; we actively engage with local organizations and initiatives that strengthen North Adams. Whether through partnerships or outreach programs, we strive to be an integral part of the community fabric. As technology evolves, so do we. While currently offering limited digital services, we are continuously exploring ways to enhance member experiences through online banking features in the future. We invite you to join us at North Adams M E and experience firsthand the benefits of being part of a member-focused credit union. Together, let's build a brighter financial future for ourselves and our beloved community!
Our Mission Statement
The mission of North Adams M E is more than just words; it embodies our commitment to providing high-quality financial services tailored to meet the needs of our members. We aim to offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. We believe that by supporting individual financial goals, we contribute to a stronger community. We are also focused on accessibility and convenience for our members. While currently we do not offer ATM services or drive-thru banking at this location, we ensure that our lobby hours from 9:00 AM to 4:00 PM make it easy for you to visit us during your day. For official correspondence or additional inquiries, please feel free to reach us at (413) 662-2657.
Branch Location & Accessibility
Banking Hours
At North Adams M E, we understand that your time is valuable. Our lobby hours are from 9:00 AM to 4:00 PM, Monday through Friday. Whether you need to open an account or discuss loan options, our dedicated team is here to help during these hours.
Call-to-Action
If you're looking for reliable banking services in North Adams, don't hesitate! Visit us today or give us a call at 413-662-2657 for any questions you may have. We look forward to helping you achieve your financial goals!
Convenient Access
Our location is designed with your convenience in mind. There is ample parking available, ensuring a hassle-free visit whether you're stopping by for a quick transaction or a longer consultation. We are committed to accessibility for all our members, featuring ADA-compliant facilities, including ramps and spacious entryways. While members can visit us at our North Adams address, any official correspondence should be sent to our mailing address at 60 Roberts Drive Ste 112, North Adams, MA 1247. This ensures your documents reach us promptly.
Services Offered
We take pride in offering a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and personal loans, we have something for everyone. Although we currently do not offer ATM or drive-thru services, our knowledgeable staff is always ready to assist you inside the branch.
Member Eligibility
At North Adams M E, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is simple and inclusive! If you're a municipal employee or an immediate family member of one, you're already eligible to join us. This means you can enjoy all the benefits our credit union offers, from personalized banking services to competitive loan rates. We are here to help you achieve your financial goals and ensure you feel at home with us. Ready to take the next step? You can find more details about eligibility on our website. If you have any questions or need assistance, feel free to give us a call at (413) 662-2657. Opening an account is straightforward, and we can't wait to welcome you as part of the North Adams M E family at our location: 60 Roberts Dr Ste 112 North Adams Ma 01247!
Business Banking & Commercial Services
At North Adams M E, we understand that running a business comes with its own set of challenges and opportunities. That's why we offer tailored banking solutions to help you thrive. Whether you're looking to expand your operations, invest in new equipment, or manage cash flow, our commercial loan options are designed to support your growth journey. Imagine a local bakery that dreams of opening a second location. With our member commercial loans, we've helped businesses like this secure funding, allowing them to scale and succeed. In fact, we've funded over $0 in commercial loans for our members, making it easier for them to achieve their goals. But we don't stop there. We also reach out to the broader community by providing $0 in non-member commercial loans. This means more flexible financing options for all businesses, regardless of membership status. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services can help streamline your payment processing, ensuring you can focus on what matters most running your business. Whether you're accepting payments online or in-store, we're here to make transactions as smooth as possible. Visit us at 60 Roberts Dr Ste 112 North Adams Ma 01247 in North Adams, MA or give us a call at (413) 662-2657 to learn more about how we can support your business banking needs!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we currently do not have ATMs or drive-thru services at our branch, rest assured that we offer reliable cash withdrawal options within our network. Your access to funds remains secure and convenient when you need it most. At North Adams M E, we're here to support your financial journey with personalized service and accessible solutions. For any questions about our offerings or how we can assist you further, please call us at (413) 662-2657. Join us today and take the next step toward achieving your financial dreams!
Auto Loans & Vehicle Financing
Thinking about buying a new car? Our Auto Loans & Vehicle Financing can help make that dream a reality. With flexible terms and competitive rates, we work with you to find a plan that suits your budget. Picture yourself driving off in your new vehicle, knowing you've made a smart financial choice.
Business Banking
For our entrepreneurial members, our Business Banking services provide essential tools like merchant services and business loans. We recognize the hard work that goes into running a business, and we're committed to helping you succeed with tailored financial solutions.
Credit Cards with Rewards
Why not earn rewards while spending? Our Credit Cards with Rewards allow you to enjoy benefits for every dollar spent. Think of all the exciting rewards waiting for you from travel perks to cash back making everyday purchases even more rewarding.
Mortgage Loans & Refinancing
Owning a home is more than just an investment; it's about building memories. Our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, we're here to support you every step of the way.
Online & Mobile Banking
In today's fast-paced world, convenience is key. With our Online & Mobile Banking, managing your finances is easier than ever. Access your accounts anytime from anywhere, pay bills effortlessly, and keep track of your spending on the go.
Personal Banking
Whether you're just starting out or looking to grow your savings, our Personal Banking options are here for you. Open a checking or savings account that fits your lifestyle and helps you achieve your financial goals. Imagine having easy access to your money while enjoying competitive interest rates!
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way, but our Personal Loans & Debt Consolidation services can help you manage them effectively. If you're looking to consolidate debt or fund a special project, our loans offer flexibility and peace of mind.
Digital & Online Banking
Convenient Online Access
With our online banking services, you can stay connected to your finances 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our user-friendly interface makes it easy for you to navigate through your account details without any hassle.
Security You Can Trust
Your security is our top priority. While we currently do not offer electronic signature authorization or e-statements, we ensure that all transactions are conducted with the utmost care and protection. Even without mobile payments or a mobile application, you can feel confident that your information is safe as you manage your accounts.
Stay Connected with Person-to-Person Transfers
Although we do not currently support person-to-person transfers, we strive to provide features that help you manage your finances effectively. With our focus on enhancing member experience, we continuously look for ways to improve and expand our offerings. At North Adams M E, we're dedicated to making banking accessible and straightforward for everyone in our community. As we grow and adapt to meet members' needs, keep an eye out for new features that will enhance your banking experience even further!
Financial Strength
Growing Trust
Total Share Accounts: 358, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Adams M E is your trusted partner. Visit us at 60 Roberts Dr Ste 112 North Adams Ma 01247 or call (413) 662-2657 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Investment in Growth
With $356,512 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $60 in used auto loans and $1,397,530 in total loans and leases.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $-$9,608 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Health
With a net worth of $423,456, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 20.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $819,659 in used vehicle loans and $257,786 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options designed for you.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to support your journey towards owning a home with straightforward terms and competitive rates.
Unsecured Credit Card Loans
For those managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is ideal for anyone looking for an easy way to access cash without tying up assets. If you are considering refinancing any existing loans, be sure to ask about our eligibility options. Our team is ready to assist you in finding the best solutions tailored to your financial situation. To learn more about our loan offerings or discuss how we can help you achieve your financial aspirations, please reach out to us at (413) 662-2657 or visit us at 60 Roberts Dr Ste 112 North Adams Ma 01247, North Adams, MA. We're here to help! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Aggregator
Accurate Loan Comparisons
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Benefits of Using LendMesh
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