Newport News Shipbuilding CU Suffolk VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner located at 1463 N Main St, Suffolk, VA 23434. Since our establishment in 1928, we have been committed to serving our community with personalized banking solutions that meet the unique needs of our members. With a proud membership base of 155,009 and total assets reaching an impressive $2,667,413,718, we strive to empower every member through financial education and support. At Newport News Shipbuilding Employees, we understand that your financial journey is important. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and business financing. Our dedication to providing accessible and affordable financial products has allowed us to issue over 129,745 loans, all while maintaining total deposits of $103,377,763. Our leadership team is guided by the vision of CEO James Mears and Board President Maureen Davis, who prioritize transparency and community engagement. Together with our dedicated staff of 495 employees, we work hard to build lasting relationships with our members. While you can visit us at our Suffolk branch for all your banking needs, official correspondence should be directed to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. With a net worth of $275,541,281 and cash reserves of $27,567,844, you can trust that your finances are in safe hands. Whether you're looking for an everyday checking account or need help with a business loan, we're here to guide you every step of the way. Feel free to reach out to us at 757-928-8850 or explore our website at BayPortCU.org for more information on how we can assist you. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Newport News Shipbuilding Employees, we take pride in our rich legacy and unwavering commitment to our members. Established in 1928, our Suffolk Branch has grown from humble beginnings into a thriving community financial institution. Located at 1463 N Main St, Suffolk, VA 23434, we are proud to serve over 155,000 members with a total asset base of $2,667,413,718. Our mission is simple yet profound: to provide exceptional financial services while supporting the community we call home. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. Our commitment extends beyond just banking; we actively engage in community outreach and partnerships that help foster growth and support for local initiatives. Since opening our doors, we've seen significant milestones in our journey. From our early days serving employees of Newport News Shipbuilding to becoming a trusted financial partner for families and businesses alike, our focus has always been on providing personalized service that meets the diverse needs of our members. Over the years, we've adapted to changes in technology and banking practices, ensuring that we remain accessible and responsive to our members' needs. While members can visit us at 1463 N Main St Suffolk Va 23434, official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. In addition to traditional banking services like checking accounts, auto loans, mortgages, and credit cards with rewards, we offer innovative digital solutions such as online banking and mobile payments. Our branch also features an ATM for easy access to your funds and drive-thru services for quick transactions without leaving your vehicle. As a member-focused credit union, we strive to create a welcoming environment where everyone feels valued. We take pride in being ADA compliant and ensuring that all members can access our services comfortably. Join us on this journey! Experience the difference of being part of a community-driven credit union dedicated to your financial well-being. Discover how Newport News Shipbuilding Employees can help you reach your goals today by visiting us or calling us at (757) 928-8850. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Suffolk Branch of Newport News Shipbuilding Employees! Conveniently located at 1463 N Main St, Suffolk, VA 23434, our branch is here to serve you with a friendly smile and helpful services. Whether you're stopping by for personal banking needs or seeking financial advice, our location makes it easy to access everything we offer. As you visit us, you'll find that we are situated near popular local spots, making your trip even more convenient. If you need to grab a bite or run errands afterward, there are plenty of options just around the corner. We also provide ample parking and ensure our facilities are accessible for everyone, including ADA-compliant features for those who may need them. Our operating hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Need assistance outside of these hours? Don't worry! Our ATM is available for your convenience, allowing you to make cash withdrawals and check your balance anytime. For those who prefer a drive-thru option, we have that covered too! You can easily conduct deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, if you're a member of one of our partner credit unions, feel free to take advantage of our shared services right here at the branch. While members can visit us at 1463 N Main St, official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. If you have any questions or want more information about our services, don't hesitate to give us a call at 757-928-8850. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a warm, welcoming community where your financial needs come first. If you're looking to take advantage of our services, you'll be pleased to know that membership is open to those who are part of specific groups connected to our credit union. This includes employees and their families from Newport News Shipbuilding, as well as certain residents of the area. We encourage you to visit our website at for the most up-to-date details on eligibility requirements. Once you confirm that you qualify, opening an account with us is straightforward and hassle-free! Just stop by our branch located at 1463 N Main St Suffolk Va 23434, or give us a call at (757) 928-8850 if you have questions or need assistance. We're here to support you every step of the way as you embark on your journey towards better banking with us at Newport News Shipbuilding Employees!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that can streamline your payment processes and enhance customer experience. Our merchant services offer just that allowing businesses to accept payments easily and securely. This means less hassle for you and greater satisfaction for your customers. Visit us at 1463 N Main St Suffolk Va 23434 in Suffolk, VA, or call us at (757) 928-8850 to learn how our business banking solutions can propel your company forward. Together, let's turn your vision into reality!

