Niagara Falls A F Credit Union NY | Reliable ATM Services Only

Introduction

Welcome to Niagara Falls Air Force FCU, your trusted financial partner located at 2420 Olmstead St, Niagara Falls, NY 14304. Since our establishment in 1955, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of 1,711 and assets exceeding $19,767,545, we pride ourselves on being a cornerstone of support for our members. At Niagara Falls Air Force FCU, we understand that financial decisions can be overwhelming. That's why we're here to help you navigate through them with confidence. Our experienced team, led by CEO Adrienne Mitchell and Board President Brian Waite, is always ready to assist you in achieving your financial goals. While members can visit us at our branch address, official correspondence should be sent to the same location: 2420 Olmstead St, Niagara Falls, NY 14304-5066. Our friendly staff is available from Monday to Thursday between 9:00 AM and 3:30 PM, ensuring that we are here when you need us. We offer a variety of services tailored to meet your needs from loans and savings accounts to financial advice designed to help you succeed. Currently, we manage over $940,466 in deposits and have issued 645 loans, showing our commitment to empowering our members financially. As a member-focused credit union, every decision we make prioritizes your best interests. With a net worth of $2,369,324 and cash reserves of $129,737, you can trust that your finances are in good hands with us. Join the Niagara Falls Air Force FCU family today! Visit our website at niagarafallsafcu.com or give us a call at 716-297-4034 for more information about how we can serve you better. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Welcome to Niagara Falls Air Force FCU, where our commitment to the community has deep roots. Established in 1955, our branch has been a pillar of support for residents in Niagara Falls, NY for decades. With a strong focus on serving our members, we have grown alongside the community, building lasting relationships and trust. Located at 2420 Olmstead St, Niagara Falls, NY 14304, our branch is easily accessible and situated near the beautiful landscapes that define our city. As we look back on our history, we celebrate a legacy marked by significant milestones. Today, we proudly serve 1,711 members and manage total assets amounting to an impressive $19,767,545. Our growth reflects not just numbers but a genuine connection with those we serve. At Niagara Falls Air Force FCU, our mission goes beyond providing financial services; we strive to enhance the lives of our members through dedicated support and community involvement. We believe in empowering individuals with the tools they need for financial success while also contributing positively to local initiatives. Our mission statement emphasizes this dual role: to offer exceptional financial products while championing community well-being. While members can visit us at 2420 Olmstead St, official correspondence should be sent to 2420 Olmstead St, Niagara Falls, NY 14304-5066 if needed. We understand the importance of accessibility and are committed to maintaining an inclusive environment for everyone. Though we do not currently offer ATM services or drive-thru banking, our branch is equipped with modern technology for online banking and mobile payments to meet your needs conveniently. Our operating hours are set from Monday to Thursday, 9:00 AM - 3:30 PM, allowing us to serve you effectively during the week. We recognize that each member's financial journey is unique; thus, we take pride in offering personalized service tailored to individual goals. As part of our commitment to the community, we've engaged in various outreach efforts and partnerships that aim to uplift those around us. Whether it's through educational workshops or supporting local events, Niagara Falls Air Force FCU is here for you every step of the way. We invite you to join us and experience the benefits of being part of a credit union that truly cares about its members and the community it serves. Together, let's build a brighter future! For more information or to become a member today, please call us at 716-297-4034 or visit our website at niagarafallsafcu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. Whether you're visiting during lobby hours or needing assistance from our friendly staff, we're dedicated to ensuring that everyone feels welcome.

Operating Hours

Visit us during our convenient lobby hours from Monday through Thursday, 9:00 AM to 3:30 PM. We want to make sure you have plenty of time to take care of your banking needs without feeling rushed.

Services Offered

At Niagara Falls Air Force FCU, we offer a variety of services tailored for your financial journey. While we currently do not have ATM services or drive-thru banking available at this location, our staff is here to assist you with all your banking inquiries and transactions within the lobby. If you have any questions or need assistance before your visit, feel free to give us a call at 716-297-4034. We look forward to seeing you soon and helping you achieve your financial goals!

