Nikkei Credit Union Carson CA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Mabuhay Credit Union - Carson Branch, where your financial well-being is our top priority! Located at 146 W Carson St, Carson, CA 90745, we have been proudly serving our community since 1951. With a strong commitment to providing personalized financial services, we aim to empower our 4,197 members with the tools they need for success. At Mabuhay Credit Union, we are more than just a financial institution; we are a trusted partner in your journey towards achieving your goals. With total assets of $84,462,464 and total deposits amounting to $2,309,645, our stability allows us to offer competitive rates on loans and savings. Currently, we manage a diverse portfolio of 1,017 loans and leases, ensuring that we can meet various needs from personal loans to auto financing. Our dedicated team, led by CEO Jon Hernandez and Board President Gary Nakata, consists of 17 employees who are always ready to assist you. Whether you're looking for a checking account or need help with mortgage refinancing, we're here to guide you through every step. While members can visit us at our branch location, official correspondence should be sent to the same address: 146 W Carson St, Carson, CA 90745-2601. Feel free to reach out to us at 888-622-8429 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and discover how we can help you achieve your financial dreams! Visit our website at nikkeicu.org for more information or stop by our branch we can't wait to meet you!

Branch History & Mission

A Legacy of Growth and Service

Located at 146 W Carson St, Carson, CA 90745, our branch is easily accessible for those seeking reliable banking solutions. As you enter our welcoming space, you are stepping into a place that values community and individual financial empowerment. With our headquarters situated in Gardena, CA, we are proud to be part of the vibrant Los Angeles County area. Over the years, we have embraced advancements in technology while maintaining our personal touch. From launching online banking services to mobile payment options, we strive to meet the evolving needs of our members. We also offer convenient ATM access to ensure that your banking is always within reach.

Join Us Today!

As we look toward the future, we invite you to become part of the Mabuhay Credit Union family. Experience firsthand how we prioritize your needs while offering comprehensive financial solutions tailored just for you. Whether you're looking for assistance with loans or simply need advice on savings strategies, we're here to help. Visit us during our operating hours from Monday to Friday from 9:00 AM to 5:00 PM or give us a call at 888-622-8429. Let's work together towards building a brighter financial future!

Our Mission: Putting Members First

At Mabuhay Credit Union, our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. We understand that each member's financial journey is unique, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We believe in supporting not just individual financial goals but also community initiatives. By partnering with local organizations and participating in outreach programs, we contribute positively to the lives around us. Our efforts extend beyond mere transactions; they reflect our genuine commitment to uplifting those we serve. While members can visit us at 146 W Carson St, official correspondence should be sent to 146 W Carson St, Carson, CA 90745-2601 if needed.

Branch Location & Accessibility

Welcome to the Nikkei Credit Union - Carson Branch, conveniently located at 146 W Carson St, Carson, CA 90745. Our branch is nestled in the heart of Carson, making it easy for you to access all your banking needs. Just a short drive from popular local spots like the South Bay Pavilion and nearby parks, we're here to serve you in a friendly and welcoming environment. At Nikkei Credit Union, we understand that accessibility is key. Our location features ample parking, ensuring you can easily stop by for quick transactions or longer visits. We also pride ourselves on being ADA compliant, with ramps and accessible entrances designed for everyone. Our operating hours are designed to fit your busy schedule visit us Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new account or need assistance with a loan, our dedicated team is ready to help. For added convenience, we offer ATM services right at our branch, so you can manage your cash flow with ease. While we currently do not have drive-thru banking, our friendly staff is always available inside to assist you promptly. If you need to send us any official correspondence, please remember that while members can visit us at our physical location, official mail should be directed to the same address: 146 W Carson St, Carson, CA 90745-2601. Have questions or want to learn more about our services? Don't hesitate to reach out! Call us at 888-622-8429 today. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

At Nikkei, we believe in building a community where everyone feels welcome and supported. Becoming a member is straightforward and open to anyone who lives, works, worships, or attends school in our area. If you have a connection to our community, you're likely eligible! Plus, as a member, you'll enjoy personalized services and competitive rates that help you reach your financial goals. For more detailed information about eligibility, feel free to visit our website. To start your journey with us, opening an account is just a few clicks away. You can easily get started by following the steps outlined on this account opening page. If you have any questions or need assistance, don't hesitate to give us a call at (888) 622-8429. We're here to help you every step of the way as you join our vibrant family at Nikkei, located at 146 W Carson St Carson Ca 90745.

