Newport News Shipbuilding CU Yorktown VA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to the Newport News Shipbuilding Employees Credit Union, where community and financial well-being come together. Located at 5028 George Washington Mem Hwy, Yorktown, VA 23692, we have proudly served our members since 1928. As a cornerstone of our community, we are dedicated to providing personalized financial services that empower you to achieve your goals. With a robust membership of over 155,000 individuals, we have built a reputation for trust and reliability. Our total assets exceed $2.6 billion, reflecting our commitment to the financial security of our members. We offer a wide range of services, from checking and savings accounts to auto loans and mortgages, ensuring that we can meet your unique needs. At Newport News Shipbuilding Employees Credit Union, we understand that every member's journey is different. That's why we provide tailored solutions like personal loans and business banking options. With total deposits amounting to $103,377,763 and a healthy net worth of $275,541,281, you can be confident in the stability of your finances. Our leadership team is here for you! Under the guidance of CEO James Mears and Board President Maureen Davis, our dedicated staff of 495 employees is committed to delivering exceptional service every day. Whether you're visiting us in person or taking advantage of our online banking services through our website at www.bayportcu.org, we're here to help you succeed financially. While members can visit us at our branch in Yorktown, official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. We invite you to join us on this journey toward better financial health. Feel free to reach out by calling us at 757-928-8850 or stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Our roots run deep in the community. We actively engage in outreach efforts, forming partnerships that allow us to give back in meaningful ways. From local events to educational programs aimed at financial literacy, we are here not just as a bank but as a vital part of the fabric of Yorktown. As technology advances, so do we. Our digital offerings include online and mobile banking options designed for your convenience. Whether you're checking your balance or applying for a loan from the comfort of your home, we've got you covered. While members can visit us at 5028 George Washington Mem Hwy, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606.

Join Us Today!

We invite you to become part of our thriving community at Newport News Shipbuilding Employees. Experience first-hand how we can support your financial goals while also contributing positively to the world around us. For more information or assistance, please call us at 757-928-8850 during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Join us today and discover what it means to be part of a credit union that truly cares!

Our Mission

At Newport News Shipbuilding Employees, our mission goes beyond just banking. We aim to enrich lives by offering a wide range of services from personal checking and savings accounts to auto loans and mortgages all designed with you in mind. Our goal is not only to meet your financial needs but also to foster a sense of belonging and support within our community. We understand that convenience matters. That's why we offer features like ATM availability and drive-thru banking for quick transactions without the hassle. Additionally, as part of our commitment to accessibility, we are proud to maintain ADA compliance at our branch.

Branch Location & Accessibility

Convenient Access

At our Grafton Branch, we understand that accessibility matters. That's why our location is equipped with ADA-compliant features and ramps to ensure everyone can easily visit us. We also offer ample parking right outside the branch for your convenience. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy to get in and out without leaving your car.

Operating Hours and Services

We know your time is valuable! That's why our lobby hours are designed to fit into your busy schedule: we're open Monday through Thursday from 9:00 am to 5:30 pm and on Friday until 6:00 pm. This gives you plenty of time to stop by after work or during lunch breaks. At the Grafton Branch, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for business banking solutions, we provide merchant services and business loans too! Plus, with our shared service center availability, members can enjoy basic transactions even when visiting partner credit unions.

Stay Connected

Need assistance? Don't hesitate to give us a call at 757-928-8850. Our friendly staff is always ready to help you with any questions or concerns you may have. So why wait? Come visit us today at the Grafton Branch of Newport News Shipbuilding Employees! We look forward to serving you with a smile!

Member Eligibility

At Newport News Shipbuilding Employees, we believe that becoming a member is about joining a community that cares. If you're looking to enjoy the benefits of personalized banking, you'll be pleased to know that membership is open to individuals who meet certain criteria. Generally, those who work for or are retired from Newport News Shipbuilding, as well as their family members, can easily join our welcoming family. We strive to make this process as smooth as possible, ensuring you feel valued and supported every step of the way. For detailed eligibility information, feel free to visit our resource at . Opening an account with us is straightforward and convenient, allowing you to access a range of financial services designed just for you. Whether it's checking accounts, auto loans, or credit cards with rewards, we've got something for everyone. To get started or if you have any questions about the membership process, don't hesitate to reach out to us at (757) 928-8850. We're here to help you take this exciting step towards better banking at Newport News Shipbuilding Employees, located at 5028 George Washington Mem Hwy Yorktown Va 23692!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Imagine having the financial support you need to invest in new equipment or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

Beyond loans, we offer merchant services that simplify daily transactions. Picture this: your customers can pay easily through various methods while you manage your cash flow efficiently. Our merchant solutions streamline payment processes so that you can focus on what matters most growing your business. Located at 5028 George Washington Mem Hwy Yorktown Va 23692 in Yorktown, VA, we invite you to visit us or call us at (757) 928-8850 to discover how our business banking solutions can empower your enterprise. Your success is our priority!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATMs available at our branch and across many locations, accessing cash has never been easier. Use our basic drive-thru banking for quick deposits and withdrawals without having to leave your car.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options are crafted with you in mind. We provide competitive rates and flexible terms that help make your dream car more affordable. Imagine cruising down the road in a new car, knowing you've secured the best financing available!

