Niagara-Wheatfield Credit Union Sanborn NY | Quick Personal Loans & Top Checking

Introduction

Welcome to Niagara-Wheatfield, your trusted financial partner since 1960. Located at 2346 Saunders Settlement Rd, Sanborn, NY 14132, we are dedicated to serving our members with a personal touch and community-focused approach. With a strong foundation built on trust, we proudly serve over 1,848 members, providing essential services designed to enhance their financial well-being. At Niagara-Wheatfield, we understand the importance of sound financial management. Our total assets stand at an impressive $22,142,489, reflecting our commitment to maintaining stability and growth for our members. In addition to this, our total deposits amount to $690,056, ensuring that your savings are secure with us. We offer a variety of lending options tailored to meet your unique needs. With 1,038 loans and leases currently active, we strive to support our members in achieving their dreams whether it's purchasing a new car or financing a home. Our team is led by CEO Gregory Hughes and Board President Lee Brusino, who are passionate about fostering a welcoming environment where every member feels valued. While you can visit us at our branch for assistance or inquiries, please note that official correspondence should be directed to our mailing address: PO BOX 265, Sanborn, NY 14132. Our friendly staff is ready to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and credit cards with rewards, we're here for you. To learn more about how Niagara-Wheatfield can assist you in achieving your financial goals, don't hesitate to call us at 716-731-2632 or visit our website at nwfcuanytime.com. We look forward to serving you!

Branch History & Mission

Community Engagement

Our roots run deep within the Sanborn community. We actively participate in local events and partner with organizations that share our vision of progress and support for all residents. By engaging with various outreach programs, we aim to make a real difference in people's lives beyond just financial transactions.

Looking Ahead

As we look toward the future, we remain committed to embracing new technologies while upholding the values that have defined us for over six decades. Our operating hours are designed for your convenience: Monday & Tuesday from 9:00 AM - 4:00 PM; Wednesday through Friday from 9:30 AM - 5:30 PM. We invite you to join us on this journey at Niagara-wheatfield. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Call us at 716-731-2632 or visit our website at nwfcuanytime.com to learn more about how we can serve you!

Mission Statement

At Niagara-wheatfield, our mission is simple yet profound: to empower individuals and families by providing affordable financial products and services while fostering a sense of community. We believe that everyone deserves access to quality banking services that enhance their lives. This commitment drives us to support not just personal banking needs but also initiatives that uplift our entire community. We strive to create an inclusive environment where all members can benefit from our wide range of offerings, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our online banking platform ensures convenience and accessibility for those who prefer digital solutions.

Our Journey

From our humble beginnings at 2346 Saunders Settlement Rd, we have consistently evolved to meet the needs of our members. As we grew, so did our commitment to providing exceptional financial services tailored for everyone in our community. Our dedicated team has worked tirelessly to ensure that each member feels valued and supported in their financial journey. Our location near local landmarks makes us easily accessible for those seeking reliable banking solutions. While members can visit us at 2346 Saunders Settlement Rd, official correspondence should be sent to PO BOX 265, Sanborn, NY 14132.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 716-731-2632. We invite you to come visit us at the Niagara-Wheatfield branch we're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

You'll find us just a short drive from the heart of Sanborn, making it simple to stop by while running errands or after visiting nearby landmarks. Our branch offers ample parking and features such as ADA-compliant entrances to ensure that everyone can access our services comfortably. While members can visit us at 2346 Saunders Settlement Rd, official correspondence should be sent to PO BOX 265, Sanborn, NY 14132.

Operating Hours and Services

We're here to help you with all your banking needs during our convenient hours: Monday and Tuesday from 9 AM to 4 PM, and Wednesday through Friday from 9:30 AM to 5:30 PM. Our friendly staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Although we do not have ATM facilities or a drive-thru service at this location, our team is always on hand to provide support for online banking and other services.

