Newport News Shipbuilding CU Newport News VA | Best Auto Loans & Business Banking

Introduction

Welcome to the Newport News Shipbuilding Employees at our Denbigh Branch, located conveniently at 433 Denbigh Blvd, Newport News, VA 23608. Since our establishment in 1928, we have proudly served a growing community of 155,009 members, committed to providing reliable financial solutions tailored to your needs. At Newport News Shipbuilding Employees, we understand that trust and support are paramount in banking. That's why we are dedicated to fostering strong relationships with our members while ensuring their financial well-being. With total assets exceeding $2.67 billion and deposits reaching $103.38 million, you can rest assured knowing your funds are secure and managed wisely. Our leadership team, led by CEO James Mears and Board President Maureen Davis, is passionate about empowering our members through personalized service and a wide array of products. From auto loans and mortgage refinancing to business banking services, we offer options that cater to every financial situation. While members can visit us at our branch for all their banking needs, please note that official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. With a team of 495 dedicated employees, we strive to make each interaction meaningful and supportive. We invite you to explore our range of services online at bayportcu.org or call us at 757-928-8850 for assistance. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking. We actively engage in community outreach initiatives, partnering with local organizations to support education, health care, and various charitable causes. By investing back into the community, we not only strengthen ties but also enrich the lives of those around us. While members can visit us at 433 Denbigh Blvd, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. If you have any questions or need assistance, don't hesitate to reach out at 757-928-8850. Join us today at Newport News Shipbuilding Employees and experience the difference that a dedicated credit union can make in your financial journey. Together, let's build a brighter future for our community!

Our Mission

At Newport News Shipbuilding Employees, our mission is clear: to provide exceptional financial services while fostering a spirit of community support. We believe that banking should be more than just transactions; it should be about building relationships and helping each member achieve their goals. Whether you need personal banking options like checking and savings accounts or specialized services such as auto loans and mortgages, we are here to guide you every step of the way. We understand that accessibility is key in today's fast-paced world. That's why we offer convenient features like online banking, mobile payments, and ATM access ensuring you can manage your finances anytime, anywhere. With ADA compliance and a shared service center available for added convenience, we strive to create an inclusive environment for all.

Branch Location & Accessibility

Banking Hours Tailored to You

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM or on Friday from 9:00 AM to 6:00 PM. We strive to provide flexible options so you can manage your finances when it works best for you.

Convenient Access and Features

Finding us is a breeze! We have ample parking available for our members, ensuring that your visit is as hassle-free as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to make banking easy for everyone. If you prefer to conduct transactions from the comfort of your vehicle, our drive-thru service allows you to handle simple transactions without leaving your car. Plus, with ATM availability right on-site, accessing cash or checking your balance is quick and convenient.

Your Financial Partner

At our Denbigh Branch, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, if you're a member of a partner credit union, feel free to utilize our shared service center for deposits and withdrawals. While members can visit us at 433 Denbigh Blvd Newport News Va 23608, official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. If you have any questions or need assistance, don't hesitate to give us a call at (757) 928-8850. We look forward to seeing you soon at the Denbigh Branch!

Member Eligibility

At Newport News Shipbuilding Employees, we believe that becoming a member is more than just opening an account; it's about joining a community that cares for your financial well-being. If you're looking to become part of our family, the eligibility criteria are designed to be simple and welcoming. Generally, anyone who works at or is retired from Newport News Shipbuilding, as well as their family members, can join us. This means if you're connected through employment or family ties, you're likely eligible! For a complete overview of who can join and to ensure you meet all requirements, feel free to visit our detailed eligibility page at . Joining is easy! Simply stop by our branch located at 433 Denbigh Blvd Newport News Va 23608 or give us a call at (757) 928-8850 for any questions you might have. We're here to help you every step of the way and make your transition into membership smooth and enjoyable. Whether you're interested in personal banking, auto loans, or other financial services, being a member at Newport News Shipbuilding Employees opens up a world of advantages tailored just for you.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine processing payments with ease while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments from customers seamlessly, whether in-store or online. This means less time worrying about finances and more time serving your clients. Located at 433 Denbigh Blvd Newport News Va 23608, Newport News, VA Newport News, we are here to help your business thrive. Reach out to us at (757) 928-8850 to explore how our tailored solutions can meet your unique needs!

