Norfolk Community Credit Union Norfolk MA | Affordable Auto Loans & Personal Banking

Introduction

Community Impact

Our mission goes beyond just banking; we are dedicated to making a positive impact in Norfolk and its surrounding areas. Led by our CEO Susan Kenney and Board President Charles Stone Jr., our team of 4 employees is here to provide personalized service with a smile. We understand that every member's journey is different, which is why we tailor our services from checking accounts to auto loans to fit your lifestyle.

Get In Touch

While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 18 Union St Ste 104, Norfolk, MA 02056-1855. Our friendly staff is available during lobby hours from Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 6 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to noon. Feel free to reach out at 508-528-3360 or explore more about what we offer on our website here. Join us in building a brighter financial future together!

Branch History & Mission

The story of Norfolk Community in Norfolk, MA, began in 1953, when a group of visionaries came together with a shared commitment to provide financial support and services to their community. Since its founding, Norfolk Community has grown from its humble beginnings into a trusted institution, proudly serving 3,599 members with total assets of $28,032,968. Located at 18 Union St Ste 104, our branch is easily accessible to residents and businesses alike. Just a stone's throw from local landmarks, we are dedicated to being a part of the daily lives of our members. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address: 18 Union St Ste 104, Norfolk, MA 02056-1855. At Norfolk Community, our mission is clear: to provide reliable financial services while fostering a strong sense of community support. We believe that banking should be personal and empowering. Our members can expect not only traditional services like checking and savings accounts but also specialized offerings such as auto loans, mortgage financing, and credit cards with rewards. We take pride in our commitment to accessibility and innovation. Our operating hours are designed for your convenience: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 6 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Additionally, we offer ATM services and drive-thru banking for those on the go. Community engagement is at the heart of what we do. We continuously seek partnerships that uplift our area and promote financial literacy among our members. By supporting local initiatives and participating in outreach efforts, we strive to make a positive impact beyond just banking. As we look toward the future, we invite you to join us on this journey. Become part of the Norfolk Community family and experience the benefits of belonging to an institution that truly cares about its members and their success. Explore our website at norfolkcommunityfcu.org or give us a call at 508-528-3360 to learn more about how we can assist you today!

Branch Location & Accessibility

Convenient Access and Features

At Norfolk Community, we prioritize convenience. Parking is readily available to make your visit hassle-free. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can enjoy our services comfortably. If you're in a hurry or prefer not to enter the building, take advantage of our drive-thru banking service. It allows you to handle deposits and withdrawals quickly and efficiently from the comfort of your vehicle.

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to cater to your schedule. Visit us Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 6 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 12 PM. Our dedicated team is always ready to assist you during these times.

Services Tailored for You

Our branch offers a variety of services designed with your needs in mind. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or even credit cards with rewards, we have something for everyone. Additionally, our ATM service is available for easy cash withdrawals and balance checks whenever you need it. We invite you to come by Norfolk Community today or give us a call at 508-528-3360. Let's work together towards achieving your financial goals!

Member Eligibility

At Norfolk Community, we believe that everyone deserves a place to belong. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Norfolk County, you're likely eligible to join our community. We aim to create an environment that supports your financial journey, offering a range of services tailored just for you. From checking accounts to auto loans and more, our goal is to provide you with the tools you need to thrive. Ready to take the next step? Opening an account at Norfolk Community is straightforward! You can learn more about our membership criteria by visiting this link. If you're ready to join us or have any questions, don't hesitate to call us at (508) 528-3360. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans on the books, our focus remains on providing tailored financing solutions that can help you take your business to the next level when the opportunity arises.

