N.J.T. EMPLOYEES FEDERAL CREDIT UNION

Welcome to N.j.t. Employees, a trusted financial partner located at 7 Richard Dr, Waldwick, NJ 07463. Since our establishment in 1954, we have proudly served our community, helping nearly 2,492 members achieve their financial goals. Our commitment to exceptional service is reflected in our total assets of $34,323,293 and total deposits amounting to $11,218,449. At N.j.t. Employees, we believe in building lasting relationships with our members. Under the leadership of our CEO Louis Sneyers and Board President Darren Parker, our team of dedicated professionals is here to support you through every step of your financial journey. With a total of just 2 employees, we ensure personalized attention for each member. While you can visit us at our branch for personal banking services like checking and savings accounts, auto loans, and mortgages, please note that any official correspondence should be sent to our mailing address: 7 Richard Drive, Waldwick, NJ 7463. We are proud of what we've built together with our members over the years. Our commitment goes beyond numbers; it's about being part of your life and community. Whether you're looking for auto financing or simply need advice on managing your funds, we're here to help. Ready to take the next step in your financial journey? Call us at 201-447-6677 or stop by today! Your future begins with N.j.t. Employees!

Welcome to N.j.t. Employees, a cornerstone of financial support and community service in Waldwick, NJ. Since our establishment in 1954, we have proudly served our members, fostering a sense of belonging and trust. With a total membership of 2,492 and assets reaching an impressive $34,323,293, we have grown alongside the community we serve. Located at 7 Richard Dr Waldwick NJ 07463, our branch is easily accessible and situated near key landmarks that reflect the heart of our town. As we look back at nearly seven decades of service, it's clear that N.j.t. Employees has evolved significantly while staying true to our mission: to empower our members through personalized financial services and robust community support. Our mission statement emphasizes not just financial transactions but building lasting relationships. We strive to provide essential banking services like checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our commitment to community extends beyond finance; we actively engage in outreach efforts that uplift local initiatives and foster economic growth. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 7 Richard Drive, Waldwick, NJ 7463. In today's fast-paced world, we understand the importance of accessibility. Although we currently do not offer ATMs or drive-thru services, we are dedicated to enhancing your banking experience through online and mobile banking options in the future. Our operating hours on Fridays from 10:30 AM to 3:30 PM ensure that you can find a convenient time to visit us. As part of our commitment to serving every member equally, we prioritize ADA compliance and customer-centric initiatives to make sure everyone feels welcome here. The leadership of CEO Louis Sneyers and Board President Darren Parker is focused on maintaining this legacy while exploring new ways to meet your needs. Join us as we continue this journey together. At N.j.t. Employees, you are more than just a member; you are part of a family dedicated to your financial success and community well-being. We invite you to become part of our story experience the benefits that come with being a member of N.j.t. Employees today!

Becoming a member of N.j.t. Employees means joining a community where your financial needs truly matter. If you're looking to take advantage of our friendly services and supportive atmosphere, you may be eligible to join us! Membership is generally open to individuals who work for or are related to employees of N.J.T. Employees, as well as those residing in the local area around 7 Richard Dr Waldwick Nj 07463. We welcome you with open arms and promise that being a member comes with many benefits, such as competitive rates on loans and personalized banking services. The process to become a member is straightforward and welcoming. All you need to do is reach out to us at (201) 447-6677, or visit our website for more details about eligibility criteria and how to open an account. We encourage you to check out the detailed eligibility information at so you can understand how easy it is to join our family. Let us help you achieve your financial goals today!

At N.j.t. Employees, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. Our focus is on providing you with the convenience you need, whether you're at home or on the go. When it comes to online banking, our services are available 24/7, allowing you to access your accounts whenever it suits you best. Unfortunately, we currently do not offer electronic statements or mobile payments, but rest assured, we're committed to enhancing your experience in the future. For those looking to manage their accounts from anywhere, our website provides a user-friendly experience where you can view your balances, track transactions, and even set up alerts for important account activities. Although we don't have a mobile application yet, you can still enjoy the ease of online banking through our website at . If you're interested in transferring money quickly and easily, please note that person-to-person transfers are also not available at this time. However, our commitment to security remains strong; all your information is protected with top-notch security measures. While we currently don't support electronic signature authorization or e-statements, we are constantly exploring ways to improve our services for your benefit. We value each member and strive to create an accessible and easy-to-use banking environment. In summary, while some features may be limited right now, N.j.t. Employees remains dedicated to helping you manage your financial needs efficiently and securely. Keep an eye out as we continue to enhance our digital offerings!

At N.j.t. Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your hard-earned savings and financial needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $4,112,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid net worth reflects our commitment to safe banking practices and our focus on serving our members effectively. Our net worth ratio of $1,198 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that our members can feel secure knowing their money is well protected. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. While we prioritize our members, it's important to note that non-member deposits stand at $0, showing that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,740,543 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30 in used auto loans and $8,217,490 in total loans and leases. While currently reporting a net income of $0, this reflects our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 0 full-time employees and 2 part-time employees ready to assist you whenever you need help or guidance. In terms of funds available for lending and investments, we have Net Shares totaling $0. Our total share accounts stand at 2,434, showcasing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, N.j.t. Employees is your trusted partner. Visit us at 7 Richard Dr Waldwick Nj 07463 or call (201) 447-6677 to learn more about how we can help you achieve your financial goals.