Newport News Shipbuilding CU Newport News VA

Introduction

Welcome to the Newport News Shipbuilding Employees Credit Union, where community and commitment come together to create a reliable financial home for our members. Established in 1928, we have proudly served over 155,000 members with the goal of providing exceptional service and fostering financial well-being. Our branch is conveniently located at 1 Bayport Way Ste 350, Newport News, VA 23606, making it easy for you to stop by and meet our dedicated team. With total assets exceeding $2.6 billion, we are well-equipped to support your financial needs. Whether you're looking to secure a loan from our portfolio of over 129,000 loans or save with confidence in our robust deposits totaling $103,377,763, we have solutions tailored just for you. Our strong net worth of $275,541,281 reflects our commitment to financial stability and growth for our members. Under the leadership of CEO James Mears and Board President Maureen Davis, we take pride in offering personalized services that align with your unique financial goals. Our team is not just here to help you manage your money; we're committed to making a positive impact in the community. While members can visit us at our branch address, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. If you have any questions or need assistance, feel free to reach out at 757-928-8850 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Join us today and experience the difference that comes with being part of a community-focused credit union! Visit our website at BayPort CU for more information about our services and how we can assist you on your financial journey.

Branch History & Mission

Our Mission

At Newport News Shipbuilding Employees, our mission goes beyond providing financial services. We strive to empower our members by offering affordable loans, competitive savings options, and personalized financial advice. Our goal is to enhance the quality of life in our community by supporting local initiatives and fostering economic growth. We are proud of our long-standing relationships with various organizations that share our commitment to community service. In today's fast-paced world, we understand the importance of technology in making banking easier and more accessible. That's why we've embraced digital advancements like online banking and mobile payments while ensuring ADA compliance so everyone can enjoy our services comfortably. We also focus on customer-centric initiatives that prioritize your needs. Whether it's through partnerships with local businesses or outreach programs that give back to those in need, we aim to make a meaningful impact on the lives of our members. As you consider becoming part of our growing family at Newport News Shipbuilding Employees, we invite you to experience firsthand the benefits of membership. Join us today and discover how we can help you achieve your financial goals while being part of a community that truly cares. For more information about joining or our services, please call us at 757-928-8850 during our operating hours: Monday - Friday from 8:00 AM to 5:00 PM. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to accommodate everyone comfortably. If you need assistance during your visit, our friendly staff is always ready to help.

Contact Us

For any questions or if you're looking for more information about how we can serve you better, feel free to give us a call at 757-928-8850. We invite you to come by and experience the welcoming atmosphere of the Newport News Shipbuilding Employees branch where community meets convenience!

Convenient Location

Whether you're commuting to work or out running errands, our location is designed for your convenience. You can find us just a stone's throw away from popular spots like the City Center at Oyster Point, where you can enjoy shopping and dining before or after your visit. Parking is ample and easy to navigate, ensuring that you won't have to worry about finding a spot when you arrive.

Operating Hours & Services

We understand that life can get busy, which is why we offer flexible operating hours from Monday through Friday, opening at 8:00 AM and closing at 5:00 PM. During these hours, you can take advantage of our full range of services tailored to meet your banking needs. While we currently do not have an ATM on-site or drive-thru banking options, our team is available to assist with any transactions or inquiries you may have.

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, we welcome you! Membership is open to individuals who are employed by or retired from Newport News Shipbuilding, as well as their immediate family members. This means if you're connected to someone in these categories, you can enjoy the benefits of membership too! With us, you'll experience personalized service and competitive rates that make managing your finances easier and more rewarding. To learn more about our eligibility requirements, feel free to check out the details on our website at . We've made the account opening process straightforward, so you can start benefiting from our services without any hassle. If you have questions or need assistance, don't hesitate to reach out at (757) 928-8850. We're here for you Monday through Friday from 8:00 AM to 5:00 PM, ready to help you take the first step towards joining Newport News Shipbuilding Employees.

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a bustling café where customers can pay quickly and easily. Our merchant services make this possible, allowing business owners to focus on what they do best serving their clients. From point-of-sale systems to online payment solutions, we equip businesses with the tools needed for seamless transactions. Located at 1 Bayport Way Ste 350 Newport News Va 23606 in Newport News, VA, our team is ready to help you explore how our tailored solutions can meet your specific needs. Contact us today at (757) 928-8850 to learn more about how we can partner in your success!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features, allowing you to manage your account from anywhere. With online banking, mobile payments, and a user-friendly mobile application, handling your finances is just a few taps away on your smartphone or computer. You can pay bills, transfer money between accounts, and even make person-to-person payments all designed to fit your busy lifestyle.

Member-Focused Solutions

Our services go beyond just transactions; we aim to empower our members with the right tools for their financial journey. Whether you're saving for a new car or planning for future investments, having access to reliable ATM services ensures that you can manage your cash flow effectively without unnecessary hurdles.

Personalized Banking Experience

One of the standout features of banking with us is our commitment to member service. Whether you're looking for basic banking services or something more specific, we are here for you. Our primary offering includes ATM Services Only, which allows you to access your funds conveniently whenever you need them. Imagine being able to withdraw cash or check your balance at any hour without stepping into the branch. It's this kind of accessibility that makes managing your finances easier.

Reach Out Today!

We invite you to explore how Newport News Shipbuilding Employees can help you achieve your financial goals. For any questions about our services or to learn more about how we can assist you further, don't hesitate to contact us at 757-928-8850 during our operating hours from Monday through Friday, 8:00 AM - 5:00 PM. Join us in making financial management simpler and more accessible because at Newport News Shipbuilding Employees, it's all about you!

Digital & Online Banking

Key Features

We know that security is paramount when it comes to banking. That's why our services include electronic signature authorization, allowing you to approve transactions safely from the comfort of your home. And for those who prefer going paperless, our e-statements provide an eco-friendly option for reviewing your account activity while keeping everything organized. Need to send money quickly? Our person-to-person transfer feature makes it easy to send and receive money instantly, so you're always connected with friends and family. Plus, if you're a fan of mobile payments, you'll love how simple it is to make purchases directly from your phone. In today's fast-paced world, having real-time access to your finances can make all the difference. With our user-friendly platform and features like mobile payments and e-statements, managing your money has never been easier or more secure. Experience the ease of digital banking at Newport News Shipbuilding Employees today!

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial practices ensures that we remain a reliable partner in your financial journey. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $11,232,596, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 319,185, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 1 Bayport Way Ste 350 Newport News Va 23606 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have financing solutions that fit your budget.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $230,723,722 can provide the capital needed to grow. We are committed to supporting local businesses and fostering economic development within our community. We encourage you to reach out for more information about eligibility options and refinancing opportunities that may be available to you. Our team is dedicated to finding the best loan products tailored specifically for your situation. For any questions or assistance with our loan offerings, feel free to contact us at 757-928-8850 or visit us at 1 Bayport Way Ste 350 Newport News VA 23606. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Card Loans

In addition to auto and mortgage loans, we also provide flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. If you prefer having a line of credit at your disposal for unexpected expenses or planned purchases, our credit lines totaling $886,367,451 are here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, ensuring you have access to the funds necessary for your home purchase or refinance.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, users can compare offers in real time. This feature helps you make decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

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Newport News Shipbuilding Employees