Member Eligibility

Joining the Niagara Falls A F community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member of our credit union, you'll need to meet some simple eligibility criteria. Generally, if you live, work, or worship in the Niagara County area, you're likely eligible to join us. We welcome military personnel and their families as well. If you want to dive deeper into the specifics, feel free to check out our detailed eligibility information at this link. Getting started is easy! You can open your account online by visiting our account opening page here. If you have any questions or just want to chat with someone before getting started, don't hesitate to give us a call at 716-297-4034. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that can help you purchase new equipment, hire staff, or renovate your space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions can set your business apart. Our merchant services help streamline transactions, allowing you to focus on what you do best running your business. By accepting various payment methods, you'll enhance customer satisfaction and boost sales. Located at 2420 Olmstead St Niagara Falls Ny 14304 in Niagara Falls, NY, our team is ready to assist you with tailored solutions that meet your specific needs. Let's work together to turn your business vision into reality! For more information, give us a call at (716) 297-4034 or visit our website at https://www.niagarafallsafcu.com/.

Comprehensive List Of Services

Accessing Your Money

While we offer a variety of services tailored to meet different member needs, currently, our primary service available is ATM Services Only. This means you have easy access to cash whenever you need it. Whether it's for that morning coffee or an unexpected expense, our ATMs are there to provide quick access to your funds.

Banking Made Easy

For those who prefer convenience, our digital banking features allow you to manage your finances from anywhere. With our online banking platform, you can check balances, transfer funds, and pay bills all from the comfort of your home. And for members on the go, our mobile application puts banking right in your pocket. You can even make payments using mobile payments, making transactions as easy as a tap on your phone.

Join Us Today!

If you're looking for a credit union that prioritizes your needs and offers personalized service in Niagara Falls, NY, look no further than Niagara Falls A F. We invite you to learn more about membership options by visiting our website at https://www.niagarafallsafcu.com/ or by calling us directly at (716) 297-4034. Join us today and take advantage of the supportive community that aims to help you thrive financially!

Personalized Support

We know that sometimes questions arise when managing finances. That's why our friendly staff is always ready to assist you during operating hours from Monday to Thursday, 9:00 AM to 3:30 PM. You can reach us at (716) 297-4034 for any inquiries or assistance. We're here not just as a financial institution but as a partner in your journey towards financial wellness.

Digital & Online Banking

At Niagara Falls A F, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our user-friendly platform, you can access your accounts anytime, anywhere, giving you the freedom to bank on your terms. Our online banking services are available 24/7 at https://www.niagarafallsafcu.com/, allowing you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you'll have real-time access to your accounts right at your fingertips. Plus, for those who prefer paperless options, we offer e-statements that are easy to read and help keep your financial information organized and secure. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family without any hassle. You can also take advantage of our mobile payments feature, letting you make purchases directly from your phone perfect for those moments when you're out and about. For even more convenience, our mobile application is readily available, putting all these features right in your pocket. While we currently do not support electronic signature authorization, our secure platform ensures that your transactions are protected every step of the way. At Niagara Falls A F, we believe banking should fit into your lifestyle. Embrace the ease of digital banking today and experience how we can help simplify your financial journey!

Financial Strength

At Niagara Falls A F, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial foundation, which is backed by the latest data from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. With a net worth of $2,369,324, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,472 in share certificates and $5,158,158 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,322,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $99 in used auto loans and $8,148,623 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a reported $27,110, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending stand at $0, demonstrating our capacity to support your borrowing needs effectively. With a robust total of 2,618 share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Niagara Falls A F is your trusted partner. Visit us at 2420 Olmstead St Niagara Falls Ny 14304 or call (716) 297-4034 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,341,830 in used vehicle loans and $1,207,973 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that fit your budget and lifestyle.

Credit Lines

Our total credit lines amount to $1,030,000, giving you access to additional funds whenever necessary. This flexibility allows you to manage unexpected expenses without stress. If you're considering refinancing or want to explore eligibility options for any of these loan products, our knowledgeable staff is ready to assist you. For more information or to discuss how we can help you with your specific financial situation, please don't hesitate to reach out at (716) 297-4034. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,269,744, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we provide flexible terms on unsecured credit card loans. While currently, we have a total of $0 in loans available, our team can assist you in finding the right credit solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh stands out in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers, allowing them to compare options without the worry of misleading information.

Niagara Falls A F