Newport News Shipbuilding CU Suffolk VA | Quick Personal Loans & Checking Accounts

Introduction

Welcome to the Newport News Shipbuilding Employees credit union, your trusted partner in financial growth and community support since 1928. Located at 1013 University Blvd, Suffolk, VA 23435, we are dedicated to serving our 155,009 members with personalized banking solutions tailored to their unique needs. As a proud member of the BayPort Credit Union family, we boast over $2.6 billion in total assets and have issued over 129,745 loans and leases to help you achieve your financial dreams. Our commitment extends beyond numbers; we believe in making a positive impact within our community. With a strong net worth of $275,541,281 and cash reserves totaling $27,567,844, we are well-positioned to support both personal and business banking needs. Whether you're looking for a new auto loan, mortgage refinancing, or simply want to grow your savings with competitive interest rates on deposits (currently at $103,377,763), our friendly team is here to guide you every step of the way. Under the leadership of our CEO, James Mears, and Board President Maureen Davis, we prioritize exceptional service and member satisfaction. You can reach us at 757-928-8850 during our lobby hours from Monday through Thursday 9:00 am to 5:30 pm and Friday until 6:00 pm. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: One BayPort Way Suite 350, Newport News, VA 23606. Explore how we can assist you in achieving your financial goals by visiting our website at bayportcu.org. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Welcome to the Newport News Shipbuilding Employees branch, a proud part of the community in Suffolk, VA. Established in 1928, this branch has been serving its members for nearly a century, providing not just financial services but also a sense of belonging and support to our local families and businesses. Over the years, we have grown alongside our members, adapting to their needs and expanding our offerings. Located at 1013 University Blvd, Suffolk, VA 23435, our branch is easily accessible to all members. With nearby landmarks that highlight the vibrant community we serve, we strive to be more than just a place for banking; we aim to be a cornerstone of support and connection in Suffolk. While members can visit us at this address, official correspondence should be sent to One BayPort Way Suite 350, Newport News, VA 23606. At the heart of our mission is a commitment to empower our members through responsible financial services. With over 155,000 members and total assets exceeding $2.6 billion, Newport News Shipbuilding Employees is dedicated to providing valuable resources including personal banking accounts, auto loans, mortgages, and business loans. We take pride in offering online and mobile banking options so that you can manage your finances on your terms. Our mission goes beyond banking; it encompasses community engagement as well. We actively seek partnerships that enhance the well-being of those around us. Through various outreach efforts and initiatives aimed at supporting local causes, we are committed to making a positive impact in Suffolk and beyond. In addition to traditional services like drive-thru banking and ATM availability which are designed for your convenience we focus on ensuring accessibility for everyone. Our facilities are ADA compliant, and we continually look for ways to improve the member experience. As we look towards the future, we invite you to join us on this journey. Become part of a credit union that values community spirit and member satisfaction. Experience firsthand how Newport News Shipbuilding Employees can help you achieve your financial goals while being an active participant in building a brighter future together. For any questions or inquiries about our services or membership opportunities, feel free to reach out at 757-928-8850. Join us today and discover what it means to be part of something bigger!

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with accessibility in mind. We offer ample parking and ADA-compliant facilities to ensure everyone can comfortably access our services. Plus, enjoy the convenience of our drive-thru banking service for quick transactions without leaving your vehicle. Whether you're making deposits or withdrawals, we make it simple!

Operating Hours

We know your time is valuable. That's why our lobby hours are tailored to fit your schedule: Monday through Thursday from 9:00 am to 5:30 pm and Friday until 6:00 pm. We're here when you need us, ready to assist with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options.

Services at Your Fingertips

In addition to our welcoming atmosphere and attentive staff, we also provide convenient ATM access for cash withdrawals and balance checks whenever you need it. Our online and mobile banking services allow you to manage your finances effortlessly from anywhere. Feel free to reach out at 757-928-8850 if you have any questions or need assistance. We invite you to visit us soon! Your financial journey starts here at the Newport News Shipbuilding Employees North Suffolk Branch!

