Welcome to nice, where we have proudly served our community since our establishment in 1983. Located in the heart of Saint Charles, IL, we are dedicated to empowering our members through accessible financial solutions and exceptional service. Under the leadership of CEO Carla Santschi and Board President Linda White, our mission revolves around fostering a member-first approach, ensuring that every individual feels valued and supported in their financial journey.

As an NCUA-insured institution since 7/22/1983 0:00, you can trust that your deposits are safe and secure with us. We offer a range of modern banking tools designed to enhance your experience, including convenient online banking, e-statements for easy account management, and person-to-person transfers for seamless transactions. While we currently do not provide mobile payments or a mobile application, our commitment to adapting to the needs of our members is unwavering. Visit us online at https://www.nicefederalcu.org/ or reach out via fax at (630) 584-3670 to learn more about how we can assist you in achieving your financial goals. At nice, we believe in building lasting relationships with our members based on trust, accessibility, and community service.

At nice, we understand that financial needs vary widely among our members, which is why we offer a comprehensive suite of services designed to cater to every aspect of personal and business banking. From personal banking solutions such as checking and savings accounts to auto loans and vehicle financing, our aim is to empower you with the tools necessary for effective financial management. Our offerings also extend to mortgage loans and refinancing options, personal loans for debt consolidation, and even business banking services like merchant accounts and business loans. Each service is crafted to help you navigate life's milestones or grow your small business with confidence.

In today's fast-paced world, we prioritize accessibility through our robust digital platforms. With online banking, managing your finances has never been easier. You can access your accounts anytime, anywhere, making it simple to check balances, transfer funds through person-to-person transfers, and stay updated with e-statements. While we currently do not offer a mobile app or mobile payments, our online banking features are intuitive and user-friendly, ensuring that you can handle everyday banking tasks efficiently. For those looking to explore their borrowing options further, check out our loan comparison tools at https://www.lendmesh.com/loans/vehicle_loans to find the best rates tailored to your needs. Membership at nice is open to those who qualify; find out more about eligibility at . If you have any questions or need personalized assistance, feel free to reach out via fax at (630) 584-3670 — we're here to help you achieve your financial goals!

At nice, we pride ourselves on being a trusted financial partner in our community. With a robust Total Membership of 360, we have established a strong foundation built on trust and commitment to serving our members' needs. Our Total Assets stand at 2,253,564, reflecting our stability and ability to provide a range of financial services tailored to individual circumstances.

Our financial health is further demonstrated by a Net Worth of 190,796 and a solid Net Worth Ratio of 847, ensuring that we maintain the resilience necessary to navigate economic challenges. Despite being a smaller institution, our dedication to quality service has allowed us to achieve a Net Income of 821, which enables us to reinvest in our offerings for better member experiences.

With Total Deposits reaching 450,842 and Total Loans and Leases amounting to 218, we effectively balance the needs of savers and borrowers alike, providing competitive rates that benefit all members. While many larger institutions may struggle with personalized service, our commitment remains evident in our single full-time employee, who is dedicated to fostering relationships and understanding individual member goals.

In addition, we take pride in our lending capabilities, with an impressive Credit Card Loan Volume of 149 and an active Auto Loan Volume totaling 76. This demonstrates not only our capacity for supporting personal financing needs but also highlights the trust placed in us by our members when it comes to significant financial decisions.

Transparency is paramount at nice; we believe that informed members make empowered choices. We encourage you to explore your options with us as you consider your financial future. For insights into our performance metrics and credibility, rest assured that all data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.