Newport News Shipbuilding CU Norfolk VA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner located at 2014 Granby St, Norfolk, VA 23517. Since our establishment in 1928, we've been dedicated to serving the financial needs of our members with a commitment rooted in community and trust. With over 155,000 members and assets totaling a remarkable $2,667,413,718, we pride ourselves on being a cornerstone of support for individuals and families in our area. At Newport News Shipbuilding Employees, we understand that financial decisions can be daunting. That's why we offer a wide range of services designed to simplify banking for you. From personal checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. Our team of 495 employees, led by CEO James Mears and Board President Maureen Davis, is here to ensure you receive personalized service every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1 BayPort Way Ste 350, Newport News, VA 23606-4571. With a total deposit amount reaching $103,377,763 and total loans exceeding 129,745, we're not just about numbers; we're about making a positive impact on your financial journey. Our commitment extends beyond banking; we aim to foster community growth and provide resources that empower our members. With services like online and mobile banking available at your fingertips, managing your finances has never been easier. Ready to take the next step? We invite you to call us at 757-928-8850 or visit us today to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As we move forward into the future, Newport News Shipbuilding Employees embraces technology while ensuring accessibility for everyone. We offer digital banking options that include online banking, mobile payments, and person-to-person transfer services. With ADA-compliant facilities and ATMs available at our branch, we make it easy for everyone in the community to take advantage of modern banking conveniences.

Join Us!

Our total assets now stand at an impressive $2,667,413,718, demonstrating our stability and reliability as a financial institution. With ongoing support from our members and a focus on responsible growth, we continue to thrive while remaining deeply rooted in community values. We invite you to become part of the Newport News Shipbuilding Employees family! Experience firsthand how we can help you achieve your financial goals while supporting one another within our vibrant community. Visit us today at 2014 Granby St or explore more about what we offer at bayportcu.org. Join us as we continue this journey together!

Our Mission

At Newport News Shipbuilding Employees, our mission goes beyond just providing financial services. We strive to empower our members by offering affordable banking solutions tailored to their unique needs. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing options, we are here to guide you every step of the way. We believe in giving back to the community that has supported us throughout the years. That's why we engage in various outreach programs and partnerships designed to uplift local initiatives and provide assistance where it's needed most. This commitment reflects not only in our services but also in how we interact with our members always putting their interests first.

Branch Location & Accessibility

Accessibility Features

At our Granby Street Branch, we prioritize accessibility for everyone. Our location features ADA-compliant entrances and ramps, making it easy for all members of the community to visit us. Plus, ample parking is available nearby, so you won't have to worry about finding a spot when you arrive.

Get in Touch!

If you have questions or need assistance, don't hesitate to reach out! You can contact us at (757) 928-8850. We're excited to help you with your financial journey come visit us today!

Operating Hours

We understand that life can be busy, which is why we've tailored our operating hours to fit your schedule. Our lobby is open from 9:00 AM to 5:30 PM Monday through Thursday and extends until 6:00 PM on Fridays. Whether you're stopping by during your lunch break or after work, we're here for you.

Services Offered

The Newport News Shipbuilding Employees Granby Street Branch offers a range of services designed to make banking convenient and beneficial for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're a business owner, you'll also appreciate our merchant services and business loans. For quick transactions, take advantage of our drive-thru service or ATM access right outside our branch. While members can visit us at 2014 Granby St, official correspondence should be sent to our mailing address at 1 BayPort Way Ste 350, Newport News, VA 23606-4571.

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a close-knit community where your financial well-being is the top priority. If you're looking to enjoy personalized service and a range of benefits, you'll be pleased to know that membership is open to individuals who live, work, or worship in the Norfolk area. Whether you're a first-time bank customer or looking for a better banking experience, we welcome you with open arms. You can find more detailed eligibility criteria at , which provides all the specifics you need. Joining us is simple! Once you've confirmed your eligibility, opening an account at Newport News Shipbuilding Employees is straightforward and hassle-free. Our friendly team is here to guide you through every step of the process, ensuring that you feel supported and informed. If you have any questions or need assistance, don't hesitate to give us a call at (757) 928-8850. Visit us at our branch located at 2014 Granby St Norfolk Va 23517 or check out our website for more information on getting started with your new membership today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly, whether they're using a credit card or mobile payment app. This not only enhances customer satisfaction but also streamlines your operations. Located at 2014 Granby St Norfolk Va 23517, Norfolk, VA, our team is ready to help you navigate the financial landscape so you can focus on what matters most growing your business. Give us a call at (757) 928-8850 to learn more about how we can assist you today!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions on the go, take advantage of our ATM & Cash Withdrawal Services. We also provide basic drive-thru banking for simple transactions like deposits and withdrawals, ensuring that you can bank efficiently without stepping inside. At Newport News Shipbuilding Employees Credit Union, we prioritize your experience by offering these comprehensive services tailored just for you. If you're ready to explore how we can assist you further or have any questions about our offerings, don't hesitate to reach out! Call us at 757-928-8850 or visit our website at BayPort Credit Union today. We look forward to serving you!

Business Banking Support

If you're a business owner, we understand that having reliable financial support is essential. Our Business Banking services include Merchant Services & Business Loans, giving you the resources needed to grow and manage your enterprise effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your smartphone or computer no need to visit the branch during busy hours! Our user-friendly platform makes banking accessible anywhere you go.

Personal Banking Solutions

Starting with personal banking, we offer a variety of Checking & Savings Accounts tailored to fit your lifestyle. Imagine having easy access to your funds while earning competitive interest rates. With our accounts, managing your day-to-day expenses becomes simpler and more rewarding. Need a new car? Our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates, making it easier for you to drive off in your dream vehicle. Additionally, if you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are designed with your best interests in mind. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation can help ease the burden by consolidating multiple debts into one manageable payment. Plus, enjoy the benefits of our Credit Cards with Rewards, which allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Effortless Transactions Anytime

Need to make a payment? Our mobile payments feature lets you make transactions quickly and easily. Whether you're splitting a bill with friends or sending money to family, our person-to-person transfer service makes it simple and fast. At Newport News Shipbuilding Employees, we believe that banking should be accessible and user-friendly. Our digital services ensure that you can handle your financial needs on your schedule, without any hassle. Join us today and experience the convenience of modern banking tailored just for you!

Key Features for Your Convenience

Our online banking platform allows you to manage your finances effortlessly. Check your balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Plus, with our mobile application, you have all these features right at your fingertips! Whether you're making person-to-person transfers or setting up recurring payments, it's all just a few taps away. We prioritize your security with features like electronic signature authorization, which makes signing documents quick and safe. You can also opt for e-statements to go paperless, helping you stay organized while reducing clutter.

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With an impressive net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our robust portfolio; with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases available to our members, we support your financial goals across various sectors. The strength of our operations is evident as well: our recent net income of $11,232,596 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedication to your needs is reflected in the total share accounts we manage 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 2014 Granby St Norfolk Va 23517 or call (757) 928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services for Business Owners

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing personalized solutions that fit your business plan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about any of our loan offerings or have questions about eligibility requirements, please feel free to reach out at 757-928-8850 or visit us at 2014 Granby St Norfolk Va 23517. We're here to help you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the right loan for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We offer various mortgage products designed to meet your needs. Our experienced staff can assist you with refinancing options as well if you're looking to lower your current mortgage payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help stretch your budget further.

Loan Aggregator

Accurate Comparisons

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Newport News Shipbuilding Employees