Business Banking

For entrepreneurs, we offer specialized business banking services including merchant services and business loans. Running a business comes with its challenges; let us help you navigate them with tailored solutions designed specifically for small business owners.

Credit Cards with Rewards

Looking for ways to maximize your spending? Our credit cards with rewards let you earn points on everyday purchases. Picture yourself earning cash back or travel rewards simply by using your credit card wisely!

Mortgage Loans & Refinancing

For those looking to purchase their first home or refinance an existing mortgage, our mortgage loans and refinancing services offer various options suited to your unique circumstances. Buying a home should be an exciting journey rather than a stressful experience. We aim to make it as smooth as possible.

Online & Mobile Banking

We know convenience is key, which is why our online and mobile banking features allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments all from the palm of your hand.

Personal Banking

We understand that personal finance can be overwhelming, which is why we offer personal banking services designed to simplify your life. Whether you're opening a new checking or savings account, planning for major purchases, or just looking to save for a rainy day, our friendly staff is here to guide you every step of the way.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. If you're facing high-interest debt, consolidating it into one manageable loan can relieve stress and help you regain control over your finances.

Shared Branch Transactions

As part of a larger network, we also provide basic shared branch transactions for members of partner credit unions. This means you can handle deposits and withdrawals even when traveling outside of our branch network. In summary, whether you're managing personal finances or running a business, Newport News Shipbuilding Employees offers comprehensive services that cater to all aspects of financial life. For more information about any of these services or how we can assist you further, feel free to reach out at (757) 928-8850 or visit us online at Grafton Branch. Let's work together towards building your financial future!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://www.bayportcu.org/, you can check your account balances, transfer funds, and pay bills without ever needing to visit a branch. Our user-friendly platform ensures that you can manage your finances with just a few clicks, providing you with real-time access to your accounts whenever you need it.

Mobile Banking at Your Fingertips

For those on the go, our mobile application makes banking even more convenient. You can make mobile payments, send money through person-to-person transfers, and monitor your accounts directly from your smartphone or tablet. Whether you're grabbing coffee or waiting in line, staying on top of your finances has never been easier.

Secure and Convenient Features

Security is a top priority for us. We offer electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Plus, our e-statements feature means you can receive your monthly statements electronically, reducing paper clutter while keeping your information safe.

Stay Connected

At Newport News Shipbuilding Employees, we believe in empowering our members with the tools they need to succeed financially. Our digital and online banking services are designed for accessibility and ease-of-use, ensuring that managing your money is straightforward and stress-free. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases supporting our members' financial goals across various sectors.

Growing Member Base

We support a strong member base with 319,185 total share accounts, demonstrating the trust that our community places in us. Our net shares available for lending stand at $0, highlighting our focus on member-centric services rather than profit-driven motives. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 5028 George Washington Mem Hwy Yorktown VA 23692 or call us at 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings and Investments

Your savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a reported net income of $11,232,596 this year. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Capital Foundation

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive off with a vehicle you love.

Business Solutions

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you're looking to purchase equipment or invest in inventory, we're here to support your entrepreneurial journey. At Newport News Shipbuilding Employees, we also understand that life can change unexpectedly. That's why we offer refinancing options to help you adjust your payments as needed. If you have any questions about eligibility or would like to explore these options further, don't hesitate to contact us at (757) 928-8850. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you navigate your financial path with confidence and ease. Visit us at our branch located at 5028 George Washington Mem Hwy Yorktown Va 23692 in Yorktown, VA, or check out our website for more information: https://www.bayportcu.org/.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We're here to guide you through every step of the mortgage process, ensuring that you find the right fit for your family.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members navigate their expenses without added stress. Our credit cards come with rewards programs that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh builds trust and reliability into every comparison.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Newport News Shipbuilding Employees

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours and Services

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Loan Options That Fuel Growth

Merchant Services Designed for You

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Access Your Accounts Anytime

Mobile Banking at Your Fingertips

Secure and Convenient Features

Stay Connected

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings and Investments

Operational Efficiency

Strong Capital Foundation

Loan Offering

Auto Loans

Business Solutions

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community