Nickel_Steel Credit Union | Auto Loans, ATM & Mobile Banking

Introduction

At Nickel Steel Federal Credit Union, established in 1953, we are dedicated to empowering our members through comprehensive financial services tailored to meet their unique needs. Our mission is deeply rooted in serving not only our local community but also military members, ensuring that everyone has access to the financial tools necessary for success. Under the leadership of CEO Rikki Hatton and Board President John Altenbach, our headquarters in Lima, OH, serves as a hub for innovative banking solutions that prioritize member satisfaction and trust.

With NCUA insurance since January 4, 1971, our members can feel secure knowing their deposits are protected. We offer modern banking conveniences such as online banking and person-to-person transfers to enhance your experience. Although we currently do not provide a mobile application or mobile payments, we are committed to ensuring you have access to e-statements and reliable support through our fax line at 4192242607. For more information about our offerings and how we can help you achieve your financial goals, please visit our official website at https://www.nickelsteelfcu.com/.

Financial Services

At Nickel Steel Federal Credit Union, we are dedicated to providing our members with a comprehensive suite of financial services designed to meet a variety of personal and business needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, as well as mortgage loans and refinancing options. We also cater to small businesses through our business banking services, which encompass merchant services and business loans. With the added convenience of online banking and person-to-person transfer capabilities, managing your finances has never been easier. While we currently do not offer a mobile app or mobile payments, our commitment to digital access ensures you can enjoy e-statements for effortless record-keeping.

Navigating life's milestones or enhancing your small business is simple with Nickel Steel FCU's personalized support and diverse financial tools. Whether you are planning a significant purchase or need help consolidating debt, our team is here to assist every step of the way. For those considering membership, finding out if you're eligible is easy—simply visit . Additionally, if you're looking for competitive loan rates or wish to compare different lending options, check out https://www.lendmesh.com/loans/personal_loans for helpful insights. We encourage you to reach out at (419) 224-2607 for any questions or personalized support as you embark on your financial journey with us. At Nickel Steel FCU, we're more than just a credit union; we're your partner in achieving financial success.

Financial Highlights

In the heart of Ohio, Nickel Steel Credit Union stands as a trusted financial partner for its members, showcasing a remarkable commitment to service and community. With a total membership of 537, Nickel Steel has cultivated strong relationships with individuals and families, ensuring they have access to essential financial resources. The credit union's total assets amount to 6,139,521, reflecting its robust financial health and ability to serve the needs of its members effectively.

A testament to its stability, Nickel Steel boasts a net worth of 1,696,387, underpinned by prudent management and strategic growth initiatives. This solid foundation is further evidenced by an impressive net worth ratio of 2,763, indicating that the credit union not only maintains ample reserves but also prioritizes the financial well-being of its members. In the past year alone, Nickel Steel has generated a net income of 120,264, allowing it to reinvest in services that benefit its members while ensuring competitive rates on loans and deposits.

With total deposits reaching 630,751 and a diverse portfolio comprising 323 loans and leases, Nickel Steel demonstrates its capability to support both personal and business financial needs. The credit union's emphasis on auto financing is notable, with an auto loan volume of 182, enabling members to secure vehicles that enhance their daily lives. While commercial loans remain at zero for now, this highlights the credit union’s focus on individual member needs rather than expanding into potentially riskier ventures.

The dedicated team at Nickel Steel consists of just 3 employees, but their collective expertise ensures personalized service that larger institutions often overlook. Every interaction reflects their commitment to understanding each member's unique circumstances, fostering trust and long-term relationships.

Nickel Steel Credit Union's financial metrics underscore its role as a reliable partner in your financial journey. Performance insights and data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Take charge of your financial future today by comparing real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover tailored solutions that meet your specific needs.

Nickel Steel CU

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

Branch Address

Services Offered

Join Our Community