Noble Credit Union Fresno CA | Top Checking & Mortgage Loans

Introduction

Welcome to Noble, your trusted financial partner located at 4979 E University Ave, Fresno, CA 93727. Since our establishment in 1941, we have been dedicated to supporting our members with a wide range of financial services tailored to meet their needs. Whether you're looking for personal banking solutions, auto loans, or business financing, our team is here to help you every step of the way. At Noble, we take pride in our strong community ties and commitment to our members. With a total membership of 116,896 and assets exceeding $1.28 billion, we ensure that your money is not just safe but also working for you. Our total deposits stand at an impressive $67,108,825, allowing us to offer competitive rates on loans and savings accounts. Under the leadership of our CEO, Gino Cayanan, and Board President, Mary Ann Rogozinski, we strive to provide exceptional service and foster financial wellness for all our members. Our dedicated team of 214 employees is always ready to assist you with personalized solutions that fit your unique financial journey. For any official correspondence, please note that while you can visit us at our branch location, mail should be directed to: P.O. Box 8027, Fresno, CA 93747. We invite you to explore what we have to offer at noblecu.com or give us a call at 559-252-5000. Experience the difference with Noble where your financial goals are our priority!

Branch History & Mission

Welcome to Noble, a credit union with a rich history and a dedicated mission to serve the community of Fresno, California. Since our founding in 1941, we have grown from a small organization into a thriving financial institution that proudly supports over 116,896 members. Our branch is located at 4979 E University Ave, Fresno, CA 93727, conveniently situated near local landmarks that make it easy for you to stop by. At Noble, we believe in creating strong connections with our members and providing services that truly meet their needs. Over the years, we have built our reputation on trust and reliability, with total assets reaching an impressive $1,289,014,207. This growth reflects not just our financial strength but also our commitment to helping individuals and families achieve their financial goals. Our mission is clear: to empower our members through accessible financial services while actively engaging in community support. We offer a wide range of products including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Whether you're looking to finance your dream car or save for your future, Noble is here to help. In addition to traditional banking services, we are proud of our digital advancements that make banking easier than ever. Our online and mobile banking platforms provide you with the flexibility to manage your finances anytime, anywhere. We are also committed to accessibility for all members of our community. While members can visit us at 4979 E University Ave, official correspondence should be sent to P.O. Box 8027, Fresno, CA 93747. We offer convenient operating hours from Monday to Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Plus, you can take advantage of our ATM services and drive-thru banking for quick transactions. Noble is more than just a financial institution; we are active participants in the Fresno community. Our partnerships with local organizations allow us to support various outreach efforts aimed at improving the lives of those around us. We understand that banking goes beyond numbers; it's about building relationships and giving back. As we continue on this journey of growth and service, we invite you to join us at Noble. Experience the benefits of being part of a member-focused credit union that cares about your financial well-being. Together, let's build a brighter future! For more information or assistance, please feel free to contact us at 559-252-5000 or visit our website at noblecu.com.

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility is key, which is why our branch offers features like ADA compliance and ramps for easy entry. Plus, we have ample parking available to ensure a hassle-free visit. If you're pressed for time, take advantage of our drive-thru banking services where you can quickly make deposits, withdrawals, or handle simple transactions without leaving your car.

Get in Touch

Ready to experience exceptional service? Feel free to give us a call at 559-252-5000 with any questions or stop by during our operating hours. We look forward to welcoming you into the Noble family!

Operating Hours and Services

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. Whether you're looking to open a new checking account or need assistance with auto loans or mortgages, our dedicated team is here to help you with a wide range of personal and business banking services. And don't forget about our ATM availability it's another convenient option for cash withdrawals and balance checks. While members can visit us at 4979 E University Ave, official correspondence should be sent to P.O. Box 8027, Fresno, CA 93747 if needed.

