Newport News Shipbuilding CU Newport News VA | Credit Cards with Rewards & Business Banking

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner since 1928. Located at 3711 Huntington Ave, Newport News, VA 23607, we are proud to serve over 155,000 members in our community. With total assets exceeding $2.6 billion and total deposits around $103 million, we are dedicated to providing the best financial services tailored to meet your needs. At Newport News Shipbuilding Employees, we understand that every member is unique. Whether you're looking for personal banking solutions like checking accounts and auto loans or need assistance with mortgages and business loans, we have you covered. Our robust portfolio includes over 129,000 loans and leases, reflecting our commitment to helping you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 1 BayPort Way, Suite 350, Newport News, VA 23606. Led by CEO James Mears and Board President Maureen Davis, our team of nearly 500 employees is here to ensure that your experience with us is exceptional. We pride ourselves on being an integral part of the Newport News community, offering not just banking services but also a helping hand when needed. Our services extend beyond traditional banking; with features like online and mobile banking, ATMs, and shared branching options available for added convenience. If you have any questions or need assistance, don't hesitate to reach out at 757-928-8850. Join us today and experience the difference of being part of a credit union that truly cares about its members! Visit our website at bayportcu.org for more information on how we can assist you further.

Branch History & Mission

Welcome to the Newport News Shipbuilding Employees Credit Union, where we blend a rich history with a commitment to serving our community. Established in 1928, our branch has been a steadfast partner for generations of members in Newport News, Virginia. Located at 3711 Huntington Ave, we are proud to provide personalized financial services that meet the needs of our growing membership base. Over the years, we've seen remarkable growth from our humble beginnings to now supporting over 155,000 members and boasting total assets of more than $2.6 billion. This journey reflects not only our financial success but also our unwavering dedication to empowering individuals and families through sound banking practices and education. At the heart of our mission is a simple yet profound goal: to enhance the financial well-being of our members while actively contributing to the communities we serve. We offer a wide array of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment extends beyond just financial transactions; we strive to build lasting relationships that foster trust and support. While members can visit us at 3711 Huntington Ave, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. Our operating hours are convenient for all Monday through Friday from 9:00 AM to 5:00 PM, with walk-up teller services available from 7:15 AM to 9:00 AM. We understand that modern banking requires flexibility and accessibility. That's why we have embraced technology by providing online banking options, mobile payments, and ATM access for your convenience. We are also committed to ensuring that all members can access our services easily, adhering to ADA compliance standards. Our community outreach efforts reflect our belief in giving back. We partner with local organizations and participate in initiatives that uplift those around us. From educational workshops to sponsorships, we are dedicated to making a positive impact in Newport News. As you explore what we have to offer at the Newport News Shipbuilding Employees Credit Union, consider joining us today. Experience firsthand how we prioritize your financial needs while investing in the future of our community. For any questions or more information about becoming a member, feel free to call us at 757-928-8850 or visit our website at BayPort CU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call-to-Action

We're excited to serve you! If you have questions or need assistance with your banking needs, please don't hesitate to call us at 757-928-8850. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Accessibility

Nestled in the heart of Newport News City, our branch is just a stone's throw away from notable landmarks like the Virginia Living Museum and the Mariners' Museum Park. This prime location not only provides easy access but also offers plenty of parking options nearby. Plus, our branch is ADA-compliant, ensuring that everyone can easily access our facilities.

Operating Hours and Services

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM, with an early walk-up teller window available from 7:15 AM to 9:00 AM. You can count on us for personal banking needs such as checking and savings accounts, auto loans, mortgage refinancing, and even business banking services. And if you need cash on the go, we have ATM services available for your convenience! While members can visit us at 3711 Huntington Ave, official correspondence should be sent to our mailing address at 1 BayPort Way, Suite 350, Newport News, VA 23606.

