Newport News Shipbuilding CU Newport News VA | Business Banking & Credit Cards Rewards

Introduction

Welcome to Newport News Shipbuilding Employees at our Piggly Wiggly Branch, located at 3101 Jefferson Ave, Newport News, VA 23607. Since our establishment in 1928, we have dedicated ourselves to serving our members with trust and reliability. With a total membership of 155,009, we take pride in being a cornerstone of the community, committed to your financial well-being. At Newport News Shipbuilding Employees, we understand that every member has unique financial needs. That's why we offer a variety of services designed just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. Our focus is on empowering our members through financial education and personalized support. Our branch is managed by a passionate team led by CEO James Mears and Board President Maureen Davis. Together, they guide a dedicated staff of 495 employees who are always ready to assist you. Whether you're stopping by for an appointment or reaching out via phone at 757-928-8850, we're here to help you navigate your financial journey. With total assets exceeding $2.67 billion and total deposits around $103 million, we are financially strong and capable of providing the resources you need. Our commitment extends beyond numbers; it's about making a real impact in our community. We have provided over 129,745 loans and leases, helping countless individuals achieve their dreams. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. We invite you to explore how we can serve your financial needs today! Visit us online at bayportcu.org or give us a call. Join us in building a stronger community together!

Branch History & Mission

Community Focus

We actively engage with local organizations and initiatives that uplift those around us. From sponsoring educational programs to supporting local charities, we strive to give back to Newport News and help create a thriving environment for all residents. At Newport News Shipbuilding Employees Credit Union, we are more than just a financial institution; we are a community partner dedicated to your success. Join us today to experience the benefits of membership and become part of a legacy built on trust and support. For any inquiries or assistance, feel free to reach out at 757-928-8850 or visit us online at BayPort Credit Union. Let's grow together!

Our Journey

From our humble beginnings, we have evolved into a trusted financial partner for over 155,000 members. Located at 3101 Jefferson Ave, Newport News, VA 23607, we are strategically positioned near key landmarks that reflect our deep roots in this community. While members can visit us at this address for their banking needs, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. With total assets exceeding $2.6 billion, we've built a solid foundation that supports not only individual financial goals but also community initiatives. Our growth is marked by milestones such as the introduction of online banking services and mobile applications that make managing finances easier for everyone.

Our Mission

Our mission is simple yet profound: to improve the financial well-being of our members while contributing positively to the community. We offer a range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. We believe in creating opportunities through responsible lending and exceptional member service. As part of our commitment to accessibility, we provide ATM availability and ensure ADA compliance throughout our branch. Although we do not have drive-thru services or shared service centers at this location, we focus on personal interactions and building relationships with each member who walks through our doors.

Branch Location & Accessibility

Convenient Access and Services

While members can visit us at our branch address, please note that any official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606. Our location is designed with convenience in mind. We offer ample parking and are compliant with ADA standards to ensure everyone can easily access our facilities. Unfortunately, we do not have drive-thru banking available, but we do provide an ATM for quick cash withdrawals and balance checks.

Explore Our Services

Our dedicated team is here to assist you with a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans and refinancing, personal loans for debt consolidation, and rewarding credit cards. For business owners, we offer merchant services and business loans as well. Enjoy the flexibility of online and mobile banking to manage your finances anytime. We invite you to experience the friendly service that sets us apart. Come visit us today or give us a call we're eager to help you on your financial journey!

Operating Hours

At Newport News Shipbuilding Employees, we understand that life can be busy. That's why we operate by appointment only to give you personalized attention when you need it most. Feel free to call us at 757-928-8850 to schedule your visit or inquire about any of our services.

