Newport News Shipbuilding CU Williamsburg VA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to the Williamsburg Branch of Newport News Shipbuilding Employees Credit Union, where your financial journey is our priority. Nestled in the heart of Williamsburg at 4171 Ironbound Rd, we have proudly served our community since 1928, fostering a spirit of trust and support among our 155,009 members. With total assets exceeding $2.67 billion, we're not just a credit union; we're a reliable partner in your financial growth. At Newport News Shipbuilding Employees, we understand that each member's needs are unique. Whether you're seeking a personal loan, planning for home ownership with our mortgage options, or looking for auto financing, we offer tailored solutions designed to help you succeed. Our commitment to excellence is reflected in our impressive portfolio, which includes over 129,745 loans and leases and total deposits amounting to $103,377,763. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. Our team of dedicated professionals led by CEO James Mears and Board President Maureen Davis is here to provide personalized service that makes banking easy and accessible. With a robust net worth of $275,541,281, and total cash in hand reaching $27,567,844, we are well-positioned to offer competitive rates on loans and savings products. Our goal is simple: to empower you with the financial tools needed to achieve your dreams. Experience the difference that community-focused banking can make. Call us today at 757-928-8850 or visit our website at bayportcu.org to learn more about how we can support your financial goals. Join us as we continue to grow together!

Branch History & Mission

At Newport News Shipbuilding Employees, we take pride in our rich history and unwavering commitment to serving our community. Established in 1928, our Williamsburg Branch has grown alongside our members, evolving to meet the changing needs of the community while staying true to our core mission: to provide exceptional financial services and support that empower our members. Nestled at 4171 Ironbound Rd, Williamsburg, VA 23188, our branch is easily accessible for residents and visitors alike. Over the years, we have expanded our offerings to include a wide range of services from personal banking and auto loans to mortgage options and business banking solutions. Today, with a total membership of over 155,000 and assets exceeding $2.67 billion, we are proud to be a trusted financial partner in Williamsburg and beyond. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. We understand that every member's journey is unique, which is why we strive to offer personalized services tailored to individual needs. Our initiatives extend beyond traditional banking; we actively engage in community outreach programs that aim to uplift those around us. While you can visit us at 4171 Ironbound Rd, any official correspondence should be directed to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. We ensure that all members have access to modern conveniences such as online banking, mobile payments, and an ATM available on-site for easy cash withdrawals. At Newport News Shipbuilding Employees, we believe in the importance of being accessible. Our operating hours reflect this commitment Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM allowing you ample opportunity to connect with us at your convenience. As we look toward the future, we continue investing in digital advancements and improving accessibility for all members. Our drive-thru service further enhances your banking experience by offering essential transactions efficiently. We invite you to join us at Newport News Shipbuilding Employees and become part of a community-focused credit union dedicated not only to your financial success but also to making a positive impact in Williamsburg. Experience firsthand how we can help you achieve your financial goals while supporting the growth of our local community. Visit us today or call us at 757-928-8850 for more information!

Branch Location & Accessibility

Get in Touch!

While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. Have questions? Feel free to give us a call at 757-928-8850! We look forward to welcoming you into our community-focused bank where your financial well-being is our top priority. Come see us soon!

Nearby Landmarks and Accessibility

Situated in James City County, our branch is easily reachable from various parts of Williamsburg. You'll find us near popular spots like the Colonial Williamsburg Historic Area and William & Mary College, making it simple to combine your banking needs with your daily activities. We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces for those who may need extra assistance. We want everyone to feel welcome and at ease when they visit.

Operating Hours and Services

Our doors are open for you Monday through Thursday from 9:00 am to 5:30 pm, and on Friday until 6:00 pm. This gives you plenty of time during the week to handle your banking tasks without feeling rushed. At the Newport News Shipbuilding Employees Williamsburg Branch, we offer a range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards our team is equipped to help you every step of the way. Plus, enjoy convenient ATM access and drive-thru banking for quick deposits or withdrawals.

Member Eligibility

At Newport News Shipbuilding Employees, we believe that becoming a member means joining a welcoming community where your financial goals are supported every step of the way. If you're wondering about eligibility, it's quite straightforward! Generally, membership is open to individuals who share a connection to our local community or work at specific companies affiliated with us. This means if you live or work in the Williamsburg area, you might just qualify to enjoy all the benefits we offer. You can check the detailed eligibility criteria at for the most accurate and updated information. Opening an account with us is a breeze! Once you determine your eligibility, you can easily start the process by visiting our branch at 4171 Ironbound Rd Williamsburg Va 23188, or simply give us a call at (757) 928-8850 for assistance. We're here to make your journey into membership as smooth as possible so that you can begin taking advantage of our personalized services, great rates, and supportive atmosphere right away. Join us today and experience the difference of being part of Newport News Shipbuilding Employees!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments easily and efficiently, no matter where your customers are. Our merchant services offer just that allowing you to focus on what matters most: running your business. From point-of-sale systems to online payment processing, we provide tools that simplify transactions, making it easier for you to serve your customers. Located conveniently at 4171 Ironbound Rd Williamsburg Va 23188, Williamsburg, VA 23188, our dedicated team is here to help you navigate your financial journey. Contact us today at (757) 928-8850 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Convenience

We know how important access is when it comes to your money. That's why our branch includes ATM services for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions without stepping inside, our drive-thru banking offers essential services like deposits and withdrawals with just a quick stop.