Comprehensive List Of Services

Convenient Access Points

In addition to our extensive service offerings, convenience is key at Newport News Shipbuilding Employees. Visit us at our branch located at 1463 N Main St Suffolk Va 23434, where you'll find friendly staff ready to assist with everything from deposits and withdrawals through our basic drive-thru banking service. For added accessibility, our ATM services allow quick cash withdrawals and balance checks. If you're part of another credit union, don't worry! We participate in shared branch transactions, meaning you can deposit or withdraw funds even if you're away from home.

Credit Solutions with Rewards

When it comes to credit, we believe in rewarding our members. Our credit cards with rewards not only help build your credit but also allow you to earn points on every purchase. Use these points for travel or cashback it's like getting paid to shop!

Financing Your Dreams

Thinking about getting a new car? Our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. If you're considering homeownership or refinancing, our mortgage loans are structured to fit various budgets and situations. We also offer personal loans for debt consolidation or unexpected expenses, ensuring that you have flexibility when you need it most.

Get Started Today!

We invite you to explore all the benefits available at Newport News Shipbuilding Employees. Whether you're opening a new account or seeking financing options, our team is here to guide you every step of the way. Feel free to reach out at 757-928-8850 or visit us online at BayPort CU for more information on how we can serve your financial needs!

Personal Banking Made Simple

We understand that managing your personal finances can be overwhelming at times. That's why we offer checking and savings accounts designed with your lifestyle in mind. Imagine having a reliable account that allows you to effortlessly manage your daily expenses while also saving for those special moments. With our online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere right from your smartphone.

Supporting Local Businesses

For our business members, we provide essential services like merchant services and business loans tailored specifically for local entrepreneurs. We know that running a business requires financial support, and we're here to make that process easier.

Digital & Online Banking

Enhanced Security

Security is our top priority. We provide electronic signature authorization, allowing you to sign documents safely and conveniently online. This feature saves you a trip to the branch while keeping your information protected.

Go Green with E-Statements

Say goodbye to paper clutter! Our e-statements are readily available for those who choose a more eco-friendly way to manage their finances. You'll receive your statements directly in your inbox no waiting for mail delivery.

Mobile Banking Made Easy

Take banking on the go with our mobile application, which is available for download on most devices. Need to make a quick purchase? Our mobile payments feature allows you to do just that, ensuring that accessing your funds is as easy as tapping your phone.

Online Banking Features

With our 24/7 online banking services available at https://www.bayportcu.org/, you can check your account balance, transfer funds, pay bills, and more all from the comfort of your own space. Plus, our user-friendly interface makes it simple to navigate through your financial tasks without any hassle.

Quick Transfers and Payments

Sending money has never been simpler with our person-to-person transfer service. Split bills or send money to friends and family instantly no checks or cash needed! In summary, Newport News Shipbuilding Employees combines convenience with cutting-edge security features so you can manage your finances anytime, anywhere. Dive into the world of hassle-free banking today!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a safe and reliable banking experience is reflected in our strong financial metrics. With a net worth of $275,541,281, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases. Our operational efficiency is highlighted by a net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 1463 N Main St Suffolk Va 23434 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Benefits

If you're interested in refinancing options or checking eligibility for any of our loan products, please reach out. Our knowledgeable staff at Newport News Shipbuilding Employees, located at 1463 N Main St Suffolk Va 23434, Suffolk, VA, is ready to assist you. You can also give us a call at (757) 928-8850 during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Newport News Shipbuilding Employees for reliable support as you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide financing options that can fit within your budget, making it easier than ever to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for an existing business, we have solutions tailored to meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Newport News Shipbuilding Employees