Noble Credit Union Selma CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Noble, your trusted financial partner in Selma, CA! Nestled at 2851 Highland Ave Ste 109, our branch has been serving the community since 1941, providing members with a range of financial services designed to help you achieve your goals. With over 116,896 members and assets totaling an impressive $1,289,014,207, we pride ourselves on being a pillar of support for individuals and families in our area. At Noble, we understand that every member's needs are unique. That's why we offer tailored services including checking and savings accounts, auto loans, mortgage financing, personal loans, and even business banking solutions. Our goal is to ensure you have access to the financial tools you need to succeed. While members can visit us at our Selma branch for all your banking needs, official correspondence should be sent to 2851 Highland Ave, Suite 109, Selma, CA 93662. Our dedicated team of 214 employees, led by CEO Gino Cayanan and Board President Mary Ann Rogozinski, is here to assist you with personalized service that makes banking easier. With total deposits reaching $67,108,825 and cash in hand amounting to $11,410,678, we are committed to maintaining a strong foundation for our members. Whether you're looking for competitive loan options or simply want a safe place to save your money, Noble is here for you every step of the way. We invite you to explore our website at noblecu.com for more information about how we can serve you better. Don't hesitate to call us at 559-252-5000 if you have any questions or would like to speak with one of our friendly staff members. Your journey towards financial wellness starts here at Noble!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Noble embraces digital advancements such as online banking and mobile payments to make managing finances simpler for our members. We understand that accessibility is key; therefore, we ensure that all our services are ADA compliant and user-friendly.

Community Engagement

Noble believes in giving back. We actively engage with local initiatives and partnerships aimed at improving the lives of those around us. From educational workshops to community sponsorships, we strive to make a positive impact beyond just banking. We invite you to become part of the Noble family! Join us today and discover how we can help you achieve your financial goals while being part of a supportive community network. To learn more about membership eligibility or to get started on your journey with us, visit our website or call us at 559-252-5000. Let's build a brighter financial future together!

Our Mission

At the heart of Noble is our mission to enhance the financial well-being of our members while fostering a sense of community. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our goal is to ensure that everyone in Selma has the resources they need to achieve their financial dreams. While members can visit us at 2851 Highland Ave Ste 109, official correspondence should be sent to 2851 Highland Ave, Suite 109, Selma, CA 93662 if needed. We are committed to offering convenient access to financial resources; our branch features an ATM for easy cash withdrawals and balance checks.

Branch Location & Accessibility

Accessibility Features

At Noble, we believe that banking should be accessible for everyone. Our facility is ADA compliant and features ramps to ensure ease of access for all visitors. We strive to create a welcoming environment where everyone feels comfortable.

Contact Us

Have questions? Feel free to call us at 559-252-5000. We look forward to welcoming you into the Noble family! Visit us today and discover how we can help you achieve your financial goals!

Convenient Location

Situated near key landmarks, our branch is easy to find and reach. If you're coming from downtown Selma, you'll appreciate how close we are to local shops and restaurants. Parking is plentiful and accessible, making it simple for you to pop in whenever you need banking services.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 10 AM to 6 PM. This gives you plenty of opportunities to visit us during the week!

Services Offered

At our branch, we offer a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Additionally, if you're looking for quick transactions or cash withdrawals, you'll find an ATM conveniently available on-site. While members can visit us at 2851 Highland Ave Ste 109 for all their banking needs, official correspondence should be sent to our mailing address: 2851 Highland Ave, Suite 109, Selma, CA 93662.

Member Eligibility

Joining the Noble family at our Selma branch is more than just opening an account it's about becoming part of a warm, supportive community that truly cares for its members. To become a member of Noble, you simply need to meet some straightforward eligibility criteria. If you're a resident of Fresno County or surrounding areas, or if you have an immediate family member who is already a member, you're likely eligible! This means that whether you're looking for a place to save, borrow, or just connect with your community, we welcome you with open arms. Plus, as a member of Noble, you can enjoy a variety of benefits designed to help you reach your financial goals. Getting started is easy! You can find detailed information about membership requirements on our website at https://www.noblecu.com/join/join-the-family/become-a-member/ . If you're ready to join us or have any questions, feel free to give us a call at (559) 252-5000. Our friendly team is here to assist you with every step of the process! Visit us at our branch located at 2851 Highland Ave Ste 109 Selma Ca 93662 and discover how becoming a member can make a difference in your life.

