Nizari Progressive Credit Union Carrollton TX | Best Auto Loans & Business Banking

Introduction

Welcome to Nizari Progressive, your trusted credit union located at 3564 North Josey Ln, Carrollton, TX 75007. Since our establishment in 1989, we've been dedicated to providing exceptional financial services tailored to meet the needs of our community. With a strong membership base of over 18,000 members, we take pride in fostering a sense of belonging and support among those we serve. At Nizari Progressive, we understand that financial goals vary from person to person. That's why we offer a wide range of services, including personal banking options such as checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. Our commitment to helping you achieve your financial dreams is reflected in our impressive total assets of $411,844,897 and total deposits amounting to $17,908,293. Under the guidance of our CEO, Malik Jamal, and Board President Naveed Ali, our team of 66 dedicated employees works tirelessly to provide personalized service and support. We are proud to maintain a net worth of $35,894,033 and have successfully facilitated over 5,383 loans for our members. While you can visit us at our Carrollton branch for all your banking needs, feel free to reach out by phone at 972-808-7688 or explore our offerings online at Nizari Progressive. We invite you to experience the difference that community-focused banking can make in your life!

Branch History & Mission

Join Us!

With no ATMs or drive-thru services currently available at this location, we encourage you to explore our digital platforms for your banking needs. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, Nizari Progressive is here for you. We invite you to join us on this journey towards financial empowerment. Become a part of the Nizari Progressive family today! Visit us online at Nizari Progressive or start your account application here. Together, let's build a prosperous future!

Our Journey

Located at 3564 North Josey Ln, our branch has witnessed the evolution of Carrollton and the surrounding areas. From modest beginnings, we've transformed into a thriving hub for personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Our history is marked by key milestones that reflect our dedication to innovation and customer service. As technology evolved, so did we. Today, Nizari Progressive proudly offers online banking and mobile payment options to ensure our members have easy access to their finances anytime, anywhere. We understand the importance of convenience and are committed to making banking simpler for everyone.

Our Mission

At Nizari Progressive, our mission is clear: to empower our members financially while fostering community support. We believe that financial success goes hand-in-hand with community growth. That's why we actively engage in outreach efforts that benefit local organizations and initiatives. Our focus is not just on providing financial services but also on building lasting relationships within the communities we serve. We take pride in being ADA compliant and ensuring our services are accessible to all members. Our operating hours from 9:00 AM to 5:00 PM during weekdays allow us to cater to the needs of those who rely on us most. While members can visit us at 3564 North Josey Ln Carrollton Tx 75007, official correspondence should be sent to 3564 North Josey LN, Carrollton, TX 75007. For any inquiries or assistance, feel free to reach out at 972-808-7688.

Branch Location & Accessibility

Welcome to Nizari Progressive at our Dallas Office, located conveniently at 3564 North Josey Ln, Carrollton, TX 75007. Our branch is easily accessible for all your banking needs, right in the heart of Carrollton, a vibrant city known for its friendly atmosphere and community spirit. Whether you're visiting us after shopping at nearby retail spots or enjoying a meal at one of the local restaurants, we're here to make your banking experience smooth and enjoyable. While members can visit us at 3564 North Josey Ln, official correspondence should be sent to the same address. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure you can visit us without any hassle. Our operating hours are from 9:00 am to 5:00 pm, Monday through Friday, making it easy for you to stop by during your lunch break or after work. Even though we currently do not have ATM services or drive-thru banking available, our friendly team is always ready to assist you inside the branch with personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Feel free to reach out to us at 972-808-7688 if you have any questions or need assistance before your visit. We invite you to come by and see how we can support your financial journey. We look forward to welcoming you!

Member Eligibility

At Nizari Progressive, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're wondering if you can join us, the good news is that membership is open to individuals who meet our friendly eligibility criteria. Typically, anyone who lives, works, worships, or attends school in our community around 3564 North Josey Ln Carrollton Tx 75007 can apply to be a part of our supportive credit union. Not only will you gain access to a wide range of financial products and services designed with your needs in mind, but you'll also enjoy the benefits of being part of a cooperative where your voice matters. Ready to take the next step? Opening an account with us is easy! Just visit our account opening page at https://loans.itsme247.com/838/home/start/ for more details on how to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (972) 808-7688. To learn more about our eligibility requirements and ensure you're up-to-date with any changes, feel free to check out our detailed guidelines at . We can't wait to welcome you into the Nizari Progressive family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments from customers seamlessly, whether they're shopping in-store or online. Our services ensure you can focus on what matters most growing your business while we handle the transactions securely. Visit us at 3564 North Josey Ln Carrollton Tx 75007 in Carrollton, TX or call us at (972) 808-7688 to learn how we can partner with you on your journey to success.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $53 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,442,775, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential ATM and cash withdrawal services for those times when you need quick access to cash. While currently there are no ATMs at our location, our team is always ready to assist with any cash needs directly at the branch. If you're ready to take control of your financial future or simply have questions about our offerings, don't hesitate to reach out! Call us at 972-808-7688, visit us online at nizaricu.org, or stop by during our lobby hours from 9:00 am to 5:00 pm on weekdays. We look forward to serving you!