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a caring family that's dedicated to supporting your financial journey. If you live, work, or worship in the Newport News area, you're likely eligible to join us! We welcome individuals who are associated with Newport News Shipbuilding, as well as their immediate family members. This means you can open an account and enjoy all the benefits that come with membership, including competitive loan rates and personalized service. To learn more about the specific eligibility criteria, feel free to visit our website at . Opening an account is simple and straightforward. Just give us a call at (757) 928-8850, or stop by our branch located at 3711 Huntington Ave Newport News Va 23607 during our operating hours. Our friendly team is here to guide you through the process and answer any questions you might have. We're excited to have you on board and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine having a payment processing solution that simplifies transactions and enhances customer satisfaction. Our merchant services are tailored to fit your operational needs, allowing you to focus on what you do best running your business. From easy credit card processing to point-of-sale systems, we provide tools that make financial management hassle-free. Located at 3711 Huntington Ave Newport News Va 23607 in Newport News, VA, our team is ready to assist you every step of the way. Reach out to us at (757) 928-8850 for personalized support and discover how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and businesses, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with the right financial products.

Connect with Us

Our team is ready to assist you! For more information about our services or to get started today, give us a call at 757-928-8850 or visit us online at BayPort Credit Union. We're open Monday through Friday from 9:00 am to 5:00 pm, with walk-up teller service starting as early as 7:15 am! At Newport News Shipbuilding Employees, we're committed to providing personalized service that meets your financial needs every day. Join us today and experience the difference!

Credit Cards and Rewards

Don't forget about our credit cards with rewards! Enjoy cashback on purchases, travel perks, and more while building your credit score. Our cards are designed with your lifestyle in mind, offering benefits that suit how you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily manage your accounts from anywhere, pay bills, transfer money with our person-to-person payment service, or check balances using our mobile app. Need cash? Use our ATM & cash withdrawal services at our branch or any partner locations nearby. Plus, if you're a member of another credit union, enjoy basic shared branch transactions like deposits and withdrawals without any hassle.

Personal Banking Solutions

We understand that managing personal finances can be a challenge. That's why we offer various checking and savings accounts designed to fit your lifestyle. Whether you are saving for a vacation or just need a safe place for your everyday spending, our accounts provide the flexibility and convenience you need. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to help you get on the road quickly. With competitive rates, we make it easier for you to drive away in your dream car without breaking the bank. Thinking about purchasing a home? Our mortgage loans and refinancing services ensure you have access to the best rates available, guiding you through every step of the process so you can focus on making memories in your new home. In times of unexpected expenses, our personal loans and debt consolidation options provide quick relief. We work with you to find manageable repayment plans that can ease financial burdens without added stress.

Digital & Online Banking

Key Features

Our user-friendly mobile application makes it even simpler to handle your banking needs on the go. You can make mobile payments effortlessly and send money to friends or family with our person-to-person transfer feature. No more waiting in line; everything you need is just a tap away! Plus, with electronic signature authorization, signing important documents is quick and hassle-free. Stay organized and eco-friendly with e-statements that allow you to view your account activity without the clutter of paper statements. It's not just about convenience; it's also about making smart choices for the environment.

Security You Can Trust

Your security is our top priority. Our online banking services are equipped with robust security measures to protect your personal information. Whether you're using our website or mobile app, rest assured that your data is safe with us. At Newport News Shipbuilding Employees, we are committed to providing accessible and easy-to-use financial solutions. Experience real-time account management that fits your lifestyle and helps you stay on top of your finances like never before!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for your peace of mind. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $27,886 in used auto loans and $2,005,942,557 in total loans and leases across various sectors. Our performance reflects our operational efficiency with a net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 3711 Huntington Ave Newport News VA 23607 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, making it easier than ever to drive away with the car you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and are committed to offering customized solutions that support your growth ambitions. At Newport News Shipbuilding Employees, we prioritize your financial well-being. If you're interested in refinancing options or checking eligibility for any of our loan products, don't hesitate to contact us. Our friendly staff is ready to guide you through the process and help you find the right solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing finances, we also offer credit lines totaling $886,367,451 and flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. This means you can access funds as needed while enjoying competitive rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We work closely with our members to ensure they understand their options and can choose a mortgage solution that fits their budget.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed for those who want to make informed choices without the hassle of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that all loan offers are based on the latest results, ensuring fair and transparent offers for users (Source: https://www.ncua.gov). The integrity of the information provided is paramount, as it allows users to trust that they are viewing legitimate options. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from recognized financial institutions, enhancing transparency in the lending process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results empowers users to make decisions based solely on their needs and financial situation. With real-time rate comparisons from multiple institutions, LendMesh helps users navigate their options efficiently. By having access to up-to-date loan rates, individuals can take confident steps toward finding the best deals available in the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this tool in helping borrowers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Newport News Shipbuilding Employees