Comprehensive List Of Services

Accessible Services Whenever You Need Them

We understand that sometimes you need immediate access to cash or assistance with transactions. Our ATM services ensure that you can easily withdraw funds or check balances without hassle. Plus, our drive-thru banking offers quick service for deposits and withdrawals without leaving your car.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Newport News Shipbuilding Employees, we've invested in online and mobile banking tools that allow you to manage your finances from anywhere. With features like mobile payments, person-to-person transfers, and access to e-statements, staying on top of your finances has never been easier.

Helping You Achieve Financial Goals

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle these challenges head-on. We also offer credit cards with rewards that allow you to earn benefits while making everyday purchases. Whether it's a vacation or a new gadget, our rewards program makes spending more rewarding.

Partnering for More Options

Through our shared branch network, members can conduct basic transactions with partner credit unions as well. This expands your access to banking services even when you're away from home. At Newport News Shipbuilding Employees, we pride ourselves on being a community-focused credit union that puts its members first. If you're ready to explore how our comprehensive range of services can benefit you or your business, give us a call at (757) 928-8850 or visit us today! Let's work together towards achieving your financial dreams!

Personal Banking Made Easy

Managing your money should be straightforward, and at Newport News Shipbuilding Employees, we offer personal banking options like checking and savings accounts that cater to different lifestyles. If you're in need of a vehicle, our auto loans and vehicle financing can help you get behind the wheel quickly and affordably. For those considering homeownership or looking to refinance, our mortgage loans provide competitive rates and flexible terms.

Supporting Local Businesses

For entrepreneurs and small business owners, we provide robust business banking solutions including merchant services and business loans. We understand how vital it is for local businesses to thrive, which is why we're committed to supporting their financial needs.

Digital & Online Banking

Security You Can Trust

We prioritize your safety and peace of mind. Our online banking system is equipped with robust security measures to protect your personal information and transactions. With 24/7 access to your accounts, you can bank confidently knowing that help is always just a click away. In addition to these features, our e-statements are readily available for those who prefer a paperless approach. This helps you stay organized while minimizing environmental impact. Join us at Newport News Shipbuilding Employees today and experience the freedom and flexibility of digital banking! For more information or to get started, visit us at [https://www.bayportcu.org/]( https://www.bayportcu.org/).

User-Friendly Features

Managing your accounts has never been easier. Our mobile application offers features like person-to-person transfers, allowing you to send money to friends or family directly from your phone. You'll also appreciate the option for electronic signature authorization, which makes signing documents quick and hassle-free.

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to maintaining strong financial health, we ensure that our services are both reliable and beneficial for you. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 319,185, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, which indicates our focus on supporting member needs rather than accumulating excess funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 433 Denbigh Blvd Newport News Va 23608 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. We understand the unique challenges businesses face and work closely with you to find the right financing solutions. If you're considering refinancing any of these options or want to know more about eligibility requirements, feel free to reach out. Our friendly staff is here to assist you every step of the way. At Newport News Shipbuilding Employees, we pride ourselves on offering personalized service and competitive rates that cater to our members' diverse financial needs. For more information about our loan offerings or to speak with one of our representatives, call us at 757-928-8850 or visit us at 433 Denbigh Blvd Newport News VA 23608. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We provide competitive rates and flexible terms to suit your needs, whether you are a first-time homebuyer or looking to refinance your existing mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without tying up your assets while benefiting from rewards and low-interest rates.

Loan Aggregator

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Newport News Shipbuilding Employees