Business Banking & Commercial Services

Member Commercial Loans

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand your operations or invest in new equipment, our tailored loan options are designed to fit your unique needs.

Non-Member Commercial Loans

- We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to help local entrepreneurs thrive.

Outstanding Portfolio

- With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Carson, CA. In addition to loans, our merchant services simplify payment processing, allowing you to focus more on growing your business and less on managing transactions. With reliable support from Nikkei, you can tackle any challenge that comes your way. Visit us at 146 W Carson St Carson Ca 90745 or call us at (888) 622-8429 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances is crucial for success. That's why we provide specialized Business Banking services that include Merchant Services & Business Loans. This means whether you're starting a new venture or expanding an existing one, we have the tools and support you need.

Digital and Convenient Banking

In today's fast-paced world, having access to your finances anytime is essential. That's where our Online & Mobile Banking comes into play. With these features, you can easily check balances, transfer funds, and pay bills right from your smartphone or computer. We also offer an ATM with cash withdrawal services for those times when you prefer handling transactions in person. At Nikkei, we prioritize making banking as easy and accessible as possible. You can perform basic ATM functions like withdrawals and balance checks without hassle.

Get Started Today!

Ready to take advantage of all the services Nikkei has to offer? Give us a call at 888-622-8429, or visit us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Your financial journey starts here at Nikkei, where we're dedicated to supporting you every step of the way!

Personal Banking Solutions

Whether you're opening your first checking account or looking for a way to save for future goals, our Personal Banking options are here to help. We offer flexible Checking & Savings Accounts that can accommodate your everyday banking needs. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car. We also provide various Mortgage Loans & Refinancing options, perfect for both first-time homebuyers and those looking to lower their current payments. If you find yourself in need of additional funds, our Personal Loans & Debt Consolidation services offer straightforward terms to help manage expenses. Plus, with our Credit Cards with Rewards, you can earn benefits on your purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Manage Your Finances with Ease

You can enjoy the convenience of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, if you're looking for a paperless option, e-statements are available so you can keep track of your finances without cluttering your inbox. For those who value security, rest assured that our digital services prioritize protecting your personal information.

Mobile Payments and More

Our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards! Just tap and go. Even better, you won't need electronic signature authorization to complete many transactions, streamlining your experience even further. At Nikkei, we believe in providing accessible and user-friendly tools that help you manage your money effectively. Whether you're checking statements or sending money across town, our digital banking services are here to support you every step of the way!

Online Banking Features

With 24/7 online banking access available at https://www.nikkeicu.org/ , you can check your account balances, transfer funds, and pay bills anytime you want. No more rushing to the bank before it closes! Everything is just a click away. If you prefer using your smartphone, our mobile application brings all these services right to your fingertips.

Financial Strength

Growing Together

We're also proud of having a robust member base with a total of 6,434 share accounts, demonstrating the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nikkei is your trusted partner. Visit us at 146 W Carson St Carson Ca 90745 or call (888) 622-8429 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $24,181,449 in share certificates and $3,947,435 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 16 full-time employees and 1 part-time employees. Our knowledgeable team is always ready to serve you.

Our Financial Health

With a net worth of $11,245,480, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,331, which demonstrates that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $10,934,012 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment allows us to keep pace with your needs while ensuring our financial stability.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors, with $348 in used auto loans and $67,769,741 in total loans and leases. This shows how dedicated we are to helping you achieve your aspirations.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $4,309,037 in used vehicle loans and $2,714,823 in new vehicle loans, helping members get on the road with confidence.

Credit Lines

If you need additional financial flexibility, our total credit lines amount to $4,903,669, providing members with easy access to funds whenever they need it. At Nikkei, we prioritize making financing accessible and straightforward. If you're interested in refinancing options or checking your eligibility for any of our loan products, please feel free to contact us directly or visit our website at Nikkei Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you on your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have $17,791,482 in Junior Lien 1-4 Family Residential Property loans available for those ready to take the next step toward owning their home.

Unsecured Credit Card Loans

For those looking for flexible borrowing options, we also offer unsecured credit card loans with a total of $276,721 in loans helping members manage their finances effectively. This option can be particularly useful for unexpected expenses or everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers. Each lender's information is rigorously vetted, so you can trust that the rates displayed are accurate and up-to-date.

NIKKEI CREDIT UNION