Niagara Falls Teachers CU NY | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Niagara Falls Teachers' Federal Credit Union, your trusted financial partner located at 6040 Lindbergh Ave, Niagara Falls, NY 14304. Established in 1935, we have proudly served our community for nearly a century, fostering strong relationships with our members and providing personalized financial solutions tailored to meet their needs. With a commitment to excellence, we currently support over 1,264 members and manage assets totaling $12,328,427. At Niagara Falls Teachers', we believe in putting our members first. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our experienced team is here to guide you every step of the way. As part of our dedication to community impact, we work tirelessly to ensure that your financial journey is smooth and rewarding. While you can visit us at our branch location, please note that official correspondence should be directed to our mailing address: 6040 Lindbergh Ave, Niagara Falls, NY 14304-3150. Under the leadership of CEO Dawn Stanisz and Board President William Caso, our team of four dedicated employees is ready to assist you. We strive to maintain a warm and welcoming atmosphere where your financial goals are prioritized. With a net worth of $2,069,752 and total deposits reaching $1,645,943, we are well-equipped to provide secure and reliable services. We invite you to reach out to us at (716) 285-5569 or explore our website at nftfcu.org for more information on how we can help you achieve your financial aspirations. Your journey towards financial wellness starts here!

Branch History & Mission

Community Focus

Our commitment extends beyond financial products; we prioritize creating an inclusive environment where everyone feels valued. With ADA-compliant facilities and dedicated customer service representatives ready to assist you during our operating hours Monday through Wednesday from 10:00 AM to 4:30 PM and Tuesday through Friday from 10:00 AM to 3:00 PM we ensure that your banking experience is as smooth as possible. While we currently do not offer drive-thru services or ATMs, we focus on providing personalized service that sets us apart from traditional banks. Our staff is always ready to help with any questions or concerns you may have.

Join Us

As we continue this journey together into the future, we invite you to become part of our family at Niagara Falls Teachers' Federal Credit Union. Experience firsthand how our dedicated team can help you manage your finances while making a positive impact on our community. Call us today at 716-285-5569 or visit us online at nftfcu.org for more information about membership and services. Your financial future starts here with us!

Our Journey

From our humble beginnings nearly nine decades ago, we have evolved significantly. Established to provide teachers and their families with financial solutions that were often out of reach, we quickly became a trusted partner for many in the region. Over the years, we have expanded our offerings beyond just savings accounts and loans to include a range of services like mortgage loans, vehicle financing, and personal loans. Each milestone in our journey reflects our commitment to meeting the evolving needs of our members. While you can visit us at our main office on Lindbergh Ave, official correspondence should be directed to the same address: 6040 Lindbergh Ave, Niagara Falls, NY 14304-3150. We are situated near several local landmarks, making it easy for you to find us.

Our Mission

At Niagara Falls Teachers' Federal Credit Union, our mission is simple yet profound: to enhance the financial well-being of our members while supporting the community around us. We strive to provide accessible banking services that empower individuals and families to achieve their goals. Whether it's helping you finance a new vehicle or guiding you through homeownership, we are here for you every step of the way. We believe that strong communities lead to strong lives. That's why we actively engage in outreach efforts and partnerships that benefit local schools and organizations. By investing in education and community development initiatives, we contribute to the growth and prosperity of Niagara Falls.

Branch Location & Accessibility

Welcome to the Niagara Falls Teachers' Federal Credit Union, where convenience meets community! Located at 6040 Lindbergh Ave in beautiful Niagara Falls, NY, our branch is easily accessible for all members. Just a short drive from local landmarks such as the stunning Niagara Falls State Park, our location makes it simple for you to visit us and take care of your banking needs. While members can visit us at 6040 Lindbergh Ave, official correspondence should be sent to the same address. We offer ample parking right outside our branch, ensuring that you can stop by with ease. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can feel welcome. At Niagara Falls Teachers' Federal Credit Union, we know your time is valuable. That's why we have set our operating hours from 10:00 AM to 4:30 PM on Mondays and Wednesdays, and from 10:00 AM to 3:00 PM on Tuesdays, Thursdays, and Fridays. Whether you're stopping in for personal banking services like checking and savings accounts or exploring options for auto loans or mortgages, our friendly staff is ready to assist you. Currently, we do not have an ATM or drive-thru service available; however, we are committed to providing excellent personal service right at the counter. If you have questions about our services or need assistance with your accounts, please don't hesitate to call us at 716-285-5569. We invite you to come visit us at Niagara Falls Teachers' Federal Credit Union where we are dedicated to serving our members and building lasting relationships within our community!

