Newport News Shipbuilding CU Virginia Beach VA | Best Auto Loans & Personal Banking

Introduction

Welcome to the Newport News Shipbuilding Employees branch, your trusted financial partner located at 5225 Providence Rd, Virginia Beach, VA 23464. Since our establishment in 1928, we have been committed to serving our community with integrity and dedication. As part of the BayPort Credit Union, we proudly support over 155,000 members, offering a range of services tailored to meet your personal and business banking needs. Our branch boasts impressive assets totaling $2,667,413,718, with $103,377,763 in deposits, ensuring that your funds are secure and readily accessible. With a total of 129,745 loans and leases, we're here to help you achieve your financial goals whether it's buying a new car or consolidating debt. At Newport News Shipbuilding Employees, we understand that every member's journey is unique. That's why our experienced team is ready to assist you with everything from checking and savings accounts to auto loans and mortgage financing. Under the leadership of CEO James Mears and Board President Maureen Davis, our dedicated staff of 495 employees is focused on providing exceptional service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. Whether you're looking for online banking options or prefer face-to-face interactions at our branch, we strive to offer services that fit your lifestyle. Feel free to give us a call at 757-928-8850 during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Join us at Newport News Shipbuilding Employees today and discover how we can support you in achieving your financial aspirations! Visit us online at bayportcu.org for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Welcome to the Newport News Shipbuilding Employees branch, a cornerstone of financial support and community service in Virginia Beach, VA. Established in 1928, we have proudly served our members for over nine decades, evolving from a small credit union into a thriving institution that now boasts total assets of over $2.6 billion and a membership base exceeding 155,000. Our journey has been shaped by our commitment to providing personalized banking solutions while fostering strong community ties. Located at 5225 Providence Rd, Virginia Beach, VA 23464, our branch is easily accessible and nestled among the vibrant landscape of this bustling city. With the convenience of both an ATM and drive-thru services, we strive to meet our members' needs efficiently. While members can visit us at this location for their banking needs, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and the communities we serve. At Newport News Shipbuilding Employees, we believe in empowering individuals through robust banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We also embrace modern technology with online and mobile banking platforms to make managing finances easier for everyone. Throughout our history, we have taken great pride in giving back to our community. Our outreach efforts include partnerships with local organizations that promote education and financial literacy. We are committed to being more than just a financial institution; we aim to be a trusted partner in helping you achieve your goals. As we look ahead, our focus remains on innovation and accessibility. We are proud to be an ADA-compliant facility that welcomes all individuals. The future holds exciting possibilities for enhanced member experiences as we continue to adapt to the changing needs of our community. Join us at Newport News Shipbuilding Employees! Discover the benefits of membership where your financial well-being is our top priority. For more information or assistance, feel free to reach out at 757-928-8850 during our operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Experience firsthand how we can support your financial journey today!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. The location features ADA-compliant facilities including ramps and designated parking spots to ensure everyone can navigate with ease. If you prefer the convenience of drive-thru banking, we've got you covered! Our drive-thru service allows you to handle deposits and withdrawals without leaving your car.

Operating Hours

We understand that life can be busy! That's why our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. These hours are designed to accommodate your schedule, whether you're stopping by during lunch or after work.

Services Offered

As a member of Newport News Shipbuilding Employees Credit Union, you'll enjoy a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're dedicated to helping you achieve your financial goals. Plus, with our ATM availability and shared service center access, managing your finances has never been easier! While members can visit us at 5225 Providence Rd, official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. Ready to explore what we have to offer? Feel free to call us at 757-928-8850 or stop by during our operating hours. We look forward to serving you soon!

