NORSTATE FEDERAL CREDIT UNION

Welcome to Norstate, your trusted financial partner located at 23 Exchange St, Ashland, ME 04732. Since our establishment in 1941, we have proudly served over 14,300 members in the community, providing personalized banking solutions that meet a variety of needs. With total assets exceeding $262 million, and total deposits of $4,337,870, our commitment to financial stability and member satisfaction is stronger than ever. At Norstate, we understand that every member's journey is unique. Whether you are looking for auto loans, personal banking options, or business services, we offer a wide range of products tailored just for you. We currently hold $11098 in total loans and leases, which reflects our dedication to supporting our members' goals and dreams. Our leadership team, headed by CEO Jeffrey Davenport and Board President Leigh Smith, works tirelessly to ensure that we provide exceptional service while fostering a welcoming environment. With a dedicated staff of 84 employees, we're here to guide you every step of the way. For your convenience, we also offer online and mobile banking services so you can manage your finances from anywhere. While members can visit us at our Ashland branch for face-to-face support, official correspondence should be sent to the same address: 23 Exchange St, Ashland, ME 4732. Join us today and discover how Norstate can help you achieve your financial goals. Give us a call at 207-435-2176 or visit our website at Norstate FCU for more information. We're excited to be part of your financial journey!

Welcome to Norstate, a cornerstone of the Ashland community since 1941. Our journey began with a simple yet powerful mission: to provide reliable financial services while fostering a spirit of support and partnership among our members. Over the decades, we have grown from a small credit union into a thriving institution with over 14,300 members and total assets reaching an impressive $262,502,660. Located at 23 Exchange St, Ashland, ME 04732, our branch is conveniently situated near local landmarks that embody the heart of our town. Our commitment to serving the residents of Ashland and surrounding areas has only strengthened as we've evolved to meet their needs. At Norstate, we believe in the power of community. Our mission is not just about banking; it's about enhancing lives through accessible financial solutions. We offer a range of services, including personal and business banking, auto loans, mortgage options, and credit cards with rewards. We also prioritize digital advancements like online banking and mobile payments, ensuring that our members have easy access to their finances anytime they need it. While members can visit us at 23 Exchange St, official correspondence should be sent to 23 Exchange St, Ashland, ME 4732 if needed. Our operating hours are Monday to Friday from 9 am to 5 pm, providing ample opportunity for you to connect with our dedicated team. Our branch also features ATM availability and drive-thru banking for your convenience. With shared service centers available for partner credit union members, we strive to make banking as seamless as possible for everyone in our community. We take pride in our outreach efforts and partnerships that aim to uplift those around us. Whether it's sponsoring local events or supporting initiatives that benefit the underprivileged, Norstate is dedicated to giving back. As we look towards the future, we invite you to join us on this journey. Experience the warmth of personalized service and the strength of community support that defines Norstate. Together, let's build a brighter financial future one where everyone can thrive. If you're ready to become part of our family or simply want to learn more about what we offer, feel free to reach out at 207-435-2176 or visit our website at Norstate FCU. Join us today!

Joining the Norstate community means becoming part of a supportive family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in Aroostook County, you're already eligible to become a member! It's that simple! At Norstate, we pride ourselves on offering personalized banking solutions that fit your needs, from checking and savings accounts to auto loans and credit cards with rewards. To learn more about the specific eligibility details, feel free to check out our resource at norstatefcu.org/membership/switch-kit.htm. Getting started is easy! You can open your account today by visiting us at 23 Exchange St, Ashland, ME 04732. If you have any questions or need assistance, don't hesitate to give us a call at 207-435-2176. We're here to help you every step of the way as you take this exciting step toward financial empowerment with Norstate! For more information on how to open an account, visit norstatefcu.org/applications/index.htm.

At Norstate, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you well. With a net worth of $33,230,961, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $76,182,686 in share certificates and $21,469,338 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,804,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals with $18,469,796 in total loans and leases, including 1,551 used auto loans. Our operational efficiency is evident as reflected by our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $528,478. Total Share and Deposit Accounts: 35,130, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Norstate is your trusted partner. Visit us at 23 Exchange St Ashland Me 04732 or call 207-435-2176 to learn more about how we can help you achieve your financial goals.