Member Eligibility

At Niagara-wheatfield, we believe that everyone deserves a chance to be part of a supportive community that prioritizes their financial well-being. Becoming a member is easy and welcoming if you live, work, or worship in the Niagara County area, you're likely eligible! We're here to help guide you through the simple process of joining our credit union family. Not only do you gain access to a range of personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, but you also join a community committed to your financial success. If you're interested in learning more about eligibility criteria, feel free to visit our website at for all the details. When you're ready to open an account, don't hesitate to reach out at (716) 731-2632 or stop by our branch located at 2346 Saunders Settlement Rd Sanborn Ny 14132. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers effortlessly. Our merchant services enable you to do just that. From credit card processing to point-of-sale systems, we provide the tools you need to streamline transactions and keep your cash flow healthy. Located at 2346 Saunders Settlement Rd Sanborn Ny 14132 in Sanborn, NY, we invite you to visit us or call (716) 731-2632 to learn more about how we can support your business journey. Let's work together to achieve your goals!

Comprehensive List Of Services

Credit Cards & Business Banking

At Niagara-wheatfield, we know that rewards matter. That's why our credit cards with rewards allow you to earn while you spend turning everyday purchases into valuable benefits. If you're a business owner, our business banking services are crafted with your needs in mind. From merchant services that simplify transactions to tailored business loans for expansion or equipment purchase, we're here to support your business growth every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With easy access to account balances, transaction history, and fund transfers from the comfort of your home or on-the-go, banking has never been easier. Although we currently do not have ATM services available at this branch, our cash withdrawal services ensure you can access your funds when needed.

Get in Touch

We invite you to explore all that Niagara-wheatfield has to offer! Whether you're looking for personal banking solutions or support for your business endeavors, we're committed to helping you reach your financial goals. Feel free to call us at (716) 731-2632 or visit us during our operating hours: Monday and Tuesday from 9:00 AM - 4:00 PM; Wednesday through Friday from 9:30 AM - 5:30 PM. Discover how we can make a positive difference in your financial life today!

Personal Banking

We believe in making banking simple and accessible. Our checking and savings accounts offer flexible options tailored to fit your lifestyle, whether you're saving for a special occasion or managing day-to-day expenses. If you're looking to finance a new car, our auto loans and vehicle financing can help get you on the road quickly, often with competitive rates that suit your budget. For those planning to purchase a home, we provide comprehensive mortgage loans and refinancing options. Our mortgage specialists will guide you through the process, ensuring you find the right fit for your financial situation. We also offer personal loans and debt consolidation solutions to help manage existing debts effectively, putting you back in control of your finances.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, pay bills, and transfer funds with just a few clicks. Enjoy the benefits of e-statements, which provide a quick and environmentally friendly way to keep track of your financial records. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free.

On-the-Go Banking

For those who prefer mobile banking, while we don't have a mobile application at this moment, our online platform is optimized for use on any device. This means you can manage your accounts from your smartphone or tablet without missing a beat. With all these features at your fingertips, managing your money has never been easier. Experience the convenience of digital banking at Niagara-wheatfield today!

Security and Accessibility

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, our systems are built to protect your personal information. You can rest easy knowing that your data is safe with us. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate.

Financial Strength

Committed Team

We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 2,982, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Niagara-wheatfield is your trusted partner. Visit us at 2346 Saunders Settlement Rd Sanborn Ny 14132 or call (716) 731-2632 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $189 in used auto loans and $11,064,801 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $46,625 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,585,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Opportunities

Members' savings are secured through $257 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to securing your funds shows our dedication to helping you achieve your financial goals.

Strong Financial Health

With a net worth of $1,908,091, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. Our team is dedicated to ensuring that you find the right financial solution tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information on our loan offerings or to speak with one of our representatives, feel free to contact us at (716) 731-2632 or visit us at 2346 Saunders Settlement Rd Sanborn Ny 14132 in Sanborn, NY. Let us help you take the next step towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,223,300 in used vehicle loans and $1,899,187 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier than ever for you to drive away in the car you want.

Credit Lines

For those who need additional financial flexibility, our credit lines totaling $2,500,000 are available to help cover unexpected costs or larger purchases. This option allows you to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,922,218, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different budgets and lifestyles, so you can find what works best for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $537,223 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make spending rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing is backed by verified data from legitimate financial institutions, allowing you to trust the information at hand.

NIAGARA WHEATFIELD FEDERAL CREDIT UNION - Sanborn, NY