Business Banking Services

For entrepreneurs and business owners, we understand that managing finances efficiently is key to success. Our business banking services, including merchant services and business loans, are tailored to support your growth ambitions while ensuring smooth cash flow management.

Digital Banking Features

In today's fast-paced world, convenience is crucial. That's why we offer online and mobile banking solutions that allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Whether you're at home or on the go, managing your finances has never been easier.

Personal Banking Solutions

Our personal banking services are crafted to fit your lifestyle. We provide checking and savings accounts that come with features designed to make managing your money easy and efficient. You can also explore our auto loans and vehicle financing, perfect for when you're ready to hit the road in a new ride. If you're considering buying a home, our mortgage loans and refinancing options can help make that dream a reality, guiding you through every step of the process.

Shared Branch Transactions

If you're a member of another participating credit union, you'll appreciate our shared branch transactions, where you can perform basic transactions like deposits and withdrawals at our location making banking even more convenient for everyone involved. At Newport News Shipbuilding Employees, we strive to provide comprehensive financial solutions that cater to all aspects of life. Whether you're starting out on your financial journey or looking for advanced solutions for your business, we're here for you every step of the way. To learn more about how we can assist you or if you have any questions about our services, don't hesitate to reach out at (757) 928-8850 or visit us online at Williamsburg Branch. Let's embark on this journey together!

Smart Borrowing Options

Life can be unpredictable, but we're here to help you navigate it with confidence. Our personal loans and debt consolidation services can offer relief during tough times, allowing you to manage expenses more effectively. Plus, we have credit cards with rewards that not only provide purchasing power but also give back every time you use them.

Digital & Online Banking

Key Services

Our online banking platform provides a user-friendly experience where you can view account balances, transfer funds, and even set up electronic payments. If you prefer going paperless, our e-statements are available to help you keep track of your finances while being environmentally friendly. Plus, with the added convenience of electronic signature authorization, signing documents is as easy as clicking a button. For those who love using their mobile devices, our mobile application is here to make banking on the go a breeze. Enjoy features like mobile payments that let you pay securely with just a tap. Whether you're splitting the bill with friends or sending money to family through person-to-person transfers, managing your money has never been easier.

Security and Accessibility

At Newport News Shipbuilding Employees, security is our top priority. Our online banking services come equipped with advanced security measures to protect your personal information and financial data. You can bank confidently knowing that your accounts are safe. Accessibility is key in today's fast-paced world. With our suite of digital services including mobile banking you have real-time access to your accounts right in the palm of your hand. You can check balances, make deposits, and manage transactions from wherever you are. In summary, whether you're at home or on the move, Newport News Shipbuilding Employees provides all the tools you need for effective financial management through our robust digital and online banking solutions. Join us today and discover how easy it is to stay connected to your finances!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reinforces our commitment to your banking needs. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we offer $27,886 in used auto loans and have a total of $2,005,942,557 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 319,185, showcasing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of everything we do here at Newport News Shipbuilding Employees. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 4171 Ironbound Rd Williamsburg VA 23188 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Services

We are proud to assist business owners as well; our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand your business. Whether you need funds for equipment or working capital, we've got you covered. Our commitment is not just limited to offering loans; we also provide refinancing options to help you save money over time. If you're interested in refinancing any existing loans or exploring eligibility options for our services, feel free to reach out! If you're ready to take the next step towards fulfilling your financial dreams, contact us at (757) 928-8850 or visit us at 4171 Ironbound Rd Williamsburg Va 23188, Williamsburg, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We make it easy for you to drive off in the car you want with flexible terms and competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

For those looking for flexible financing options, we also offer unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. These cards come with rewards and can be an excellent tool for budgeting and building your credit score.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means you can trust that the rates displayed are accurate and not misleading. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can find the best options without any conflicts of interest. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users have access to the latest offerings, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable this tool is for those seeking better loan options. Ready to explore your choices? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender listed on the platform has been thoroughly vetted, providing you with confidence in the accuracy of the information presented.

Newport News Shipbuilding Employees