Noble Credit Union Fresno CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Noble Downtown Branch, your trusted partner in financial success located at 2440 Tulare St Ste 135, Fresno, CA 93721. Since our establishment in 1941, we've been dedicated to serving our community with integrity and commitment. With a robust membership of 116,896 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each member's financial journey. At Noble, we manage over $1.28 billion in assets and have facilitated a total of 63,705 loans and leases, reflecting our commitment to helping our members achieve their dreams, whether it's buying a new car or financing their home. We currently hold deposits totaling $67,108,825, ensuring we have the resources to meet your needs promptly. Our leadership team is here to guide you every step of the way. Under the direction of CEO Gino Cayanan and Board President Mary Ann Rogozinski, we strive for excellence in all our services. Our dedicated staff of 214 employees is ready to assist you with everything from personal banking solutions like checking accounts and auto loans to business banking services. While members can visit us at our downtown location, official correspondence should be sent to our mailing address: P.O. Box 8027, Fresno, CA 93747. If you have any questions or need assistance, feel free to call us at 559-252-5000 during our lobby hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us today and discover how Noble can help you reach your financial goals! For more information about our services or to become a member, visit us online at noblecu.com. Your financial future starts here!

Branch History & Mission

Community Commitment

At Noble Downtown Branch, we take pride in being more than just a credit union; we are an active participant in the community. Our partnerships with local organizations allow us to contribute to various outreach programs that uplift those in need. We aim not only to improve financial literacy but also to inspire hope and provide assistance where it matters most. While members can visit us at 2440 Tulare St Ste 135 Fresno Ca 93721, official correspondence should be sent to P.O. Box 8027, Fresno, CA 93747. We're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM for your convenience. With ATM availability ensuring easy access to your funds anytime you need them, we also embrace modern technology through online and mobile banking options. This commitment to innovation ensures that you can manage your finances easily and securely.

Join Us!

As we continue to grow and evolve, we invite you to be part of our journey at Noble Downtown Branch. Experience the benefits of membership today! Together, let's build a brighter future for you and your family right here in Fresno. For more information about joining us or exploring our services further, please call us at (559) 252-5000 or visit us online at Noble Credit Union.

Our Story

Located at 2440 Tulare St Ste 135 in the heart of Fresno, our branch is easy to find near local landmarks that symbolize the spirit of our city. From our early days, we focused on building strong relationships with our members and adapting to their evolving needs. Over the decades, we have expanded our services from basic savings and checking accounts to a wide range of offerings including auto loans, mortgage refinancing, personal loans, and even business banking solutions. Our mission is clear: to empower our members by offering personalized financial solutions while fostering a sense of belonging within our community. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a new car or saving for a dream home.

Branch Location & Accessibility

Accessibility Features

At Noble, we prioritize accessibility for all members. The branch is ADA compliant and features ramps for easy entry. We also have ample parking available nearby to make your visit as hassle-free as possible.

Contact Us

If you have questions or need assistance before visiting, feel free to give us a call at 559-252-5000. Our friendly staff is always ready to assist you. Come see us at Noble Downtown Branch today your community credit union where you're more than just a member; you're family!

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. We understand that life gets busy, and we strive to accommodate your schedule.

Services Offered

Our Noble Downtown Branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Don't worry! We have an ATM available for quick withdrawals and balance checks right outside our door.

Member Eligibility

Joining Noble feels like stepping into a welcoming community where your financial well-being is the priority. To become a member, you simply need to meet a few friendly eligibility requirements. If you live, work, worship, or attend school in the Fresno area, you're likely already qualified! We also welcome family members of existing members, making it easy to bring your loved ones into our supportive fold. For a detailed look at all the criteria and how they apply to you, check out our comprehensive guide at https://www.noblecu.com/join/join-the-family/become-a-member/. Becoming part of Noble not only opens the door to a range of personal banking services but also connects you with a team that truly cares about your financial goals. The process of opening an account is straightforward and designed with you in mind. If you have any questions or want to start your membership journey, feel free to reach out to us at (559) 252-5000. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $113 in non-member commercial loans, providing flexible financing solutions. Imagine a local café that dreams of expanding its menu and opening a second location. With our commercial loans, they can secure the funding needed to bring their vision to life. Our dedicated team at Noble, located at 2440 Tulare St Ste 135 Fresno Ca 93721 in Fresno, CA, is here to guide you through the loan process and provide personalized support every step of the way.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Picture a small retail shop that wants to accept credit cards but is unsure where to start. Our merchant services streamline transactions, allowing them to focus on what they do best serving customers. Explore how Noble can empower your business today! For more information, call us at (559) 252-5000 or visit our website at https://www.noblecu.com/.