Business Banking Services

For entrepreneurs and business owners, Nizari Progressive provides essential business banking services. From merchant services that help facilitate transactions to business loans for growth opportunities, we're here to support your business ambitions.

Credit Card Options

We know how important it is to have flexible spending options. That's why we offer credit cards with rewards that can earn you points on everyday purchases. This means every time you use your card, you're working toward rewards that can benefit you down the line.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we proudly offer robust online and mobile banking features that allow you to manage your finances from anywhere at any time. With tools like mobile payments and person-to-person transfer options, accessing your accounts has never been easier. Plus, e-statements keep your information organized and accessible without the clutter of paper statements.

Personal Banking Solutions

For individuals seeking reliable and straightforward banking options, our personal banking services have you covered. We offer checking and savings accounts that help you manage your daily finances effectively. If you're in the market for a new vehicle, our auto loans and vehicle financing options are designed to fit your budget, allowing you to drive away in the car of your dreams without breaking the bank. When it comes to home ownership, we provide mortgage loans and refinancing solutions that can make owning a home more attainable. Our team is here to guide you through the process with ease. For those needing a little extra financial support, our personal loans and debt consolidation services can assist in managing expenses or consolidating existing debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. It allows you to bank right from your smartphone, making transactions quick and easy. You can even make person-to-person transfers effortlessly send money to friends or family without leaving your couch! And if you're worried about paperwork, we've got that covered too; we offer electronic signature authorization for added convenience. We also provide e-statements that give you a clear view of your finances without the clutter of physical papers. These statements are secure and accessible whenever you need them. For those who love using their phones for payments, our mobile payments feature lets you pay securely at stores with just a tap.

Security and Accessibility

Your security is our top priority. We utilize advanced security measures to keep your information safe while providing user-friendly features that make banking simple and straightforward. You can have peace of mind knowing that accessing your accounts through Nizari Progressive is both safe and hassle-free. In short, with our digital banking services, managing your money has never been easier or more secure. Join us today at Nizari Progressive and experience the future of banking!

Financial Strength

Dedicated Team

We also take pride in having 66 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 30,573, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nizari Progressive is your trusted partner. Visit us at 3564 North Josey Ln Carrollton Tx 75007 or call (972) 808-7688 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Member Services

With $28,388,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us provide the best possible experience for our members.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $1,271 in used auto loans and $282,324,267 in total loans and leases, we are here to help you make your dreams a reality. Our recent $3,305,496 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Opportunities

Members' savings are secured through $139,206,448 in share certificates and $14,402,308 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $35,894,033, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $872 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,464,851 in used vehicle loans and $46,731,275 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to help you drive off with confidence.

Credit Lines and Business Loans

For those needing additional flexibility, our total credit lines reach $133,729,609, providing the resources necessary for personal or business-related expenses. For business owners specifically, our outstanding commercial loans totaling $36,442,775 deliver vital capital needed for growth and expansion. At Nizari Progressive, we also understand that refinancing can be an important step toward better financial health. We encourage you to explore eligibility options with our knowledgeable staff who are here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to take the next step toward your financial future or have any questions about our loan offerings, don't hesitate to call us at 972-808-7688 during our operating hours from 9:00 am to 5:00 pm. Discover how Nizari Progressive can help turn your financial goals into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,383,543, ensuring that our members can navigate the home-buying process with ease.

Unsecured Credit Cards

Managing day-to-day expenses just got easier with our flexible unsecured credit card loans. With a total of $432,973 in loans available, we empower our members to handle their finances effectively while enjoying rewards and benefits tailored to their lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that you receive fair and transparent offers every time you use the platform.

NIZARI PROGRESSIVE FEDERAL CREDIT UNION - Carrollton, TX