Member Eligibility

At Noble, becoming a member feels like stepping into a welcoming family where everyone is valued. We invite you to join us at our Fresno location, nestled at 4979 E University Ave Fresno Ca 93727. Membership is open to anyone who lives, works, or worships in the area, as well as their family members. This means that if you're part of our community, you can enjoy all the benefits we offer, from competitive loan rates to personalized banking services. Plus, our friendly team is here to help you every step of the way. Opening an account is a breeze! You can find all the details about how to become a member and the simple steps involved by visiting us online at https://www.noblecu.com/join/join-the-family/become-a-member/. If you have any questions or need assistance, don't hesitate to give us a call at (559) 252-5000. We're excited to welcome you into the Noble family and support your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $113 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you purchase new equipment, manage cash flow, or invest in marketing strategies. Our loan options are tailored to meet the specific needs of your business, ensuring that you have the resources necessary for success.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy and efficient. Picture this: your customers can pay seamlessly via credit card or mobile payment. This not only enhances their experience but also helps you grow your sales. With our services, you can focus on what you do best running your business. Located at 4979 E University Ave Fresno Ca 93727 in Fresno, CA, our team is here to provide personalized support and guidance every step of the way. Let's work together to turn your business goals into reality! For more information, give us a call at (559) 252-5000 or visit us online at Noble.

Comprehensive List Of Services

Business Banking Solutions

If you're running a business, we have solutions for you too! Our Business Banking services include Merchant Services and Business Loans, designed to support local entrepreneurs in achieving their goals. We understand the unique challenges businesses face and are here to provide the necessary tools and resources.

Convenient Access and Support

At Noble, we prioritize convenience for all our members. With our ATM & Cash Withdrawal Services available at multiple locations, accessing your funds is quick and easy. Additionally, our Basic Drive-Thru Banking allows you to conduct deposits, withdrawals, and simple transactions without leaving your vehicle. We invite you to explore all these services and more at Noble Airport Branch. Our commitment is not just about banking; it's about building relationships within the community. For further details or if you're ready to become a member of our family, visit us online or give us a call at (559) 252-5000 today! Your financial journey starts here with us at Noble!

Credit Cards and Rewards

Want to earn rewards while you spend? Check out our Credit Cards with Rewards program, which allows you to earn points on everyday purchases. Whether it's for groceries, gas, or travel, our credit cards can help turn your spending into something rewarding.

Loans and Financing Options

Need a new car? Our Auto Loans & Vehicle Financing will get you on the road without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing options provide competitive rates to help make your dream home a reality. For those unexpected expenses or projects, we also offer Personal Loans & Debt Consolidation, giving you the flexibility to manage your finances effectively.

Personal Banking

Whether you're opening your first checking account or looking to grow your savings, our personal banking services are tailored for you. We offer Checking & Savings Accounts that make managing your money simple and efficient. Imagine being able to easily track your finances using our Online & Mobile Banking features, allowing you to access your accounts anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking services let you view your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to handle things from your smartphone, our mobile application is available for download, allowing you to manage your finances right from your pocket. With features like person-to-person transfers, sending money to friends or family is quick and hassle-free. Need to check your statements? You can easily access e-statements anytime, which means no more waiting for paper statements in the mail. This not only saves time but also helps the environment.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your personal information. Enjoy peace of mind knowing that when you bank online with us, your data is safe. We strive to provide user-friendly services so that managing your money doesn't become a chore. Whether you're paying bills, making transfers, or checking balances, everything is designed to be straightforward and easy to navigate. At Noble, we believe that banking should fit into your life seamlessly. With our digital and online banking options, you have all the tools you need at your fingertips anytime, anywhere. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Innovation

With $128,352,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,106 in used auto loans and $860,841,663 in total loans and leases.

Growing Trust

With a total of 209,881 accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,665,007, further demonstrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Noble is your trusted partner. Visit us at 4979 E University Ave Fresno Ca 93727 or call (559) 252-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $206,121,425 in share certificates and $163,222,593 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,035,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 199 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $130,240,709, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $249,935,832 in used vehicle loans and $231,830,739 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget.

Credit Lines and Unsecured Loans

For added flexibility, our total credit lines amounting to $225,295,142 allow you to access funds as needed for various purposes. We also offer flexible terms on unsecured credit card loans, with a total of $61,996,001 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $71,090,449, make buying or refinancing simple. We provide guidance throughout the entire process so you can feel confident about your decision.

Refinancing Options

If you're looking to refinance any existing loans for better terms or lower rates, we encourage you to explore our options. Our knowledgeable staff is ready to discuss eligibility and tailor solutions that work best for you. To learn more about how our loan products can assist you in achieving your financial goals, please visit us at 4979 E University Ave Fresno Ca 93727, Fresno, CA, or give us a call at (559) 252-5000. We're committed to providing exceptional service and support every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take this next step together!

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Noble