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a close-knit family that supports your financial goals. Here, we believe that everyone deserves access to quality banking services, and our eligibility criteria reflect that commitment. If you live, work, or worship in the Virginia Beach area, you're likely eligible for membership! We welcome individuals from various backgrounds and professions, ensuring that our community is diverse and inclusive. You can explore more about the specifics of who can join by visiting this link: . Joining us is simple and rewarding! Once you're ready to take the next step, opening an account is quick and straightforward. Just give us a call at (757) 928-8850, or stop by our branch located at 5225 Providence Rd Virginia Beach Va 23464 during our operating hours. We're excited to help you start your journey with us at Newport News Shipbuilding Employees, where you'll enjoy personalized service and a range of financial products designed just for you.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly from your customers whether they're shopping online or at your storefront. Our merchant services ensure that you can focus on what matters most: growing your business and serving your clients. Let us help you thrive in the competitive landscape of business. Visit us at 5225 Providence Rd Virginia Beach Va 23464 or call us at (757) 928-8850 to explore how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits, withdrawals, and simple transactions. If you're a member of a partner credit union, you can benefit from basic shared branch transactions right here at our location! Our basic ATM access allows for withdrawals and balance checks whenever you need them. At Newport News Shipbuilding Employees, we strive to make banking as simple and convenient as possible. Should you have any questions about the services we offer or need assistance with your account, feel free to call us at 757-928-8850. Experience personalized service that puts you first visit us today at the Providence Square Branch! For more information about all of our offerings, please check out our website at BayPort Credit Union.

Business Banking Services

For our members who run their own businesses, we offer specialized services including merchant services and business loans. These tools are designed to help you manage cash flow and invest in growth opportunities.

Credit and Debt Management

Managing debt can be challenging, but with our personal loans and debt consolidation services, you can find relief from high-interest debts. Additionally, our credit cards with rewards can provide benefits for your everyday purchases while helping you build credit.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. Our robust online and mobile banking features allow you to check balances, transfer funds, and pay bills from anywhere. You can even make use of our ATM & cash withdrawal services for easy access to your funds without visiting the branch.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options tailored to meet your everyday needs. Whether you're looking to open a new checking or savings account, or need assistance with managing your finances, our team is here to help. If you're planning to purchase a vehicle, take advantage of our auto loans and vehicle financing options that provide competitive rates and flexible terms. We also offer mortgage loans and refinancing solutions, making it easier for you to buy or refinance your home.

Digital & Online Banking

Key Features

Our online banking service allows you to check your balances, transfer funds, and pay bills with just a few clicks. You won't need to worry about paperwork either; we support electronic signature authorization, making it easy for you to complete transactions securely from the comfort of your home. If you prefer to keep things paperless, our e-statements are available to help you stay organized without cluttering your mailbox. You can access all your important statements whenever you need them no more waiting for the mail!

Mobile Banking Made Easy

For those on the go, our mobile application provides the same great features right at your fingertips. With mobile payments enabled, you can make quick purchases without needing cash or cards just use your smartphone! Plus, our person-to-person transfer feature allows you to send money directly to friends or family in seconds.

Security & Accessibility

Your security is our top priority. Our digital banking services are designed with robust security measures to protect your personal information. You can bank with peace of mind knowing that we take every step necessary to safeguard your data. Experience the ease of managing your finances with Newport News Shipbuilding Employees's digital and online banking services today. Whether you're using a computer or a mobile device, we're here to help you stay connected and in control of your finances!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing our commitment to being a reliable partner in your financial journey. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases. Our operational efficiency is reflected in our net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at an impressive 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 5225 Providence Rd Virginia Beach VA 23464 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey toward success. At Newport News Shipbuilding Employees, we strive to ensure that you have access to the resources you need for all your financial endeavors. If you're interested in learning more about eligibility options or want assistance with refinancing any existing loans, please reach out to us at 757-928-8850 or visit us at 5225 Providence Rd Virginia Beach Va 23464. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, allowing you to find the right fit for your financial situation. We also provide refinancing options to help you save money on your current mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $110,646,466 in loans available, our credit cards help members manage their finances effectively while enjoying rewards for their purchases.

Loan Aggregator

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers, allowing users to trust the information they receive. LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions. This verification process builds confidence in the accuracy of comparisons. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Instead, it aims to deliver unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, equipping them with the necessary information to make sound financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce LendMesh's reliability as a tool for navigating the lending landscape.

Newport News Shipbuilding Employees