Member Eligibility

At Newport News Shipbuilding Employees, we believe that becoming a member means joining a caring and supportive community where your financial well-being is our priority. Membership is open to anyone who works, worships, or attends school in the Suffolk area, as well as their family members. This inclusive approach means that whether you're starting your first job or planning for retirement, we have services tailored just for you. Our friendly team is here to help you navigate the process of opening an account, which is designed to be simple and straightforward. For more detailed eligibility information, feel free to visit our website at . If you're ready to take the next step or have any questions, don't hesitate to reach out at (757) 928-8850. Join us at 1013 University Blvd Suffolk Va 23435, and let's work together towards your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services can make all the difference. At Newport News Shipbuilding Employees, we offer practical solutions that help you accept payments efficiently, manage transactions seamlessly, and keep your cash flow steady. Imagine processing payments quickly while serving customers with ease this is what our merchant services aim to deliver. Located at 1013 University Blvd Suffolk Va 23435, Suffolk, VA 23435, we're here to discuss how we can partner with you for success. Call us at (757) 928-8850 or visit our website at https://www.bayportcu.org/ to learn more!

Tailored Business Loans

Imagine walking into a bank where your vision for growth is not just heard but actively supported. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? We offer competitive auto loans and vehicle financing that can help make your dream car a reality. Picture driving off in that new vehicle while knowing you got a great deal on your loan with flexible terms tailored just for you.

Business Banking

For our members who own businesses, we offer business banking services including merchant services and business loans. Imagine having the financial backing needed to grow and expand your business without the stress of complicated processes.

Convenient Access

At Newport News Shipbuilding Employees, we understand that convenience matters. That's why we provide ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals. Need help after hours? Our online banking features are available 24/7 so you can manage your finances whenever it suits you. If you're ready to explore how our comprehensive list of services can benefit you, don't hesitate to reach out! Call us at 757-928-8850 or visit us at our branch in Suffolk. Let's work together towards achieving your financial goals today!

Credit Cards with Rewards

When it comes to spending wisely, our credit cards with rewards program lets you earn points for purchases you already make. Whether it's groceries, gas, or dining out, why not earn something back?

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans provide you with the financing needed to purchase your dream home. Already own a home? Consider refinancing with us! We can help lower your monthly payments or even help you access cash for renovations or other expenses.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are here for you. Imagine the ease of managing your money with our user-friendly online and mobile banking options. You can check your balance, transfer funds, or pay bills right from your smartphone no need to visit the branch unless you want to!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans give you quick access to cash when you need it most. If you're juggling multiple debts, our debt consolidation options could simplify your finances by combining them into one manageable payment.

Digital & Online Banking

Real-Time Account Management

At Newport News Shipbuilding Employees, we believe in making banking accessible for everyone. Whether you're at home or out and about, our digital tools help you stay connected to your finances in real-time. You can quickly manage your budget, track expenses, and adjust your spending all with just a few taps on your phone. In short, our digital and online banking services are designed to enhance your banking experience while keeping things simple and secure. Join us at Newport News Shipbuilding Employees today and discover how easy managing your money can be!

User-Friendly Features

Security is our top priority. Our electronic signature authorization means you can complete transactions safely from the comfort of your home, without the need for paper forms. And if you prefer going paperless, you'll love our e-statements feature, which provides a secure and easy way to view your account statements online. For those who are always on the go, our mobile application brings all these features right to your fingertips. You can make mobile payments easily, whether you're shopping or sending money to friends through our person-to-person transfer option. It's quick, easy, and perfect for anyone who values convenience in their daily life.

Financial Strength

Committed Team

We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 1013 University Blvd Suffolk Va 23435 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to keep our services competitive while ensuring your money works hard for you.

Solid Financial Health

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust with $27,886 in used auto loans and $2,005,942,557 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.

Credit Lines and Business Loans

For those looking for additional flexibility, our total credit lines stand at $886,367,451. This can be an ideal solution if you need access to funds for unexpected expenses or larger purchases. Additionally, we provide outstanding commercial loans totaling $230,723,722, supporting local business owners with the capital needed to grow and expand their operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, making buying or refinancing simple. We provide competitive interest rates and flexible terms to help make your dream of owning a home a reality.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, please reach out to us for more details. We're here to guide you through eligibility options and help find the best solutions for your financial situation. To learn more about our loan offerings or to speak with one of our representatives directly, give us a call at 757-928-8850. We are located at 1013 University Blvd Suffolk Va 23435, ready to assist you Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Your journey toward better financial health starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. Our credit cards come with rewards and low rates designed to support your spending needs while keeping you within budget.

Loan Aggregator

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Newport News Shipbuilding Employees