Comprehensive List Of Services

Connect With Us

We invite you to visit us at 2440 Tulare St Ste 135 Fresno Ca 93721 in Fresno, CA, or give us a call at (559) 252-5000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. At Noble, we prioritize your financial well-being and look forward to assisting you in achieving all your financial goals! For more information on becoming a member and exploring all that we offer, please visit us online at our website.

Credit Card and Business Services

Many members enjoy the benefits of our Credit Cards with Rewards, which offer great perks for everyday purchases. Whether it's cash back on groceries or travel rewards for vacations, we help you make the most out of your spending. For business owners, our Business Banking services include essential offerings like Merchant Services and Business Loans. We understand that managing finances can be challenging when running a business; that's why we are here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we proudly feature Online & Mobile Banking, allowing you to manage your accounts anytime and anywhere from your smartphone or computer. With features like ATM & Cash Withdrawal Services available at various locations, accessing cash has never been easier. Our branch also provides basic ATM access for withdrawals and balance checks, ensuring you're always connected to your money when you need it most.

Personal Banking Solutions

For personal banking, we offer a variety of options that cater to your everyday needs. You can open Checking & Savings Accounts that suit your lifestyle, ensuring you have easy access to your funds while also earning interest. If you're considering a new car or need to refinance an existing loan, our Auto Loans & Vehicle Financing services make it simple and straightforward. Imagine driving off in your dream car without the stress of complicated paperwork! Homeownership is within reach with our Mortgage Loans & Refinancing options. We guide you through every step of the process so that buying or refinancing your home feels manageable and exciting. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored just for you.

Digital & Online Banking

Key Features

Our online banking includes an easy-to-navigate interface that allows you to view your accounts in real time. Whether you're on your computer or using our mobile application, you have the power to manage your money right at your fingertips. You can also enjoy the convenience of e-statements, which means you can go paperless while keeping track of your transactions with ease. For those who are always on the move, our mobile payments feature allows you to make quick and secure transactions directly from your smartphone. Plus, sending money to friends or family is a breeze with our person-to-person transfer service no need for cash or checks!

Security and Convenience

At Noble, we prioritize your security. Although we do not currently offer electronic signature authorization, rest assured that all of our online services are built with safety in mind. You can bank confidently knowing that we take every measure to protect your personal information. With features like e-statements available at your convenience and a user-friendly mobile application ready for download, managing your finances has never been simpler. At Noble, we aim to provide a banking experience that fits seamlessly into your lifestyle while ensuring that you have everything you need right when you need it. Join us today and discover how easy banking can be!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 209,881, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,665,007. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Noble is your trusted partner. Visit us at 2440 Tulare St Ste 135 Fresno Ca 93721 or call (559) 252-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $206,121,425 in share certificates and $163,222,593 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,035,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,572,117 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 199 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $128,352,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,106 in used auto loans and $860,841,663 in total loans and leases.

Solid Financial Foundation

With a net worth of $130,240,709, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $249,935,832 in used vehicle loans and $231,830,739 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options tailored for you. Plus, refinancing options are available if you want to lower your monthly payments or secure better terms on your current auto loan.

Credit Lines and Unsecured Credit Cards

For those who need extra financial flexibility, we also provide credit lines totaling $225,295,142. This can be an excellent resource for unexpected expenses or planned purchases where you might not want to use your savings directly. Additionally, we offer flexible terms on unsecured credit card loans; with a total of $61,996,001 in loans helping members manage their finances effectively. At Noble Credit Union, we prioritize transparency and accessibility. We invite you to explore these loan products and see how they can work for you. For more information or to start your application process today, call us at 559-252-5000 or visit our website at Noble Credit Union. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $71,090,449. These products are designed to provide flexibility and competitive rates that fit your budget. If you're interested in refinancing your existing mortgage for more favorable terms, be sure to ask about our refinancing options.

Loan Aggregator

Accurate Comparisons

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NOBLE FEDERAL CREDIT UNION - Fresno, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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