Merchant Services That Work for You

We know that running a business means handling transactions efficiently. Our merchant services offer practical tools that make it easier for you to accept payments and manage cash flow. Imagine being able to process customer payments quickly and securely, giving you more time to focus on what you do best running your business. If you're based in Norfolk, MA, and are ready to explore how we can support your business journey, reach out today at (508) 528-3360 or visit us at 18 Union St Ste 104 Norfolk Ma 02056. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also offer ATM access for quick cash withdrawals and balance checks. Our drive-thru service provides another layer of convenience for making deposits and simple transactions without leaving your car. At Norfolk Community, we strive to create a welcoming atmosphere where members can easily access essential financial services tailored just for them. If you're ready to take control of your finances or have questions about any of our offerings, don't hesitate to reach out! Call us at 508-528-3360 or visit us in person during our operating hours: M,T,W 9-4; Thu 9-6; Fri 9-5; Sat 9-12. Explore everything we have to offer and see how we can assist you in achieving your financial goals today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Norfolk Community, we offer competitive auto loans and vehicle financing options that make it easy for you to get behind the wheel. Picture driving off in your dream vehicle with manageable monthly payments that fit your budget.

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. Think about how having reliable banking support can help you grow your business and achieve your goals.

Credit Cards with Rewards

Our credit card offerings come with rewarding benefits that can enhance your spending experience. Whether it's cash back on purchases or points for travel, using our credit card can bring additional value to your everyday expenses.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, our mortgage loans provide flexible solutions. We understand that buying a home is one of the most significant decisions you'll make, and our team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Imagine checking balances, transferring funds, or paying bills from the comfort of your home or on-the-go all at your fingertips!

Personal Banking

Whether you're looking to open a checking or savings account, we have options that suit your lifestyle. Our personal banking services are designed to help you manage your finances effectively. Imagine having the peace of mind that comes from knowing your money is secure while still being easily accessible for everyday needs.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or wish to consolidate debt, our personal loans can provide the financial relief you need. Envision simplifying your finances with one easy monthly payment instead of juggling multiple bills.

Digital & Online Banking

Key Features

We offer a range of services that enhance your banking experience. If you're looking for quick transactions, our person-to-person transfers allow you to send money to friends or family with just a few taps. You can also enjoy the convenience of e-statements, which keep your financial records organized without the clutter of paper statements. For those who prefer managing their accounts through mobile devices, our mobile application is available for easy access. This means you can perform transactions, view account activity, and receive alerts directly from your smartphone. While we currently do not support mobile payments, rest assured that our other features provide plenty of flexibility for managing your finances.

Security and Accessibility

Your security is our priority. Although we do not currently offer electronic signature authorization, we employ robust security measures to protect your information while using our digital services. We strive to create an environment where you can bank confidently. In addition to these features, our platform is designed to be intuitive and easy to navigate, ensuring that everyone regardless of tech-savviness can manage their accounts efficiently. Whether you're checking balances during lunch or transferring funds late at night, Norfolk Community has got you covered. Experience the freedom and flexibility of digital banking with us today!

Financial Strength

Commitment to Growth and Innovation

With $3,119,117 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $7,900 in total auto loans and $21,243,300 in total loans and leases across various sectors.

Growing Membership Base

Total Share Accounts: 4,112, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending are currently at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Norfolk Community is your trusted partner. Visit us at 18 Union St Ste 104 Norfolk Ma 02056 or call 508-528-3360 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $2,793,281 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,539,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $3,527,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,250,632 in used vehicle loans and $2,136,750 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, whether you're looking for a new or used vehicle.

Contact Us

To learn more about our loan products or to discuss your specific needs, feel free to contact us at (508) 528-3360. Our branch is located at 18 Union St Ste 104 Norfolk MA 02056, and we're here to help you every step of the way!

Credit Lines and Unsecured Loans

For those who need extra cash flow or want to consolidate debt, we also provide credit lines with a total amount available of $500,000. Additionally, our flexible terms on unsecured credit card loans have helped members manage their finances effectively with a total of $357,260 in loans. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team is here to assist you in finding the right solution for your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,838,344, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

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NORFOLK COMMUNITY FEDERAL CREDIT UNION - Norfolk, MA

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