Newport News Shipbuilding CU Smithfield VA | Affordable Vehicle Loans & Mortgage Financing

Introduction

Welcome to the Smithfield Branch of Newport News Shipbuilding Employees Credit Union, where your financial well-being is our top priority! Located at 1290 Benns Church Blvd, Smithfield, VA 23430, we are proud to serve a thriving community of over 155,000 members since our establishment in 1928. As a trusted partner in your financial journey, we manage a robust total asset portfolio of $2.67 billion, ensuring that we have the resources to meet your needs. At our branch, we offer a wide range of services designed with you in mind, from personal banking and auto loans to mortgage options and business financing. Our commitment to fostering strong relationships with our members has led us to hold $103.38 million in total deposits and facilitate over 129,745 loans tailored for various life stages and needs. Led by our dedicated CEO, James Mears, and Board President, Maureen Davis, our team of 495 employees is here to guide you through every step of your financial journey. We believe in providing exceptional service not just through face-to-face interactions but also via modern conveniences like online banking and mobile payment options. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: One BayPort Way Suite 350, Newport News, VA 23606. If you have any questions or need assistance, don't hesitate to reach out at (757) 928-8850. Join us today and experience the difference that a member-focused credit union can make! Visit us online at bayportcu.org to learn more about how we can support your financial goals.

Branch History & Mission

The story of Newport News Shipbuilding Employees in Smithfield, VA is one of community spirit, dedication, and growth. Founded in 1928, this branch has been a cornerstone for financial well-being and support for its members for nearly a century. With a mission to provide exceptional service while fostering financial stability, we've built lasting relationships with our members that go beyond banking. Located at 1290 Benns Church Blvd Smithfield Va 23430, just off the main thoroughfare, our branch is easily accessible and nestled within a vibrant community known for its rich history and welcoming atmosphere. While members can visit us at this address, official correspondence should be sent to One BayPort Way Suite 350, Newport News, VA 23606. From humble beginnings serving local shipbuilding employees, our credit union has grown significantly over the years. Today, we proudly serve more than 155,009 members and manage total assets amounting to $2,667,413,718. This growth reflects our commitment to meeting the diverse needs of our community through personal banking services like checking accounts, auto loans, mortgages, and credit cards. At the heart of Newport News Shipbuilding Employees is our mission: to empower our members by providing reliable financial services while actively supporting local initiatives. We believe that strong communities are built on trust, transparency, and collaboration. That's why we engage in various outreach programs aimed at education and support for families in need. Our operating hours are designed with your convenience in mind open Monday through Thursday from 9:00 AM to 5:30 PM and Fridays until 6:00 PM. With both ATM availability and drive-thru banking options, accessing your finances has never been easier. As we look toward the future, we remain dedicated to enhancing member experiences through digital advancements like online banking and mobile payments. We ensure that all facilities comply with ADA standards so everyone can benefit from our services without barriers. Join us as we continue to grow together. At Newport News Shipbuilding Employees, you're not just a member; you're part of a family dedicated to building a brighter financial future. Whether you're looking for a loan or simply want guidance on managing your finances, we invite you to experience the difference that community-focused banking can make in your life. For more information or assistance, don't hesitate to reach out at (757) 928-8850. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Welcome to the Smithfield Branch of Newport News Shipbuilding Employees, conveniently located at 1290 Benns Church Blvd in beautiful Smithfield, VA. Our branch is not just a place for transactions; it's a community hub where you can find friendly faces ready to help with your banking needs. Nestled close to local landmarks, our location makes it easy for you to pop in while running errands or after a meal at one of the nearby restaurants. At our Smithfield Branch, we prioritize accessibility for all members. Our facility is designed with ADA compliance in mind, ensuring that everyone can easily access our services. Plus, ample parking is available right outside the door, making your visit hassle-free. We understand that your time is valuable, which is why our operating hours are tailored to fit your busy schedule. Join us from Monday through Thursday between 9:00 AM and 5:30 PM, and on Fridays from 9:00 AM to 6:00 PM. Whether you need help with personal banking, auto loans, or mortgage refinancing, our dedicated team is here to assist you. For those who prefer convenience on the go, we offer ATM services right at our branch as well as drive-thru banking for quick transactions like deposits and withdrawals. If you're a member of a partner credit union, you'll also enjoy shared branch services here. While members can visit us at 1290 Benns Church Blvd for all their banking needs, official correspondence should be sent to our mailing address at One BayPort Way Suite 350, Newport News, VA 23606. Don't hesitate to reach out! You can contact us at 757-928-8850 with any questions or simply stop by and see how we can serve you better. We look forward to welcoming you into our Smithfield Branch soon!

