Norfolk Fire Dept Credit Union Norfolk VA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Norfolk Fire Department, your trusted partner in financial well-being since 1940. Located at 4100 E Virginia Beach Blvd, Norfolk, VA 23502, we pride ourselves on serving our community with dedication and care. Whether you're looking to open a checking account, finance a new vehicle, or explore mortgage options, our team is here to guide you every step of the way. With over 2,000 members and total assets amounting to $25,670,395, we understand the unique needs of our community. Our commitment goes beyond just numbers; it's about building relationships based on trust. Under the leadership of our CEO, Kathy Roehm, and Board President, Charles Gore, we strive to provide personalized service that feels like family. While members can visit us at our main office for all their banking needs, official correspondence should be directed to our mailing address at 4100 E Virginia Beach Blvd, Norfolk, VA 23502-3331. With a solid foundation characterized by total deposits of $1,996,058 and net worth of $4,509,952, we are well-equipped to help you achieve your financial goals. At Norfolk Fire Department Credit Union, we offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions tailored to your needs. Our team is dedicated to ensuring you feel valued and supported in every interaction. Ready to take the next step? Call us at 757-857-5389 or visit us online at norfolkfirefcu.org today! Let's work together to secure a brighter financial future for you and your family.

Branch History & Mission

Community Focus

Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that aim to uplift and support those around us. By investing in local initiatives and programs, we contribute not only financially but also socially to create a thriving environment for all residents of Norfolk. As we embrace technological advancements like online and mobile banking, we also ensure that our services remain accessible and user-friendly for everyone, including those who may need ADA-compliant options. Join us today! Experience firsthand how becoming a member of Norfolk Fire Department can help you achieve your financial goals while being part of a supportive community. For inquiries or assistance, feel free to reach out at 757-857-5389 or visit us online at norfolkfirefcu.org. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: to empower our members by providing exceptional financial services while fostering a sense of community and support. We believe that everyone deserves access to quality banking options without hidden fees or complicated terms. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet the diverse financial needs of our members. We understand that banking is about more than just numbers; it's about building relationships. Our team is dedicated to ensuring that each member feels valued and understood. This dedication is reflected in our operating hours Monday through Friday from 9:00 AM to 5:00 PM designed for your convenience.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed with features that ensure everyone can visit us comfortably. From parking options right outside our doors to ADA-compliant ramps, we strive to make banking simple and welcoming for everyone.

Call-to-Action

Ready to experience convenient banking? We invite you to visit us at 4100 E Virginia Beach Blvd or give us a call at 757-857-5389. Join our growing community today and let us help you achieve your financial goals!

Nearby Landmarks

You'll find us close to several local landmarks that make it easy to stop by. We're just a short drive from the bustling shopping areas and dining spots along Virginia Beach Boulevard. If you're out running errands or enjoying a day in the city, swinging by our branch is a breeze!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, giving you plenty of time during the week to come in and meet with our dedicated staff. Whether you need assistance with personal banking, auto loans, or any other financial services, we're here ready to help!

Services Offered

At Norfolk Fire Department Credit Union, we offer a range of services tailored to meet your needs everything from checking and savings accounts to auto loans and credit cards with rewards. While we don't currently have ATM access or drive-thru services at this location, our friendly team is always available inside the branch to assist you.

Member Eligibility

At Norfolk Fire Department, we believe that becoming a member is like joining a supportive family that's here to help you achieve your financial goals. If you're looking to join us at our branch located at 4100 E Virginia Beach Blvd Norfolk Va 23502, you'll find that eligibility is open to individuals who are connected to our community, such as employees of the Norfolk Fire Department and their families. It's all about creating a welcoming space for those who share a common bond with us. For detailed eligibility criteria, feel free to check out our resource at . Opening an account with us is easy and straightforward, making it simple for you to get started on your journey with Norfolk Fire Department. Whether you need personal banking services, auto loans, or even business banking options, we're here to support you every step of the way. If you have any questions or want to know more about how to become a member, don't hesitate to reach out at (757) 857-5389. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Whether you're looking to expand your operations or invest in new equipment, we provide the resources you need. Although we currently have no member or non-member commercial loans funded, our focus remains on developing innovative products that will soon be available.