Member Eligibility

At Newport News Shipbuilding Employees, we believe that becoming a member is about joining a community that cares. If you live, work, or worship in the area around 3101 Jefferson Ave Newport News Va 23607, you're likely already eligible to join us! We welcome individuals associated with specific groups and organizations as well, making it easy for many to access our services. Not only do our members enjoy great financial products like checking accounts, auto loans, and mortgages, but they also benefit from a supportive environment where their needs come first. For detailed eligibility criteria, feel free to check out our website at . Joining is simple just give us a call at (757) 928-8850 to learn how you can open an account and start enjoying all the perks of being part of the Newport News Shipbuilding Employees family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to process payments seamlessly, manage cash flow effectively, and gain insights into your sales all from one platform. This not only saves you time but also allows you to focus on what matters most: growing your business. Located at 3101 Jefferson Ave Newport News Va 23607 in Newport News, VA, our dedicated team is here to provide personalized support tailored to your unique needs. Reach out today at (757) 928-8850 and discover how we can help your business flourish!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, ensure that you have the tools necessary for success. We understand the challenges small businesses face, and we're committed to providing support tailored specifically for entrepreneurs in our community.

Credit Cards with Rewards

For those who love earning while spending, our credit cards with rewards offer an excellent opportunity to earn points on purchases that can lead to exciting benefits. It's a simple way to maximize your everyday spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With features like mobile payments and person-to-person transactions, managing your finances has never been easier right from your smartphone! Plus, our ATM services allow for cash withdrawals and balance checks anytime you need them. At Newport News Shipbuilding Employees, we take pride in offering these diverse services while maintaining a personal touch. If you're ready to explore how we can support your financial journey, give us a call at 757-928-8850 or visit us at our branch. Let's start working together towards your financial goals today!

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing solutions can guide you through every step of the home buying journey. We understand that securing a mortgage can be overwhelming, so our dedicated team is here to answer all your questions and find the best rates possible for you.

Personal Banking

When it comes to personal banking, we offer a variety of options tailored to fit your lifestyle. Our checking and savings accounts help you manage your money effectively, making it easy to save for that vacation you've always dreamed of or simply keep track of your daily expenses. Additionally, if you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make this process straightforward and stress-free.

Personal Loans

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services. Whether you need funds for home improvements or are looking to consolidate multiple debts into one manageable payment, we're here to help you navigate these choices confidently.

Digital & Online Banking

Accessibility and Convenience

With 24/7 online banking services, you never have to worry about missing out on important transactions or account updates. Our mobile payments feature means you can make purchases directly from your phone without fumbling for cash or cards. Whether you're checking balances or making payments while waiting in line, our user-friendly interface ensures a smooth experience. In today's fast-paced world, having control over your finances is essential. At Newport News Shipbuilding Employees, we empower you with tools that keep you connected to your money whenever you need it. Explore all our digital offerings today and discover how easy banking can be!

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which are not only eco-friendly but also available at any time for your review. If you prefer to handle transactions on the go, our mobile application makes it simple to manage your finances right from your smartphone. Security is a top priority at Newport News Shipbuilding Employees. We provide electronic signature authorization, ensuring that your transactions are safe and legitimate. You can also make person-to-person transfers quickly and securely, making it easier than ever to send money to friends or family.

Financial Strength

Growing Together

Total Share Accounts stand at an impressive 319,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are currently at $0, indicating our commitment to serving our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 3101 Jefferson Ave Newport News VA 23607 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Focus

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $11,232,596 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,886 in used auto loans and an impressive total of $2,005,942,557 in loans and leases.

Strong Financial Health

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $168,629,143 in new vehicle loans and $521,429,456 in used vehicle loans to help our members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Credit Lines and Business Loans

For those who need additional flexibility in their finances, our total credit lines amount to $886,367,451. This option allows you to access funds as needed without the hassle of applying for multiple loans. Additionally, if you're a business owner seeking capital for growth or expansion, our outstanding commercial loans totaling $230,723,722 provide the support you need. We encourage all potential borrowers to explore refinancing options as well. It could be an excellent opportunity to lower your monthly payments or adjust your loan terms according to your current financial needs. To learn more about how our loan products can work for you or to start your application process today, feel free to reach out at 757-928-8850 or visit us at 3101 Jefferson Ave Newport News Va 23607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, providing flexible terms that suit your financial situation. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is ready to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending experience.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through its commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers. One significant benefit of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency for users. Additionally, LendMesh maintains a strict policy of No Sponsored Listings lenders are not prioritized based on paid promotions. This approach means you receive unbiased results tailored to your needs. With Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, making it easier to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loan offers, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Newport News Shipbuilding Employees