Member Eligibility

Joining the Newport News Shipbuilding Employees is like stepping into a warm community where you're not just another account holder, but a valued member. If you're looking to become part of this family, you'll find that eligibility is pretty straightforward. Typically, membership is open to individuals who are employees of Newport News Shipbuilding or their family members. This means if you work at the shipyard or are related to someone who does, you can easily take advantage of all the benefits we offer. To dive deeper into the specifics of eligibility, feel free to check out our detailed guidelines here. Once you're ready to join us, opening an account is a breeze! Our friendly staff at 1290 Benns Church Blvd, Smithfield, VA 23430 will guide you through the process with ease. Whether it's personal banking services or loans tailored for your needs, being a member here opens up a world of opportunities. If you have any questions or need assistance, don't hesitate to give us a call at 757-928-8850. We're excited to welcome you aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services designed to streamline payment processing for your business. Picture this: you're running a busy shop, and a customer wants to pay. Our reliable payment solutions ensure that transactions are quick and secure, enhancing customer satisfaction and boosting sales. Located at 1290 Benns Church Blvd Smithfield Va 23430 in Smithfield, VA, our team is here to empower your business every step of the way. Reach out to us at (757) 928-8850 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Business Banking Support

For our business-minded members, Newport News Shipbuilding Employees offers robust business banking solutions, including merchant services and business loans. We know how important it is for small businesses to thrive, and we're here to support you every step of the way.

Convenience at Your Fingertips

Accessing your accounts has never been easier with our advanced online and mobile banking platforms. Enjoy the convenience of ATM services for cash withdrawals, balance checks, and more. Plus, with basic drive-thru banking available at our branch located at 1290 Benns Church Blvd Smithfield Va 23430 in Smithfield, VA, getting assistance is quick and hassle-free. We also participate in shared branch transactions, which means you can perform deposits and withdrawals at partner credit unions across the country making banking simple no matter where life takes you.

Join Us Today!

With a commitment to member satisfaction, Newport News Shipbuilding Employees is here to support your financial journey. Whether you're starting fresh with personal banking or expanding your business horizons, we have the resources to help you succeed. Feel free to reach out at (757) 928-8850 or visit us in person at our Smithfield location. Let's work together towards a brighter financial future! For more information about all our services, visit us online at Smithfield Branch.

Loans Tailored for You

We understand that life can throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation services to help you regain control of your finances. Need extra funds for a special project? Our credit cards come with rewards that give you more value for every dollar spent.

Personal Banking Solutions

Our personal banking options start with checking and savings accounts that cater to everyday needs. You can easily manage your finances with features like online banking and mobile banking, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. For those looking to finance their next vehicle, we offer competitive auto loans and vehicle financing solutions. Imagine driving off in your dream car without breaking the bank our flexible terms make it possible! If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide various options that can fit different budgets and preferences.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're at home or out running errands, our mobile payments feature allows you to make purchases using just your phone. It's quick and convenient! We pride ourselves on making banking accessible for everyone, with user-friendly interfaces that simplify navigation. With the combination of robust security measures and intuitive design, managing your accounts has never been easier. Join us at Newport News Shipbuilding Employees and experience the benefits of our digital banking services today!

Key Features

Our online banking service lets you view your account balances, transfer funds, and pay bills effortlessly. If you're always on the go, you'll love our mobile application, which makes it simple to manage your finances right from your smartphone. Need to send money quickly? Our person-to-person transfer feature allows you to send cash to friends or family in just a few taps. We prioritize your security with electronic signature authorization for transactions, ensuring that your information remains protected. Plus, with e-statements available, you can say goodbye to paper clutter and access your statements securely online whenever you need them.

Financial Strength

Growing Member Base

Total Share Accounts stand at 319,185, showing a strong and growing member base that trusts us with their finances. This trust is critical as it allows us to lend more effectively while maintaining low costs for everyone involved. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 1290 Benns Church Blvd Smithfield Va 23430 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals.

Members' Savings Secured

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $11,232,596 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals: with $27,886 in used auto loans and $2,005,942,557 in total loans and leases available, we help make your dreams a reality.

Strong Financial Health

With a net worth of $275,541,281, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with your dream vehicle by offering straightforward terms and competitive interest rates.

Commercial Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are dedicated to supporting your growth with customized financing solutions.

Conclusion

At Newport News Shipbuilding Employees, we aim to make borrowing easy and accessible for everyone. Whether you're looking for an auto loan, mortgage, or credit card option, our knowledgeable staff is ready to assist you every step of the way. Contact us at (757) 928-8850 or visit us at 1290 Benns Church Blvd Smithfield Va 23430 in Smithfield, VA for more information on our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to secure your financial future!

Credit Card Loans

Managing finances effectively can be challenging, but we are here to help. We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to reliable data means you can trust the offers displayed on LendMesh as fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Explore how you can benefit from this powerful tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION - Smithfield, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Smithfield, VA (23430)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Convenience at Your Fingertips

Join Us Today!

Loans Tailored for You

Personal Banking Solutions

Digital & Online Banking

Accessibility and Ease of Use

Key Features

Financial Strength

Growing Member Base

Members' Savings Secured

Operational Efficiency

Reinvestment for Better Services

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Conclusion

Credit Card Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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