Merchant Services That Make Sense

In today's fast-paced world, having efficient payment solutions is vital. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. By streamlining payment processes, we help you enhance customer satisfaction and boost sales. If you're ready to explore how our business banking services can support your growth journey, visit us at 4100 E Virginia Beach Blvd Norfolk Va 23502 or give us a call at (757) 857-5389. Together, we can turn your business aspirations into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at Norfolk Fire Department, we're committed to ensuring that cash withdrawal services are accessible when needed through various partnerships and networks within the community. We invite you to visit us at 4100 E Virginia Beach Blvd Norfolk Va 23502 in Norfolk, VA, or call us at (757) 857-5389 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Let us help you take control of your financial journey today! For more information about our services, feel free to explore our website at Main Office. We look forward to serving you!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our competitive Auto Loans & Vehicle Financing options. We understand that purchasing a car is a significant decision. Our loans are designed to provide you with flexible terms and competitive rates, making it easier for you to hit the road in style.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, so we're here to support your financial needs and help your business thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn as you spend! Enjoy benefits like cashback on purchases, travel rewards, and other perks that make using your credit card more rewarding than ever.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through every step of the process. We'll work with you to find a solution that fits your budget and helps you achieve your dream of owning a home.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our Online & Mobile Banking, managing your accounts has never been easier. Access your finances anytime, anywhere whether you're checking balances or making transfers on the go.

Personal Banking

Managing your finances should be straightforward. That's why we offer Personal Banking services, including Checking & Savings Accounts designed for everyday use. Whether you're saving for a vacation or managing monthly expenses, we have options that suit every lifestyle. Our friendly team can help you set up an account that meets your needs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our Personal Loans & Debt Consolidation options can help manage those financial surprises. If you're looking to consolidate debt or fund a major purchase, we can provide personalized loan solutions tailored just for you.

Digital & Online Banking

Key Features

We understand that security is a top concern for our members. That's why our digital banking features include state-of-the-art encryption to keep your information safe. Although we currently do not offer electronic signature authorization, rest assured that all transactions are handled with the highest level of security. For those who prefer the flexibility of mobile banking, our user-friendly mobile application is available for download. This app allows you to make mobile payments and conduct person-to-person transfers effortlessly. Whether you're splitting a bill with friends or paying for goods and services, our mobile payments feature makes transactions simple and quick. Additionally, we provide e-statements so you can manage your finances without the clutter of paper statements. This eco-friendly option not only saves trees but also gives you instant access to your financial records whenever you need them. At Norfolk Fire Department, we prioritize accessibility and ease-of-use in all our digital offerings. Whether you're tech-savvy or just starting out with online banking, our tools are designed to help you take charge of your finances in real time. Join us today and experience the convenience of modern banking!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 3,015, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Norfolk Fire Department is your trusted partner. Visit us at 4100 E Virginia Beach Blvd Norfolk Va 23502 or call 757-857-5389 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $91,539 in share certificates and $97,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to operational efficiency while enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting for Your Benefit

With $4,509,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,922,511 in total loans and leases.

Strong Financial Health

With a net worth of $4,509,952, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1757 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those looking for more specialized financing, we also have total credit lines amounting to $885,000 available. This provides added flexibility whether you're planning for unexpected expenses or simply want a safety net. If you're interested in refinancing any existing loans or exploring eligibility options, don't hesitate to ask our team for assistance. We're committed to helping you find the right financial solutions that meet your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Norfolk Fire Department, we believe in empowering our members through accessible lending options that align with their financial journeys. Visit us today to learn more about how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,237,711 in used vehicle loans and $2,472,797 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned option, we provide flexible terms tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $883,666, make buying or refinancing simple. We work closely with you to explore the best financing solutions available and guide you through each step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. We currently offer a total of $478,922 in loans to help our members effectively manage their finances. With competitive interest rates and user-friendly terms, our credit cards can be an excellent tool for building credit while enjoying rewards.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every loan offer is not just a number; it reflects genuine terms from trustworthy lenders. By adhering to these guidelines, LendMesh guarantees fair and transparent offers for consumers.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh does not engage in such practices. Our goal is to deliver unbiased results so you can choose the best option for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have access to current offers at their fingertips. This feature helps individuals make well-informed choices without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NORFOLK FIRE DEPARTMENT FEDERAL CREDIT UNION - Norfolk, VA