Member Eligibility

At Niagara Falls Teachers, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, or attend school in the Niagara area, you're likely eligible for membership. We welcome not only individuals but also their families, making it easy for you to enjoy all the benefits we offer together. As a member of Niagara Falls Teachers, you'll gain access to a variety of financial products and services tailored just for you, from checking and savings accounts to auto loans and mortgages. To find out more about the specific eligibility criteria and see if you qualify, feel free to check our detailed information at . When you're ready to open an account, it's as straightforward as giving us a call at (716) 285-5569 or visiting us at our friendly branch located at 6040 Lindbergh Ave Niagara Falls Ny 14304. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify payment processing for your business. Imagine being able to accept payments effortlessly from customers, whether they're shopping online or in your store. Our services ensure you have the tools needed to manage transactions smoothly, so you can focus on what you do best growing your business. Located at 6040 Lindbergh Ave Niagara Falls Ny 14304 in Niagara Falls, NY, we're here to partner with you on your journey to success. For more information about how we can help your business thrive, give us a call at (716) 285-5569.

Tailored Loan Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, our Business Banking services are geared towards fostering growth and success. We provide essential tools like Merchant Services & Business Loans, ensuring that managing finances and processing transactions are as straightforward as possible.

Cash Withdrawal Services

While we currently do not have ATMs on-site, we ensure that cash withdrawal services are easily accessible through various partnerships and networks. We invite you to visit us at 6040 Lindbergh Ave Niagara Falls Ny 14304 or call us at (716) 285-5569 if you have questions about any of these services or need assistance in choosing the right products for your financial journey. Our friendly staff at Niagara Falls Teachers' Federal Credit Union is eager to help you achieve your financial goals! Experience the difference with Niagara Falls Teachers where banking meets community!

Credit Cards

To help you earn while you spend, we offer Credit Cards with Rewards that allow you to accumulate points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cash back giving you even more value from your spending.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Niagara Falls Teachers, we offer robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or applying for loans, our digital platform makes banking hassle-free.

Personal Banking

For individuals seeking reliable financial solutions, our Personal Banking options include checking and savings accounts designed to help you manage your everyday expenses while saving for the future. Imagine having a place where your money grows safely our accounts do just that! If you're considering purchasing a new car or need funds for any personal project, our Auto Loans & Vehicle Financing make it easy and affordable. We understand how important it is to have dependable transportation, which is why we offer competitive rates tailored to your budget. If you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through every step. Our team is here to simplify the process and ensure you find the best deal available. Additionally, for those needing extra funds for large purchases or consolidating debt, our Personal Loans & Debt Consolidation options provide flexible terms that meet your unique needs.

Digital & Online Banking

At Niagara Falls Teachers, we understand that managing your finances should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With just a few clicks, you can access your accounts anytime, anywhere, ensuring you're always in control of your money. Explore our online banking services at http://nftfcu.org/ . Although we currently don't offer mobile applications or e-statements, our platform is user-friendly and allows you to manage your accounts efficiently. You can easily check your balances, review recent transactions, and even set up alerts to keep track of important activities. While features like electronic signature authorization and person-to-person transfers aren't available right now, we're committed to providing a secure environment for all our members. We take security seriously, using advanced measures to protect your information so you can bank with peace of mind. Even though our online banking options are limited at this time, we're here to help you with personal service when you need it. Our dedicated team is available during lobby hours to assist with any questions or concerns about your account. So whether you're making a quick balance check or planning for the future, know that Niagara Falls Teachers is here to support your financial journey with reliable service every step of the way.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment extends further with $1,982,333 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Growing Member Base

Total Share Accounts: 1,481, showing a strong and growing member base that trusts us with their finances. This growth reinforces our position as a reliable partner for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Niagara Falls Teachers is your trusted partner. Visit us at 6040 Lindbergh Ave Niagara Falls Ny 14304 or call (716) 285-5569 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $763,149 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have any money market shares, our approach focuses on providing reliable options that meet your needs.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 2 full-time employees and 2 part-time employees, we ensure our branches are always ready to serve you with knowledgeable support.

Solid Financial Foundation

With a net worth of $2,069,752, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,679 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We proudly support our community with $72 in used auto loans and $5,300,875 in total loans and leases. This lending capacity is designed to help you achieve your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,257,283 in used vehicle loans and $1,669,335 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure that you find the right fit for your budget.

Contact Us

To learn more about our loan offerings and how we can assist you in achieving your financial objectives, please visit us at 6040 Lindbergh Ave, Niagara Falls, NY 14304 or call us at 716-285-5569. Our friendly team is ready to help you navigate through your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with your lending needs!

Credit Lines

For those seeking additional flexibility, our total credit lines amount to $750,000, providing a safety net for unexpected expenses or larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back for updates or contact us for eligibility options as they may change.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, we currently have no outstanding amounts in this category. If you're interested in managing your finances effectively or exploring personal loan options, feel free to reach out for more information.

Loan Aggregator

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NIAGARA FALLS TEACHERS FEDERAL CREDIT UNION