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $113 in non-member commercial loans, providing flexible financing solutions. With these resources, you can invest in new equipment, hire more staff, or even open another location. Every dollar counts, and we're here to ensure you have access to the funds you need.

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing for your business. Picture this: a busy day at your store where customers want to pay quickly and easily. Our merchant services make it possible, allowing you to accept various payment methods seamlessly. This convenience not only enhances customer satisfaction but also boosts your sales. Located at 2851 Highland Ave Ste 109 Selma Ca 93662 in Selma, CA, we're dedicated to building strong relationships with our local business community. If you're ready to explore how we can support your business goals, give us a call at (559) 252-5000 today!

Comprehensive List Of Services

Business Banking Services

For our business members, we recognize the importance of having robust banking solutions. Our Business Banking services include Merchant Services and Business Loans that support your growth and operations. We aim to empower local businesses by providing them with the tools they need for success.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we provide accessible ATM services for cash withdrawals and balance checks at locations across town. With Basic ATM Access, you can manage your cash flow without hassle. Whether you're visiting us at our branch or using our digital banking tools from home, we strive to make banking easier for everyone. If you're ready to explore all that Noble has to offer or if you have questions about any of our services, don't hesitate to reach out! Call us at (559) 252-5000, or stop by during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 10:00 AM to 6:00 PM. We look forward to assisting you on your financial journey!

Financial Support When You Need It

Life can bring unexpected expenses, and when it does, our Personal Loans & Debt Consolidation options can help you regain control over your finances. Imagine consolidating multiple debts into one easy payment this could be your pathway to financial peace of mind. In addition, we offer Credit Cards with Rewards, which not only give you purchasing power but also allow you to earn points on everyday spending. Whether it's cash back or travel rewards, you'll find a card that fits your lifestyle perfectly.

Personal Banking Solutions

We understand that managing your personal finances is essential. That's why we offer Personal Banking services, including Checking and Savings Accounts designed for convenience and flexibility. You can easily access your accounts through our user-friendly Online & Mobile Banking options, allowing you to check balances, transfer funds, and pay bills from anywhere. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates that help you get behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services are here to guide you through every step.

Digital & Online Banking

Accessibility Anytime

With all these features at your fingertips, managing your finances has never been easier. Whether you're at home or out running errands, you can stay on top of your banking needs with ease. Discover more about our digital offerings by visiting us at https://www.noblecu.com/ and take advantage of all the benefits we provide to help you manage your money effortlessly.

Key Features

Our online platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Enjoy the convenience of e-statements, which are not only environmentally friendly but also help you keep track of your financial activity without the clutter of paper statements. Plus, for those on the go, our mobile application gives you full access to your accounts right from your smartphone. Whether you're checking balances or making payments, everything is just a tap away.

Security and Ease of Use

Security is always a top priority at Noble. Our digital banking services utilize advanced security measures to protect your personal information while ensuring you have a user-friendly experience. You can feel confident knowing that your transactions are safe. Need to send money to friends or family? Our person-to-person transfer feature makes it simple. Just enter their details, and you're good to go! Additionally, if you're looking to make purchases without cash or cards, our mobile payments feature lets you pay directly from your phone.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 209,881, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,665,007 further underscores our commitment to providing you with secure banking options. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Noble is your trusted partner. Visit us at 2851 Highland Ave Ste 109 Selma Ca 93662 or call (559) 252-5000 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $128,352,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,106 in used auto loans and $860,841,663 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $206,121,425 in share certificates and $163,222,593 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,035,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 199 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $130,240,709, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $249,935,832 in used vehicle loans and $231,830,739 in new vehicle loans, helping members get on the road with affordable financing options.

Credit Lines and Personal Loans

For those needing flexibility in managing their expenses, we offer competitive credit lines with a total amount of $225,295,142 available to our members. Additionally, if you're considering an unsecured credit card loan, we have flexible terms available with a total of $61,996,001 helping members manage their finances effectively. If you're interested in refinancing any existing loans or checking eligibility for our products, please reach out to us directly at 559-252-5000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We pride ourselves on transparency and are committed to helping you make informed financial decisions. Whether it's securing an auto loan or stepping into your first home with our mortgage solutions, Noble is here to support you on your journey. Visit us today or check out our website for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $71,090,449, making buying or refinancing simple. We understand the process can be daunting, and our team is here to guide you every step of the way.

Loan Aggregator

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NOBLE FEDERAL CREDIT UNION